Need-To-Know Savings Habits for Children
However you approach the topic of savings with your children, remember to stay focused on the goal: to raise a financially savvy child who can go into the world with the basic knowledge about saving and spending so he/she avoids the temptations of excessive spending.
Tips on Financing a Home Build or Remodel
Building or remodeling a home is an exciting project, yet it can be daunting. Here are some great ideas for getting started on building your dream home or remodeling your current home to make it perfect. With the right financing in place your project will have a solid foundation.
How To Build Success Into Your Business Succession Plan
Business owners work hard to start and grow a company. But what happens when you want to retire? Who will lead the company? How will you get your equity out of the business? If you’re like many of your peers, you know you need to prepare for the endgame.
Understanding the Security Behind Mobile Wallet
Mobile payment technology solves many of the security issues retailers have experienced with traditional credit or debit cards. Read what makes them so secure.
Making the Foreign Familiar
If your company imports merchandise or supplies, you know the goods have to arrive on time and in the proper condition. Many importers don’t realize there’s a tool that lets you facilitate payment, ensure your items arrive on time and control other aspects of delivery: commercial letters of credit.
3 Benefits of a Business Savings Account
Saving for the future is not only a good idea for individuals, it’s a smart strategy for businesses. Having a savings plan in place can help your business avoid paying interest when making major purchases, provide a financial cushion during economic downturns or enable you to expand your business when the time is right.
College Scholarships, Grants and Loans - What do they cover?
Students and their families have plenty of options to consider when it comes to paying for college tuition. From scholarships to grants to loans, filling the gap can be a confusing proposition. Before deciding what options are right for you, there are a few important tips to keep in mind.
3 Myths Dispelled... And Why Your Business Should Consider Exporting
Many business owners would like to expand their business to international markets, but often fear the complicated or unknown issues that surround rules of export and international trade finance. This blog identifies three of the most common reasons business owners avoid expansion to international markets and how to overcome those issues.
3 Ways to Fully Utilize a Business Line of Credit
A business line of credit is a very specific lending product designed to bridge the gap between a company’s buying and selling cycle. It is a powerful tool businesses can use to support their operating expenses, finance inventory or accounts receivables. Ultimately, a line of credit can be a tool to help growing or seasonal businesses reach the next level.
Key Considerations for Agricultural Lending Partnerships
Let's face it. Agriculture is a risky business, but one that is vital to our Northwest economies. When looking toward expansion, finding the right lending partner can help farmers weather any eventuality.
Key Decisions Business Owners Should Know When Purchasing Equipment
Let’s face it. If your business requires equipment, odds are it’s expensive. Deciding to replace, upgrade or add new equipment is a big decision that could affect profits and cash flow. In this blog, we’ve identified a few key decisions business owners should keep in mind when considering major equipment purchases and financial options that may be available to you, as a business owner.
5 Tips to Prevent Online Fraud
Consumers aren’t the only ones at risk of online fraud. From recent data breaches at major retailers to increasing incidents of fraudulent emails, businesses are increasingly at risk of email and online fraud. Many online safety precautions that apply to consumers can also protect businesses.
5 Tips When Considering an SBA Loan
Over the past few years, the U.S. Small Business Administration (SBA) rose to the challenge of rebuilding the American economy, helping facilitate $19.2 billion in loans to small businesses during the last fiscal year alone. If your business is in need of cash to start or grow, here are a few tips when considering an SBA loan.
How to Master the 5 C's of Business Bank Loans
Business loans are back in play. The economy is on the upswing, businesses are again interested in investing and banks are eager to lend to qualified candidates. This adds up to a borrower’s market.