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Overdraft Protection 

No matter how careful you are with your finances, sometimes mistakes happen. Banner Bank’s Overdraft Protection options can save you the embarrassment of a bounced check and ensure your debit card and ATM transactions go through.

Two Options For Overdraft Protection:

  • A Banner Bank savings account can be linked to your checking account.  Overdrafts will be covered through a daily transfer from savings to checking.
  • A Banner Bank line of credit* can be linked to your checking account.  Overdrafts will be covered through a daily transfer from line of credit to checking.

You decide which accounts or combination of accounts will fund potential overdrafts.  We’ll help you avoid the inconvenience of merchant returned-check fees and keep you in good standing with the people you do business with.

How To Enroll:

Contact us at any Banner Bank branch location or call 1-800-272-9933 to speak to a banker and cover your checking account with Overdraft Protection.

Help Preventing Overdrafts And Managing Your Finances:

Banner Bank provides a variety of option for you to monitor your account balances and help prevent overdrafts. View our eBanking section to learn more about Banner Online Banking email alerts, Banner Bank-by-Phone, and Mobile Banking.

If you need help managing your finances, a good resource is the Federal Trade Commission’s Choosing a Credit Counselor Web page.

* Subject to credit approval.