GoodStart Personal Checking


Low-cost, no-surprises account for all 

Digital wallet, debit card, online and mobile banking, P2P, and bill pay. This account has everything you need to get started.  

Best for:

  • Students or first-time account holders
  • Lower account balances
  • Clients that prefer online and mobile banking


With Banner Bank Checking, you’ll get:


Online banking and bill pay


Mobile banking with Snapshot Deposit®


24-7 Bank-By-Phone at 800-527-6435

Contact center

Phone support provided by Banner employees at 800-272-9933

With GoodStart Checking, you’ll also get:

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Outstanding ATM Benefits

Use any Banner Bank-owned ATM for FREE.

Includes free eStatements

No Monthly eStatement Charge

Avoid the paper pile-up and keep your financial information safe and accessible anytime with eStatements.
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Low Opening Balance

You can open a checking account with as little as $50
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Unlimited Debit Card Usage

Use your Mastercard® as much as you like wherever accepted at millions of locations.

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Extra Security

You’re covered by Mastercard’s Zero Liability Protection and can register for Mastercard Identity Theft Alerts.

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Banner Savings Account

Open a savings account with as little as $25 with no monthly service charge if account balance requirements are met.

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Bank Anywhere, Anytime

Access your accounts from your desktop, tablet or smartphone with free online and mobile banking and Bank-By-Phone.‡
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Overdraft Protection

With overdraft protection, you can link to savings account or line of credit to cover your purchases.»
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Additional Benefits

Direct deposit and Free Notary Public Services are also available.

Applying for a checking account is easy.

Not sure which checking account is right for you?

If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.
Check with your mobile service provider for message and data rates.

Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.