Manage your business finances with Banner Online Banking


Banner Online Banking for Commercial clients includes:

Faster payments. Send expedited bill payments.

Extra security. Benefit from added fraud prevention and security features including the use of Secure Access Codes and browser registration.

Optimized for mobile devices. View and manage all of your bank accounts from your desktop, tablet or smart phone.

Transaction detail. View and download checking, savings, money market, certificate of deposit statements and transactions.

eStatements. Save time by providing instant access to view and print account statements through Banner Online Banking.

Money transfers. Transfer money to and from your Banner accounts and those you own at other U.S. financial institutions. You can also pay your Banner mortgage via an online transfer or make a payment toward your Banner line of credit.

Mobile banking. The Banner Bank mobile app lets you access your accounts to view balances and transactions and transfer money using your smartphone or tablet (iPhone®, iPad® or Android™ mobile device). Download the Banner Bank mobile app and enroll within Banner Online Banking.

Enhanced security. Using secure technologies, we help to prevent attacks on your data and against your accounts.

New or recently upgraded to Banner Online Banking? Read our FAQs.

Secure Access Code



What is a Secure Access Code?
A Secure Access Code is a security feature that allows you to register the computer you are using for "one-time" or "future" use. 
Why do I need a Secure Access Code?
Registering your computer is another layer of security to ensure your online banking account cannot be accessed by an unregistered computer – even if your Login ID and Password are accidentally or unintentionally compromised.
How does the Secure Access Code work?
When you log in from an unrecognized computer or mobile device, we will send you a single-use Secure Access Code.  The code will be delivered to you using secure contact information that we have on file for your accounts.  You can choose to have your Secure Access Code delivered via text message, phone call or e-mail, depending on what contact information we have on file for you.  Once you receive the temporary Secure Access Code from Banner, enter it in the space provided within login.
When you use a private device that you will frequently use to access online banking, you can “register the device”, which will allow us to recognize the device and browser you’re using.  Once you have registered your device, you will not be prompted for a Secure Access Code with future logins.  However, if the computer you use is public or one which you do not regularly use, we recommend for your security that you “do not register” the device.
I didn’t receive my Secure Access Code or my contact information is outdated.
Please call us at 800-272-9933 during business hours so we may assist you.
I have registered my device, but online banking prompts for another Secure Access Code.  Why?
There are several reasons this may happen.  Most commonly this occurs when your browser settings are setup to delete cookies, or your browser cookie for online banking has been deleted since your last login.  This can also happen if you are logging in with a different browser on the same registered device. You may have a program on you device that automatically deletes the cookie and that feature would need to be turned off or configured to accept and retain cookies from Banner Bank.
How do I remove the registration from a device?
You can remove the registration of a device or browser by deleting your cookies, or only the cookie related to online banking.

Read more online banking security tips

Your security is our top priority. But we need your help.


To ensure that your financial information is secure whenever you use the Internet, we’re asking you to take a few minutes right now to make sure you’re using the most current version of your Web browser. That’s because the browser—the software application that lets you surf the Web—also plays a huge role in protecting you and the data you choose to share when you’re online. The most common browsers are Internet Explorer, Firefox, Chrome, and Safari. 

As online fraud and theft evolves, browsers must become more secure with each new version. That’s why companies that provide Web browsers continually release patches to stay one step ahead of fraudsters. So it’s vital that individual users, like you, routinely apply the upgrades to stay protected-on your smartphone, tablet and computer.  

Always using a current Web browser is vital to keeping the information you share and the sites you visit secure. This includes the financial information you view and exchange while using online banking. Knowing you’re using the most current version is one of the best ways to give yourself peace of mind.

There are many versions in use today that provide adequate protection. If you’re using any of these you’re in great shape:

If you’re unsure which version you’re using, please take a moment to check with the browser provider to make sure it’s current. To do this, simply visit the website of your preferred provider and navigate to their updates/patches. Or, you may also click on the link above that’s associated with your browser to download the latest version. If you are using Internet Explorer, please ensure it is not running in Compatibility Mode (setting within the "Tools" menu), as this will prevent you from successfully accessing the new Banner Online Banking.

If you have questions or need assistance updating your browser, please contact us during business hours at 800-272-9933 or

Business Bill Pay

With Banner Bank's Business Bill Pay, you can manage your company's accounts payable from within Banner Online Banking. From Business Bill Pay, you can make one-time payments or set up recurring payments to individuals or other businesses. Depending on the needs of your business, Business Bill Pay offers user rights and permissions.Reports within Business Bill Pay provide you with a detailed overview of spending habit, helping you better manage your finances.

Business Bill Pay offers you the ability to choose the exact date the payment will arrive and the ability to send expedited payments.

To enroll in Business Bill Pay:

  1. Sign in to Banner Online Banking.
  2. Go to the Bill Payments tab.
  3. Choose the account(s) you wish to enroll in Business Bill pay.
  4. Accept the terms and conditions — and you're ready to get started.

