Income Property Permanent Financing

Custom loan programs for income-producing real estate with flexible terms and competitive rates.

Who's This For

Experienced real estate investors, builders and developers

Loan Overview

Banner Bank’s permanent loan programs cover a broad range of asset classes, including multifamily, retail, mixed use and multi tenant centers, office, warehouse and industrial, and select hospitality

How it Works
  • Call or email a relationship manager near you
  • Talk one-on-one with a experienced lender to find the right solution
Interest Rate Options

Fixed or Variable Rate

Amount Available
  • Loan amounts typically up to $10 million
  • Larger loan amounts considered on a case-by-case basis
Standard Term

Up to 10 years

Still looking for the right solution?

We have more financing options available for you. Let’s see if these help.

Income Property Construction Financing

Flexible options on commercial construction real estate financing. Between our capabilities and responsive relationship managers you’ll know quickly if we can help you realize our project goals.

Home Builder Construction Financing

Covers single-family homes, subdivision, short plat developments and more. In all, we provide creative and flexible solutions to help you succeed.

Owner-Occupied Real Estate Financing

Build equity and alleviate the uncertainty of renting or leasing with a Banner Bank Owner-Occupied Real Estate Loan. Refinance and improve commercial property you already own.

Commercial Real Estate Relationship Managers

Larry Hou

We were working with another bank and for some reason our loan kept falling through. Needing a solution, we called Banner. Our rep, Christine, worked hard for us, getting us the financing we needed fast.

Larry Hou, business owner, Puget Sound, Washington

Helping a Local Company

Commercial Lending

Partnering with Banner Bank helped this Seattle-based family business expand into a new 130,000 sq. ft warehouse.

It’s a familiar Seattle drizzle as Larry Hou walks from his car to an impressive 130,000 square-foot warehouse. It belongs to the importing company started in Seattle by his parents in the 1970s. And while the building is new to him, he’s known the business his entire life.

My dad’s first location was shared with a trucking company. This place is a hundred times that one. Banner made this big step a lot easier.

The company has enjoyed steady growth over the years, outgrowing several warehouses in the process. So when they needed to grow again, they were surprised at the difficulty they found.

“We were working with another bank and for some reason our loan kept falling through,” recalls Larry. “Needing a solution, we called Banner. Our rep, Christine, worked hard for us, getting us the financing we needed fast.”

The new warehouse means not only more space their current business, but also room to grow for years to come. And through it all their Banner rep, Christine, is never more than a phone call away.

“Christine is so great. It feels like she’s really on our side, like she strives to do what’s best for us.”

But while help with the financing was critical to their growth, it’s the personal service that makes them feel they’re in good hands. “Christine often stops by just to visit, for no particular reason. She’s very personable.”

From picking up the phone when they call to truly working for their success, Larry recognizes the value and partnership that Banner brings.

“I just don’t think you’d get this from other banks.”

Read more Community Stories.