SBA Lending

Timely responses to your loan requests, to keep your business moving.

Who's This For Loans through the Small Business Administration (SBA) can help you conserve cash with reduced down payments and extended loan amortizations, secure funds to buy equipment, finance inventory, move locations or develop real estate—whatever it takes to help your business grow.  As the SBA Seattle District “Community Lender of the Year” for two consecutive years, you will be confident in the fact that you’re partnering with one of the top banks in the northwest.   Banner Bank is a designated SBA Preferred Lender and we utilize SBA programs to our clients’ fullest advantage.
Loan Overview Banner’s experienced SBA lenders can provide:
  • SBA 7(a) loans
  • SBA 504 loans
  • SBA Express 
  • SBA Veterans Advantage
  • And many more government guaranteed programs
Ideal For SBA programs can help:
  • Start a new business
  • Purchase or expand an existing business
  • Working capital
  • Finance inventory
  • Revolving lines of credit
  • Commercial real estate purchase and construction
  • Improve existing structures and buildings
  • Purchase machinery and equipment
  • Standby letters of credit
How it Works
  • Call or email a relationship manager
  • Talk one-on-one with a experienced lender to find the right solution
  • Find a flexible payment plan
Amount Available Up to $5 million depending on loan type and purpose
Fixed or Variable Rate Rates vary depending on loan type
Standard Term Typical term up to 7 years, real estate typically up to 25 years, 10 years for equipment. In some cases, longer terms may be available

Visit the Small Business Administration district office websites for more information about available local resources.

Seattle District Office    Portland District Office    Boise District Office

Dr. Steven Crump

Small Business Banking

It's all about the little personal touches that Banner Bank provides that makes all the difference for a Boise area dentist.

When Dr. Crump bought his practice in Boise, it was coincidentally from a longtime Banner Bank customer. But he admits he was skeptical of community banks at first. He thought he’d need the services offered by a bigger bank. That all changed when he wanted to buy a space for his practice.

“The big bank turned me down,” he recalls. “Even though all the math said it was a no-brainer, I didn’t satisfy their algorithm, so it was ‘no.’”

So Dr. Crump sought a second opinion at Banner. And right away the difference was clear.

They listened to me, got to know me, and said, ‘Yes, this makes sense.’ That made a big difference.

The loan was approved and Dr. Crump gives all the credit to the community bank culture. “I didn’t have some person in New York calling me to turn me down,” he says. “I had a person right here talking with me face to face.”

Purchasing the new building was certainly a major milestone for Dr. Crump, but what he describes as his real “aha” moments are much smaller.

“It’s the little things,” he explains. “They just make things easy. When I need something, when I have a problem, I just call. No bureaucracy, no hassles. Easy.”

The personal relationship matters a great deal to Dr. Crump, whose personal banker is also one of his patients.

“It used to be that knowing your banker that well was a sign of trouble,” he laughs. “But now, it makes all the difference.”

Read more Community Stories.

Still looking for the right solution?

We have more financing options available for you. Let’s see if these help.

Agricultural Loans

Get custom financing solutions for the unique product cycles of the Northwest.

Lines of Credit

Fund operating expenses and improve liquidity with secured and unsecured lines of credit.

Equipment and Term Loans

Whether it’s to purchase or refinance equipment, or increase working capital, your relationship manager is here to help you get the right loan for your particular need.

Our relationship managers in Walla Walla are here to help you!