Rewards Plus Checking - Earn Rewards Now

With Rewards Plus Checking, you earn cash back with every debit card purchase transaction

Earn money back with debit card purchases.

Put your money to work for you while earning rewards with every debit card purchase transaction. Use any ATM in the country and we'll refund the fees. Plus, earn interest on your account balances.

With Banner Bank checking, you'll get:


Online banking and bill pay


Mobile banking with Snapshot Deposit®


24-7 Bank-By-Phone

Contact center

Contact center staffed by Banner employees

With Rewards Plus Checkingπ, you also get:

Check mark icon

Low Opening Balance

You can open a checking account with as little as $50
Includes free eStatements

No Monthly eStatement Charge

Avoid the paper pile-up and keep your financial information safe and accessible anytime with eStatements.
Check mark icon

Pay Anyone

You can pay bills and pay people – and choose the date your payment arrives.
Check mark icon

Low Monthly Service Charges

$7 waived with minimum daily balance of $1,500 or average combined checking/savings relationship deposit balance of $10,000.Δ
Check mark icon

Overdraft Protection

With overdraft protection, you can link to savings account or line of credit to cover your purchases.»
Check mark icon

Bank Anywhere, Anytime

Access your accounts from your desktop, tablet or smartphone with free online and mobile banking and Bank-By-Phone.‡
Check mark icon

Banner Savings Account

Open an account with as little as $25 with no monthly service charge if account balance requirements are met.

Check mark icon

Extra Security

You’re covered by Mastercard’s Zero Liability Protection and can register for Mastercard Identity Theft Alerts.

Check mark icon

Digital Wallet

Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices.
Check mark icon

Additional Benefits

Direct deposit and Free Notary Public Services are also available. Write unlimited checks – and if you’re 65+, get 50% off any personal checks.ϕ

Applying for a checking account is easy.

Not sure which checking account is right for you?

Available to individuals aged 18 or older.
Debit card earnings paid monthly. If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.
When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
Minimum daily balance required to avoid a monthly service charge. Relationship balances include all checking and savings accounts including the primary account holder as either a primary or joint account holder.

Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.

Check with your mobile service provider for message and data rates.

With Banner logo wallet checks, pay just shipping and handling cost.