Your choice of flexible checking accounts with convenient services.

Open a business account with a bank based right here in the Pacific Northwest. Get the best of both worlds: one-on-one support from our team of professional bankers and relationship managers, plus account choices, services and solutions you’d expect at a national bank.
Feature Analyzed Checking Business Checking Business Interest Checking Basic Business Checking
Minimum Opening Balance

$100

$100

$100

$100

Minimum Daily Balance

Analyzed

$5,000^

$5,000^

No Minimum Balance Requirement

Service Charge Analyzed<

$9 (waived with $5,000 minimum daily balance)

$12 (waived with $5,000 minimum daily balance)

No Monthly Service Charge

Item Processing +

Calculated via Account Analysis

$0.20 per item (first 275 free)

$0.20 per item (first 275 free)

$0.30 per item (first 125 free)

Bank Anywhere
  • Free Banner Online Banking, Bank By Phone and Mobile Banking‡
  • To learn more about these features, click here.
  • Free Banner Online Banking, Bank By Phone and Mobile Banking‡
  • Remote Deposit and merchant services available upon credit approval
  • To learn more about these features, click here.
  • Free Banner Online Banking, Bank By Phone and Mobile Banking‡
  • Remote Deposit and merchant services available upon credit approval
  • To learn more about these features, click here.

Free Banner Online Banking, Bank By Phone and Mobile Banking‡

Cash Transaction Limits

Not applicable

Limited to $20,000 of combined cash activity per month

Limited to $20,000 of combined cash activity per month

Limited to $10,000 of combined cash activity per month

Online Bill Pay

$5.95/month and $0.40 per payment

Free

Free

$5.95/month and $0.40 per payment (first 15 free)

Remote Deposit Capture

Multiple programs available

$29/month (no upfront cost and no contract)

$29/month (no upfront cost and no contract)

Additional Benefits
  • Commercial MasterCard credit card†
  • Check safekeeping
  • Check images
  • CD-ROM
  • Cash management services
    Includes:
    • Account reconciliation
    • Check and statement imaging
    • Automated clearing house (ACH) origination
    • Online wire transfer
    • Positive pay
    • Remote Deposit
    • Sweep account services
    • Commercial deposits
  • Commercial MasterCard credit card†
  • Check safekeeping
  • Check images
  • Commercial MasterCard credit card†
  • Check safekeeping
  • Check images
  • Commercial MasterCard credit card†
  • Check safekeeping
  • Check images

Apply online
Apply online
Apply online

‡ Check with your mobile service provider for message and data rates.
† Subject to credit approval.
+ Items include checks, deposits, items deposited, and electronic items and transfers.
Ω Monthly fee and per item charges are calculated via account analysis. A detailed statement of account charges is available through Banner Online Banking.
< Earnings credit on collected balances may offset service charges.
^ Minimum daily balance required to avoid monthly service charge.

Larry Hou

We were working with another bank and for some reason our loan kept falling through. Needing a solution, we called Banner. Our rep, Christine, worked hard for us, getting us the financing we needed fast.

Larry Hou, business owner, Puget Sound, Washington

Helping a Local Company

Commercial Lending

Partnering with Banner Bank helped this Seattle-based family business expand into a new 130,000 sq. ft warehouse.

It’s a familiar Seattle drizzle as Larry Hou walks from his car to an impressive 130,000 square-foot warehouse. It belongs to the importing company started in Seattle by his parents in the 1970s. And while the building is new to him, he’s known the business his entire life.

My dad’s first location was shared with a trucking company. This place is a hundred times that one. Banner made this big step a lot easier.

The company has enjoyed steady growth over the years, outgrowing several warehouses in the process. So when they needed to grow again, they were surprised at the difficulty they found.

“We were working with another bank and for some reason our loan kept falling through,” recalls Larry. “Needing a solution, we called Banner. Our rep, Christine, worked hard for us, getting us the financing we needed fast.”

The new warehouse means not only more space their current business, but also room to grow for years to come. And through it all their Banner rep, Christine, is never more than a phone call away.

“Christine is so great. It feels like she’s really on our side, like she strives to do what’s best for us.”

But while help with the financing was critical to their growth, it’s the personal service that makes them feel they’re in good hands. “Christine often stops by just to visit, for no particular reason. She’s very personable.”

From picking up the phone when they call to truly working for their success, Larry recognizes the value and partnership that Banner brings.

“I just don’t think you’d get this from other banks.”

Read more Community Stories.

Still looking for the right solution?

We offer a variety of deposit accounts. See if these are a good fit:

Business Savings

Offers a low opening deposit requirement, interest paid on collected balances, and automatic transfer options.

Certificate of Deposit

Earns higher yields and provides protection against fluctuating interest rates.

Banner’s Best Business Savings

Our highest yielding tiered savings account. Give your savings an extra boost with a premium tiered interest rate, compounded daily and credited quarterly.

Our relationship managers in Walla Walla are here to help you!