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Platinum Rewards Visa® Credit Card: No Annual Fee | Banner Bank 

Consumer Credit Card

Why should you carry a Banner Bank Credit Card? The Banner Bank Credit Card offers you:

  • Low fixed interest rates**
  • No penalty interest rates. So even if you miss a payment, you won’t be penalized with an outrageous rise in your interest rate
  • No annual fee, no balance transfer fee and no cash advance fee
  • 24-hour customer service
  • Qualifying purchases earn points in the TruRewards program that you can redeem for airline tickets, gift certificates, or cash back

Online Access: Get easy online access to your credit card activity right inside your Banner Online Banking account, so there are no additional passwords to remember. With an online account, you can:

  • Check your credit card balance
  • Review your transactions
  • See your current and past statements
  • Make payments online

Paperless Credit Card Account Statements: To sign-up, simply login to your online personal Banner credit card account, go to 'Statements' > select 'Delivery Options' > choose 'Paperless' > read the agreement and then click 'I Agree' to turn off paper statements. A few benefits of going paperless include:

  • Reduced risk of fraud
  • Faster delivery
  • Less mail clutter
  • Less waste

Consumer Card Services: To report a lost or stolen Banner Bank Credit Card or if you are planning to travel abroad, click here.

*Subject to credit approval. Credit history is reviewed for delinquencies, bankruptcies, and past credit performance. Applicants must be 18 years or older, a legal resident of the United States and a current Banner Bank deposit client or resident of Washington, Oregon or Idaho**Assigned interest rate will depend upon applicant’s credit history and will be disclosed in the Credit Card Agreement sent with applicant’s card.  Credit Card Agreements can be viewed (in PDF) using the links listed under "Related Documents" on this page.