Certificate of Deposit

Protect your business savings from fluctuating interest rates

Tuck your money in a CD for a week or up to 10 years, with competitive rates.

Feature 3 Month Money Market CD Certificate of Deposit
Minimum Opening Balance



Minimum Daily Balance Required to Avoid Monthly Service Charge



Monthly Service Charge if Balance Requirements Are Not Met



Withdrawal Fee

$10 per withdrawal over 1 per monthⱷ

Penalty for early withdrawalᴥ

Competitive Interest Rate

Compounded daily—Tiered rates

Compounded daily

Online Banking

Free Banner Online Banking, Bank By Phone and Mobile Banking‡

Free Banner Online Banking, Bank By Phone and Mobile Banking‡

Deposit Item Fees
Additional Features
  • Interest paid on collected balances at maturity
  • Unlimited deposits
  • Interest paid on collected balances varies
  • Terms for 7 days to 10 years

ⱷ  Penalty of 7 days interest if withdrawal is made within 6 days of previous withdrawal.
ᴥ  Early withdrawal penalty varies by term. Consult a Banner Bank Representative for details.
‡ Check with your mobile service provider for message and data rates.

Still looking for the right solution?

We offer a variety of deposit accounts. See if these are a good fit:

Business Money Market

Includes tiered interest rates and allows unlimited withdrawals in person or by ATM.

Business Savings

Offers a low opening deposit requirement, interest paid on collected balances, and automatic transfer options.

Banner’s Best Business Savings

Our highest yielding tiered savings account. Give your savings an extra boost with a premium tiered interest rate, compounded daily and credited quarterly.

Our relationship managers in Walla Walla are here to help you!

Edwards Center

We needed a new community center and additional homes. When Banner heard about our new project, they actually sought us out and asked to help.

Dr. Jean Edwards, Founder, The Edwards Center

Edwards Center

Business Banking

When a Portland area non-profit was looking to build a new community center and residential living space, Banner Bank worked closely with them to get funded earlier than they expected.

Adults with developmental disabilities have fewer resources for support and care after age 21. And their parents are often left asking, “What happens when I’m gone?” In 1972, Dr. Jean Edwards founded the Edwards Center to give them an answer. So when she needed to improve and grow the Center, Banner stepped forward to help.

We needed a new community center and additional homes," says Dr. Edwards. "When Banner heard about our new project, they actually sought us out and asked to help.

Dr. Edwards started the Edwards Center with a singular promise: "Once we take a resident into our program, we will care for them the rest of their lives." This care includes everything from residential and vocational services, to specialized care as residents age. It's a commitment that nobody else makes, and it has meant so much to families in the region.

Ensuring the Edwards Center had the support they needed to be successful meant finding financing solutions to unusual challenges. Through the collaborative effort of representatives from Portland, Bellevue, and even Spokane, Banner was able to shorten the wait for the Edwards Center by as much as 5 years. "They followed up, came to events, and showed a genuine personal interest in the project," says Dr. Edwards. "You just don't get that from other banks."

Today, Edwards Center residents have a beautiful new community activity center, and ground has been broken on the first of the new homes. Through it all, Banner Bank is honored to help make Dr. Edwards' vision a reality.

"I've worked with other banks over the past 40 years," says Dr. Edwards. "I know the difference in a truly community-focused bank, and that's what Banner is for us."

Read more Community Stories.