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Certificate of Deposit 

A certificate of deposit (CD) is a great alternative to a traditional savings account and earns higher yields while providing protection against fluctuating interest rates.

Our CDs range in maturity periods from 7 days all the way up to a 10 years. With competitive rates and flexible maturity, you have the ability to augment your savings in a way that makes the most sense for you. And we're always happy to answer any questions you may have.

Certificate of Deposit Account Comparison:

Account Features

3 Month money market Certificate of Deposit

Certificate of Deposit

Minimum Opening Balance $500 $2,500
Minimum Daily Balance Required to Avoid Monthly Service Charge

Monthly Service Charge

Deposit Item Fee

Withdrawal Fee $10 per withdrawal over 1 per month1 Penalty for early withdrawal2
Competitive Interest Rate Compounded dailyTiered rates Compounded daily
Interest Paid on Collected Balances At maturity Varies
Online Banking Free Free
Mobile Banking Free Free
Banner Bank-by-Phone Free Free
Additional Options and Features
  • Unlimited deposits
  • Terms from 7 days to 10 years

1Penalty of 7 days interest if withdrawal is made within 6 days of previous withdrawal. 2Early withdrawal penalty varies by term. Consult a Banner Bank Representative for details.