Understanding the Security Behind Mobile Wallets
Mobile payment technology solves many of the security issues retailers have experienced with traditional credit or debit cards. Read what makes them so secure.
3 Benefits of a Business Savings Account
Saving for the future is not only a good idea for individuals, it’s a smart strategy for businesses. Having a savings plan in place can help your business avoid paying interest when making major purchases, provide a financial cushion during economic downturns or enable you to expand your business when the time is right.
3 Myths Dispelled... And Why Your Business Should Consider Exporting
Many business owners would like to expand their business to international markets, but often fear the complicated or unknown issues that surround rules of export and international trade finance. This blog identifies three of the most common reasons business owners avoid expansion to international markets and how to overcome those issues.
3 Card Payment Changes Coming in 2015
This year, U.S. consumers will see a major shift in credit and debit card payment options, whether paying online or in the store. With the rise of identity theft, data breaches and card skimming, increased security and financial protection is at the heart of these new card payment options.
3 Ways to Fully Utilize a Business Line of Credit
A business line of credit is a very specific lending product designed to bridge the gap between a company’s buying and selling cycle. It is a powerful tool businesses can use to support their operating expenses, finance inventory or accounts receivables. Ultimately, a line of credit can be a tool to help growing or seasonal businesses reach the next level.
Key Considerations for Agricultural Lending Partnerships
Let's face it. Agriculture is a risky business, but one that is vital to our Northwest economies. When looking toward expansion, finding the right lending partner can help farmers weather any eventuality.
FHA Draws First-Time Home Buyers Back to the Market
According to Fannie Mae's January 2015 National Housing Survey™, consumer optimism toward the housing market increased last month with 67 percent of respondents saying now is a good time to buy a home. Learn how the Federal Housing Administration (FHA) plans to help bring qualified buyers to the market.
Key Decisions Business Owners Should Know When Purchasing Equipment
Let’s face it. If your business requires equipment, odds are it’s expensive. Deciding to replace, upgrade or add new equipment is a big decision that could affect profits and cash flow. In this blog, we’ve identified a few key decisions business owners should keep in mind when considering major equipment purchases and financial options that may be available to you, as a business owner.
5 Tips to Prevent Online Fraud
Consumers aren’t the only ones at risk of online fraud. From recent data breaches at major retailers to increasing incidents of fraudulent emails, businesses are increasingly at risk of email and online fraud. Many online safety precautions that apply to consumers can also protect businesses.
5 Tips When Considering an SBA Loan
Over the past few years, the U.S. Small Business Administration (SBA) rose to the challenge of rebuilding the American economy, helping facilitate $19.2 billion in loans to small businesses during the last fiscal year alone. If your business is in need of cash to start or grow, here are a few tips when considering an SBA loan.
2015 Outlook: Economies Poised for Growth
Dr. Bill Conerly recently presented his economic forecast to Banner Bank clients and employees. His national economic forecast calls for stronger growth in 2015-16, higher interest rates and stable inflation. He cautions about the risk of recession and an inflation-interest rate roller coaster. But there’s more to the story.
How to Master the 5 C's of Business Bank Loans
Business loans are back in play. The economy is on the upswing, businesses are again interested in investing and banks are eager to lend to qualified candidates. This adds up to a borrower’s market.