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 Personal Checking 

Not everyone wants the same thing from a checking account. That's why Banner Bank offers e-$ense, Connected, and Banner's Best checking accounts. Compare the different accounts below to see which one is right for you. 

Personal Checking Account Comparison:

Account Features 

e$ense Account 

Connected Checking

Banner's Best Checking

Online Account Opening

Launch Online Application

Launch Online Application

Launch Online Application

Minimum Opening Balance  $50 $50 $50
Minimum Daily Balance Required to Avoid Monthly Service Charge $0 $0 $5,000 or average daily balance of $10,000
Monthly Service Charge If Balance Requirements Are Not Met $3 — waived with at least 1 debit card transaction or 1 deposit per statement cycle $0  $12
Competitive Interest Rate

 —

Compounded daily—Tiered rates
Monthly Paper Statement Charge1 $3 $0 $0
Online Banking Free Free Free
Online Bill Pay Free electronic Bill Pay, paper check fee is $2 per check Free Free
Mobile Banking Free Free Free
Snapshot Deposit Free Free Free
Banner Bank-by-Phone Free Free Free
Banner Bank Debit Card Free Free Free
Banner Bank Credit Card2 Free Free Free
Overdraft Protection May be linked to savings or line of credit3 May be linked to savings or line of credit3
Additional Options and Features
  • Free Notary Public service
  • Free eStatements
  • No overdraft charges

  • Available to students age 12+ with parent/guardian signer
  •  No checks permitted

    ($2 charge for each check that clears

    account)

  • $2 money orders - up to four money orders purchased/month

  • Free use of Banner Bank ATMs

  • Free Notary Public service
  • Free eStatements
  • 50% off any personal check style for clients aged 65+

  • Surcharge free ATM network4
  • Earn $0.05 on every debit card purchase (paid monthly) or earn

    TruRewards points on signature transactions

  • Free Banner Savings account. $25 opening deposit and at least

    $25/month transfer from your Connected Checking account required for monthly service charge waiver

  • $300 closing cost discount on a Banner 1-4 family real estate

    mortgage3

  • Free Notary Public service
  • Free eStatements
  • Free cashier's checks and money orders
  • 50% off any personal check style, or free Banner Bank logo checks
  • Surcharge free ATM network4
  • 0.25% over posted Certificate of Deposit rates5
  • 0.25% discount on consumer loans, in addition to 0.25% for automatic payment
  • 50% off safe deposit annual rental fee where available
  • $300 closing cost discount on a Banner 1-4 family real estate

    mortgage3

Monthly paper statement delivery fee assessed when not enrolled in eStatements. 2 Subject to credit approval and limited to current Banner Bank deposit clients or residents of WA, OR and ID. 3 Subject to credit approval. 4 Applicable for US ATM transactions only. Any surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to clients' account. 5 On selected terms and to be used for new certificates of deposit or at renewal.