Interest Checking - Earn Rewards Now

Earn money back with debit card purchases.
Put your money to work for you while earning rewards with every debit card purchase transaction. Use any ATM in the country and we'll refund the fees, up to 6 times per calendar month. Plus, earn interest on your account balances.
With all Banner Bank checking accounts, you'll get:
With Interest Checkingπ, you also get:

Earn Cash Back
Earn $.05 on every debit card purchase transaction. Use everywhere Mastercard® is accepted.♣

Nationwide ATM Convenience
Use any ATM in the U.S. and we'll reimburse the surcharges up to 6 times per calendar month.^

Earn Interest
Earn interest on your checking account balance.
Low Opening Balance
You can open a checking account with as little as $50
Sign up for eStatements
Avoid the paper pile-up and keep your financial
information safe and accessible anytime with eStatements.
Pay Anyone
You can pay bills and pay people – and choose the date your payment arrives.
Low Monthly Service Charges
$7 waived with minimum daily balance of $1,500 or average combined checking/savings relationship deposit balance of $10,000.Δ
Free Check Images
Get free check images in paper statements.
Bank Anywhere, Anytime
Access your accounts from your desktop, tablet or smartphone with free online and mobile banking and Bank-By-Phone.‡
Banner Savings Account
Open an account with as little as $25 with no monthly service charge if account balance requirements are met.
Extra Security
You’re covered by Mastercard’s Zero Liability Protection and can register for Mastercard Identity Theft Alerts.
Digital Wallet
Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices.
Overdraft Protection
With overdraft protection, you can link to savings account or line of credit to cover your purchases.»
Additional Benefits
Direct Deposit available. For clients aged 65+ get 50% off any personal check style (with standard shipping) or pay just shipping and handling cost for Banner logo wallet checks.
Not sure which checking account is right for you?
Download a schedule of deposit account fees for personal checking and personal savings accounts.
π
Available to individuals aged 18 or older.
♣
Debit card earnings paid monthly. Banner Bank does pass through a 1.10% Currency Conversion fee (based upon the transaction's U.S. dollar amount), on transactions conducted in non-U.S. currency.
^
Surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to client account. When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
Δ
Minimum daily balance required to avoid a monthly service charge. Relationship balances include all checking and savings accounts including the primary account holder as either a primary or joint account holder.
»
Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.
‡
Check with your mobile service provider for message and data rates.