Bill Pay scheduling tips:

  • New payment requests should be scheduled based on the due date by which the payment is to be received by the payee.
  • Electronic payees are indicated by “E.” All others are indicated by “C” for check payments.
  • Funds for electronic payments are deducted from your account one business day prior to the due date to allow time for funds transfer to the payee.
  • Funds for payments made by check are debited from your account once the check is cashed by the payee.
  • Bill payments submitted by 12:00pm Pacific time are included in current business day processing. Bill payments submitted after 12:00pm Pacific time are processed on the following business day. 

Note: When scheduling bill payments, remember that there is no bill payment processing on weekends or bank holidays.

Foreign clients with no SSN or US Address:
If you choose to enroll in Bill Pay, we will need to update your Bill Pay profile to contain the address of the branch of account so there is a valid address on file.  Bill Pay cannot send foreign payments and cannot support a foreign address for either you the client or for payees.  

Access Banner Online Banking and/or Bill Pay disclaimers:

Online Banking Disclaimer

Business Bill Pay Disclaimer


When you enroll in eStatements, you not only save paper, but have a great virtual filing system available to you anytime. To enroll for eStatements, you must be enrolled in Banner Online Banking.

Enrollment instructions:

1. Sign in to Banner Online Banking.

2. Expand the Transactions menu and click on Statements.

3. The first screen will ask you to verify whether you can see the sample statement. In order to see the sample statement, you must have Adobe Acrobat installed. If you do not have Adobe Acrobat, you will be directed through the steps to download it.

4. From the Enrollment screen, accept the Terms and Conditions.

5. Select "I agree to receive paperless statements and/or notices."

6. Enter an email address where you would like your eStatement notice delivered and click Submit.

7. Repeat the above steps for each account you wish to enroll.

Mobile Banking App

With the Banner Mobile Banking app, you can bank from your iOS® or Android™ device. Check balances, transfer funds, pay bills and much more.

New iOS App 

Step 1: Download the mobile app with the blue background here:

Android - Play Store
Apple - App Store

Step 2: Sign in using your current Banner Online Banking Login ID and Password.

Have a different type of phone or tablet than iOS or Android? Don't worry. You can access Banner Online Banking from the device browser, using your current Banner Online Banking Login ID and Password.



Account Dashboard

From one dashboard, conveniently manage your Banner Online Banking and Treasury Management services.

Account Analysis — Detailed, monthly deposit statements provide analyzed and categorized information about your accounts, including number of transactions, balances and a clear summary of maintenance fees and service charges. Accounts can be grouped to maximize the earnings credit allowance from all checking accounts, which minimizes – or potentially eliminates – service charges.

Cash Analytics – Easy-to-use and cost-effective daily cash management tools to help increase visibility of your cash, provide intuitive reporting and simplify the daily cash process. We provide a framework for you to analyze historical, current and future cash information.

Check and Statement Imaging – Imaged checks, deposit slips and account statements provide quick and easy access either online or from a searchable CD-ROM. The CD-ROM also includes information on deposited items.

Automated Clearing House (ACH) Services – A secure, private electronic payment transfer system that allows you to deposit and disperse money quickly and efficiently. ACH is commonly used for direct depositing payroll, tax and vendor payments, point-of-sale and even charitable contributions via online payments.

Online Cash Management – Banner Bank’s secure online banking service enables clients to efficiently manage their cash requirements online.

Positive Pay – Reduce the risk of check fraud by using Positive Pay. Match checks presented on your account for payment to an electronic file you sent to Banner Bank as you issue the checks.

Remote Deposit – Remote Deposit is a web-based, check image capture, storage and processing solution. The system allows you to send images of a check to the bank for deposit from the privacy of your office. We provide the scanner. You provide the corner of a desk and an Internet connection. The checks you scan are deposited directly into your account.

Zero Balance, Target Balance and Loan Sweep Accounts – Banner enables clients to predetermine the minimum balance levels in their accounts to cover service fee activity, and then move excess funds to Banner Bank investments to maximize earnings, or pay down lines of credit.

Secure Cash Handling – For intensive cash handling businesses, Banner’s secure cash handling enables automated counting with next day credit of cash deposited, with an added benefit of never having to carry cash off premise. Through our Cash Vault and armored car services, you are assured prompt deposit crediting, and avoid the time loss and security risk involved with sending an employee to the bank.

Terms and Tips

Download business online banking and bill pay disclaimers, plus get helpful tips on keeping your data safe online, enrolling in text banking and more.

Online Banking, Mobile and Bill Pay terms and conditions: 

Online Banking terms and conditions

Business Bill Pay terms and conditions

Mobile/SMS Agreement


Online security tips

Protect your business from fraud

Text Banking enrollment