TruRewards® MasterCard®

Earn 4 points for every $1 in purchases. Get 4,000 bonus points to start. Experience unlimited rewards with no annual point cap, no annual fee, no cash advance fee, and balance transfer rates ranging from 5.24% APR to 9.24% APR.

Additional benefits include Auto Rental Collision Damage Waiver, Emergency Assistance 24 x 7 and $250,000 Travel Accident Coverage.

No credit history? We offer Deposit Secured MasterCards with a $25 annual fee. Secure your account with a Banner Bank Deposit Account with a balance at least equal to the desired credit limit ($300 - $5,000).

Apply online

Or, download an application

Who's This For

Choose a credit card that really provides great value and rewards. Redeem points at stores in your own community, as well as for travel, merchandise and even cash. TruRewards® gives you very competitive fixed rates and no annual fee, plus a range of reward redemption options—including at local businesses you know

  • Redeem points for travel, merchandise, gift cards at local participating partners and even cash rebates
  • Earn 4 TruRewards® points per dollar of net retail, internet, phone and mail order purchases charged to your card
  • Reward points are valid for five years
  • Cash Rewards available as a credit on your account
  • Additional benefits: Extended Warranty Coverage, Price Protection, Satisfaction Guarantee, Purchase Assurance Coverage, MasterCard Global ServiceTM, Zero Liability and Identity Theft Resolution Services. Please click here for complete details
  • Uses ‘chip & signature’ for acceptance in more than 130 countries and magnetic stripe for U.S. retailers. To learn more, click here
Reward Options

For a complete list of reward benefits as well as terms and conditions associated with the Rewards program, please click here.

Local Rewards

New point redemption options for gift cards from local businesses in your community

  • MasterCard support is available 24 x 7 at 855-891-4821
  • TruRewards® support is available 7 days a week 6am to 7pm Pacific time at 866-243-4974

For complete credit card terms and conditions, please click here.
For a complete list of card benefits, please click here.
To download an application, please click here.

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Money Market Account

Watch your balance grow with tiered interest rates, withdraw as much as you need without a fee, and write a limited number of checks.