(Personal Checking Accounts Only)
Effective August 15, 2010, we can no longer authorize or pay overdrafts for everyday debit card transactions at a point of sale, or withdrawals made through the ATM unless you give us your consent.
Benefits of Giving Consent ("Opting-In")
Consenting can save you the inconvenience and embarrassment of a declined transaction with a merchant or at an ATM. If you have not instructed Banner Bank to consider authorizing and paying everyday debit card transactions and ATM withdrawals that inadvertently overdraw your account, these transactions will be declined if you do not have sufficient funds in your account and/or available Overdraft Protection. You will not be able to complete your transaction.
What You Need To Do
If you want Banner Bank to authorize and pay overdrafts on debit card and ATM transactions, consent online, contact us at 800-272-9933, or complete the Overdraft Consent Form and either present it or mail it to your branch.