| 12/16/05 |
Quarterly Dividend Increased To $0.18/Share |

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| 12/05/05 |
Balance Sheet to be Restructured |

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| 11/09/05 |
Form 10-Q Balance Sheet Published |

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| 10/27/05 |
3rd Qtr Profits, Loans, and Deposits Increase |

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| 10/05/05 |
3rd Qtr Conference Call and Webcast |

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| 09/20/05 |
$0.17 Cash Dividend Declared |

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| 07/28/05 |
2nd Qtr Net Income, Loans, and Deposits Increase |

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| 07/19/05 |
Chairman Adopts 10b5-1 Plan |

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| 07/11/05 |
2nd Qtr Conference Call and Wecast |

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| 06/20/05 |
$0.17 Cash Dividend Declared |

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| 04/28/05 |
Net Income, Net Interest Income, and Loans Increase |

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| 04/12/05 |
1st Qtr Conference Call and Wecast |

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| 04/11/05 |
10-K Form Published |

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| 04/11/05 |
2004 Annual Report Published |

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| 03/23/05 |
$0.17 Quarterly Cash Dividend |

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| 03/09/05 |
Additional Branch Locations Announced |

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| 01/26/05 |
Net Income, Net Interest, and Loans Increase |

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| 01/05/05 |
4th Qtr And Year End Conf. Call And Webcast |

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