Complete Business Checking

Your business is new, or growing, and your needs are not too complicated…yet. With Banner’s Complete Business checking, it’s okay to keep a low daily balance. Your first 275 items each month are processed at no extra cost, too.

Complete Business Checking allows your business to hold steady with moderate account activity and balances, and enjoy the support of a dedicated relationship manager as you plan for growth.

Minimum Opening Balance


Minimum Daily Balance

$5,000 or average $20,000 daily checking/savings relationship deposit balance^

Service Charge

Option 1: $11 (waived with $5,000 minimum daily balance or average $20,000 relationship deposit balance)

Option 2: $13 per month service charge with option to earn interest on balances

Business Debit Card
  • Debit card includes unlimited usage. Use everywhere Mastercard® is accepted (that’s millions of locations). If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.
  • You’re covered by Mastercard’s Zero Liability Protection and won’t be held liable in the event of an unauthorized purchase.  
  • Your debit card includes a great benefit package (at no cost).  For details, please download our complete card benefits
  • Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices

Extensive ATM network. When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.

Bank Anywhere
Overdraft Protection

Overdraft protection option available from a line of credit» or deposit account

Item Processing +

$0.20 per item (first 275 free)

Cash Transaction Limits

Limited to $20,000 of combined cash activity per statement cycle. Above $20,000 is $0.15/$100.

Banner Online Bill Pay

$4/month (includes 10 payments) then $0.45 per payment after 10

Treasury Management Services

Bundle #1: $29 per month - Domestic Online Wires - Includes 2 outgoing Domestic Wires and 10 outgoing ACH per month (Additional wires - $20/wire; excess ACH items $0.50/item)

Bundle #2: $29 per month - Includes Remote Deposit Capture with single feed scanner

Additional Treasury Management Services available through Analyzed Business Checking

Statement Options
  • Check safekeeping
  • Check images
Additional Benefits
    • Commercial Mastercard credit card
    • 20% discount on initial order of checks
    • Check safekeeping
    • Check images

+ Items include checks, deposits, items deposited, and electronic items and transfers.
† Subject to credit approval.
‡ Check with your mobile service provider for message and data rates.
^ Minimum daily balance required to avoid monthly service charge.
*** To read TruRewards complete terms and conditions, click here.

Still looking for the right solution?

We offer a variety of deposit accounts. See if these are a good fit:

Business Money Market

Includes tiered interest rates and allows unlimited withdrawals in person or by ATM.

Certificate of Deposit

Earns higher yields and provides protection against fluctuating interest rates.

Analyzed Business Checking

Offers unlimited withdrawals and deposits with detailed monthly account analysis statements.

Our relationship managers in Walla Walla are here to help you!

Charity Tucker

The local branch manager brought the paperwork to my office personally, they had it fixed in 5 minutes. I don't know any other bank that would do that.

Charity Tucker, Boise, Idaho

Charity Tucker

Business and Personal Banking

After a particularly bad experience at another bank, this Idaho business woman turned to Banner Bank and has never looked back.

"The bank just froze our accounts," Charity remembers with astonishment. Her previous bank, where she and her husband had their personal accounts had bungled a fraud incident. Badly. "There was no phone call. Our cards simply stopped working, checks bounced. It was a nightmare."

As the owner of a massage clinic in Boise, Charity Tucker has built her business on customer service. And as a mother, her time is precious. So she called Banner, where she had a business account, for help. But between raising her kids and running her business, Charity didn't have time to go to the bank. So Banner came to her.

The local branch manager brought the paperwork to my office personally," Charity recalls. "They had it fixed in 5 minutes. I don't know any other bank that would do that.

Balancing her business and family takes work. And Charity values having a financial partner who understands her needs. "It really is a partnership," she says. "They not only know me and my family, but they care about my business and my success. They're like a part of my business."

Charity has been a Banner customer for 9 years now, and today she has every one of her accounts at Banner; business, personal, and even her kids' accounts. "They know me by name, no matter what branch I go to. That makes a difference."

Since making the switch, Charity hasn't looked back. "They care about the experience of every person. They acknowledge that you are important to their business. That means a lot. I couldn't do what I do without Banner."

Read more Community Stories.