Analyzed Business Checking

A full-service checking account for larger corporations with higher account balances, featuring unlimited withdrawals and deposits.

Go about your business with unlimited withdrawals and deposits in this full-service checking account. Best for organizations with higher transactional volume and account balances.

Minimum Opening Balance


Minimum Daily Balance


Service Charge


Business Debit Card
  • Debit card includes unlimited usage. Use everywhere Mastercard® is accepted (that’s millions of locations). If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.
  • Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices
  • You’re covered by Mastercard’s Zero Liability Protection and won’t be held liable in the event of an unauthorized purchase.  
  • Your debit card includes a great benefit package (at no cost).  For details, please download our card benefits.

Extensive ATM network. When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.

Bank Anywhere

Free Banner Online and Mobile Banking, and Bank-By-Phone

Overdraft Protection

Overdraft protection option available from a line of credit or deposit account

Item Processing +

Calculated via Account Analysis

Cash Transaction Limits

Charges for activity

Banner Online Bill Pay

$6/month (includes 10 payment) then $0.55 per payment after 10

Treasury Management Services

Multiple programs available

Statement Options
  • Check safekeeping
  • Check images
  • CD-ROM
Additional Benefits
    • Commercial Mastercard credit card
    • 20% discount on initial order of checks
    • Check safekeeping
    • Check images
    • CD-ROM
    • Full availability to Treasury Management services

‡ Check with your mobile service provider for message and data rates.
Ω Per item charges are calculated via account analysis. A detailed statement of account charges is available through Banner Online Banking.
† Subject to credit approval and limited to current Banner Bank clients, or residents of Washington, Oregon, Idaho, Utah and California.
+ Items include checks, deposits, items deposited, and electronic items and transfers.

Still looking for the right solution?

We offer accounts for almost every type of business need.

Business Money Market

Includes tiered interest rates and allows unlimited withdrawals in person or by ATM.

Basic Business Checking

Can help you earn interest on balances, and provides your first 125 items processed monthly at no additional charge.

Complete Business Checking

Works great with moderate activity and balances. No monthly service fee, and the first 275 items processed monthly at no charge.

Our relationship managers in Walla Walla are here to help you!

Larry Hou

We were working with another bank and for some reason our loan kept falling through. Needing a solution, we called Banner. Our rep, Christine, worked hard for us, getting us the financing we needed fast.

Larry Hou, business owner, Puget Sound, Washington

Helping a Local Company

Commercial Lending

Partnering with Banner Bank helped this Seattle-based family business expand into a new 130,000 sq. ft warehouse.

It’s a familiar Seattle drizzle as Larry Hou walks from his car to an impressive 130,000 square-foot warehouse. It belongs to the importing company started in Seattle by his parents in the 1970s. And while the building is new to him, he’s known the business his entire life.

My dad’s first location was shared with a trucking company. This place is a hundred times that one. Banner made this big step a lot easier.

The company has enjoyed steady growth over the years, outgrowing several warehouses in the process. So when they needed to grow again, they were surprised at the difficulty they found.

“We were working with another bank and for some reason our loan kept falling through,” recalls Larry. “Needing a solution, we called Banner. Our rep, Christine, worked hard for us, getting us the financing we needed fast.”

The new warehouse means not only more space their current business, but also room to grow for years to come. And through it all their Banner rep, Christine, is never more than a phone call away.

“Christine is so great. It feels like she’s really on our side, like she strives to do what’s best for us.”

But while help with the financing was critical to their growth, it’s the personal service that makes them feel they’re in good hands. “Christine often stops by just to visit, for no particular reason. She’s very personable.”

From picking up the phone when they call to truly working for their success, Larry recognizes the value and partnership that Banner brings.

“I just don’t think you’d get this from other banks.”

Read more Community Stories.