Banner's Best Checking Account

Banners Best Checking earns interest, gives money back on debit card purchases and has no ATM fees anywhere in the U.S.

The checking account that comes with everything.

No ATM fees anywhere in the U.S. Plus, earn more interest with higher balances. And, get $.05 back on every debit card purchase transaction.

With every Banner Bank checking option, you'll get:

Laptop

Online banking and bill pay

Touchscreen

Mobile banking with Snapshot Deposit®

Phone

24-7 Bank-By-Phone

Contact center

Contact center staffed by Banner employees

With Banner’s Best Checkingπ, you’ll also get:

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Bank Anywhere, Anytime

Access your accounts from your desktop, tablet or smartphone with free online and mobile banking and Bank-By-Phone.‡
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Opportunities to Earn More

Earn 0.25% over posted rates on new and renewed Certificates of Deposit and a 0.25% rate reduction on new consumer loans, in addition to 0.25% for automatic payments.Θ

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Pay Anyone

You can pay bills and pay people – and choose the date your payment arrives.
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Monthly Service Charges

$12 monthly service charge, waived with minimum daily balance of $5,000 or average daily balance of $10,000 or an average combined relationship deposit balances of $25,000Δ
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Overdraft Protection

With overdraft protection, you can link to savings account or line of credit to cover your purchases.»
Includes free eStatements

No Monthly eStatement Charge

Avoid the paper pile-up and keep your financial information safe and accessible anytime with eStatements.
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Banner Savings Account

Open a savings account with as little as $25 with no monthly service charge if account balance requirements are met.

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Extra Security

You’re covered by Mastercard’s Zero Liability Protection and can register for Mastercard Identity Theft Alerts.

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Digital Wallet

Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices.
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More Ways to Pay

Get free cashier's checks and money orders when you fund them with your Banner's Best Checking account.
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Additional Benefits

Direct deposit and Free Notary Public Services are also available. Write unlimited checks – and if you’re 65+, get 50% off any personal checks.ϕ

Applying for a checking account is easy.

Not sure which checking account is right for you?

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Available to individuals aged 18 or older.
Debit card earnings paid monthly. If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.
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When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
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Minimum daily balance required to avoid a monthly service charge. Relationship balances include all checking and savings accounts including the primary account holder as either a primary or joint account holder.
 
Check with your mobile service provider for message and data rates.
Subject to credit approval. Does not include 1-4 Family mortgage or credit cards (excludes loan rate specials).
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On selected terms and to be used for new certificates of deposit or at renewal.
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Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.

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With Banner logo wallet checks, pay just shipping and handling cost.