This isn't your typical everyday checking account. It pays a competitive tiered interest rate and offers numerous benefits such as free use of Banner Bank's ATMs and unlimited rebates of surcharges assessed by non-Banner US ATMs1. In addition, account holders qualify for a 0.25% bonus over regular posted CD rates2 and unlimited free wallet-style logo checks.
| Minimum Opening Balance |
$50 |
| Minimum Daily Balance Required to Avoid Monthly Service Charge |
$5,000 or average daily balance of $10,000 |
| Minimum Monthly Activity Requirements |
— |
| Monthly Service Charge If Balance And Activity Requirements Are Not Met |
$12 |
Account Options and Features:
- Unlimited check writing
- Unlimited Visa debit card usage
- 50% off any personal check style or free Banner Bank logo checks
- Free Banner Online Banking and Bill Pay
- Free Mobile Banking
- Free Banner Bank-by-Phone
- Surcharge free ATM network1
- 0.25% over posted Certificate of Deposit rates2
- 0.25% discount on consumer loans, in addition to 0.25% for automatic payment
- 50% off safe deposit annual rental fee where available
- Free cashier's checks and money orders
- Free notary public services
- Direct deposit available
- Automatic savings plan available
- Automatic loan payment available
- Overdraft protection options available
1 Applicable for US ATM transactions only. Any surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to customer’s account. 2 On selected terms and to be used for new certificates of deposit or at renewal.