Basic Business Checking

Go about your business without worrying about a monthly service fee or a low account balance. Your first 125 items processed monthly are free. Banner's Basic Business Checking is a no frills account that meets the needs of many business clients — a great choice when you’re just starting out. 

Head to your local branch anytime to consult with your banker about our business accounts. We’re here to help.

Minimum Opening Balance


Minimum Daily Balance

No Ongoing Minimum Balance Requirement

Service Charge

No Monthly Service Charge

Business Debit Card

  • Debit card includes unlimited usage.  Use everywhere Mastercard® is accepted (that’s millions of locations). If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.
  • You’re covered by Mastercard’s Zero Liability Protection and won’t be held liable in the event of an unauthorized purchase.  
  • Your debit card includes a great benefit package (at no cost).  For details, please download our complete card benefits
  • Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices

Extensive ATM network. When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.

Bank Anywhere

Free Banner Online and Mobile Banking, and Bank-By-Phone

Overdraft Protection

Overdraft protection option available from a line of credit or deposit account

Item Processing +

$0.30 per item (first 125 free)

Cash Transaction Limits

Limited to $10,000 of combined cash activity per statement cycle. Above $10,000 is $0.15/$100

Banner Online Bill Pay

$4/month and $0.45 per payment (first 10 free)

Treasury Management Services

Additional Treasury Management Services available through Analyzed Business Checking

Statement Options
  • Check safekeeping
  • Check images
Additional Benefits
    • Commercial Mastercard credit card
    • 20% discount on initial order of checks
    • Check safekeeping
    • Check images

+ Items include checks, deposits, items deposited, and electronic items and transfers.
‡ Check with your mobile service provider for message and data rates.
† Subject to credit approval.
*** To read TruRewards complete terms and conditions, click here.

Still looking for the right solution?

We offer a variety of deposit accounts. See if these are a good fit:

Business Money Market

Includes tiered interest rates and allows unlimited withdrawals in person or by ATM.

Business Checking

Works great with moderate activity and balances. No monthly service fee, and the first 275 items processed monthly at no charge.

Analyzed Business Checking

Offers unlimited withdrawals and deposits with detailed monthly account analysis statements.

Our relationship managers in Walla Walla are here to help you!

Larry Hou

We were working with another bank and for some reason our loan kept falling through. Needing a solution, we called Banner. Our rep, Christine, worked hard for us, getting us the financing we needed fast.

Larry Hou, business owner, Puget Sound, Washington

Helping a Local Company

Commercial Lending

Partnering with Banner Bank helped this Seattle-based family business expand into a new 130,000 sq. ft warehouse.

It’s a familiar Seattle drizzle as Larry Hou walks from his car to an impressive 130,000 square-foot warehouse. It belongs to the importing company started in Seattle by his parents in the 1970s. And while the building is new to him, he’s known the business his entire life.

My dad’s first location was shared with a trucking company. This place is a hundred times that one. Banner made this big step a lot easier.

The company has enjoyed steady growth over the years, outgrowing several warehouses in the process. So when they needed to grow again, they were surprised at the difficulty they found.

“We were working with another bank and for some reason our loan kept falling through,” recalls Larry. “Needing a solution, we called Banner. Our rep, Christine, worked hard for us, getting us the financing we needed fast.”

The new warehouse means not only more space their current business, but also room to grow for years to come. And through it all their Banner rep, Christine, is never more than a phone call away.

“Christine is so great. It feels like she’s really on our side, like she strives to do what’s best for us.”

But while help with the financing was critical to their growth, it’s the personal service that makes them feel they’re in good hands. “Christine often stops by just to visit, for no particular reason. She’s very personable.”

From picking up the phone when they call to truly working for their success, Larry recognizes the value and partnership that Banner brings.

“I just don’t think you’d get this from other banks.”

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