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 e-$ense Account 

e$ense Student

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Great for students as well as adults looking for a low cost, no surprise account, e-$ense is designed for people most interested in doing their banking online. Enjoy peace of mind with no overdraft fees, a free debit card, and loads of free Banner Online Banking and Mobile Banking services at your fingertips.

Terms and Pricing  

Minimum Opening Balance $50 
Minimum Daily Balance Required to Avoid Monthly Service Charge  $0
Monthly Service Charge If Balance And Activity Requirements Are Not Met

$3 — waived with at least 1 debit card transaction or 1 deposit per statement cycle

Monthly Paper Statement Charge1 $3

  Account Options and Features:

  • Free Banner Online Banking
  • Free electronic Bill Pay (Banner Bill Pay via paper check costs $2 per check)
  • Free Mobile Banking
  • Free Snapshot Deposit
  • Free Banner Bank-by-Phone
  • Unlimited debit card usage
  • Free use of Banner Bank ATMs
  • No overdraft charges
  • Available to students age 12+ with parent/guardian signer
  • Discounted money order fee on the first four money orders purchased/month
  • Free Notary Public service
  • Direct deposit available
  • No checks permitted ($2 charge for each check that clears account)

Monthly paper statement delivery fee assessed when not enrolled in eStatements.