Connected Checking

Enjoy ATM freedom with one of the most compelling checking accounts around. Get free use of Banner Bank ATMs, plus unlimited rebates of surcharges assessed by non-Banner owned ATMs worldwide.

Apply online

Service Charge


Minimum Opening Balance


Personal Debit Card
  • Use everywhere MasterCard® is accepted and you’re covered by MasterCard’s Zero Liability Protection. For details, please click here
  • Use Apple Pay™ on supported Apple devices. To learn more, click here
  • Register for MasterCard's Identity Theft Alerts to monitor and protect your online identity and card information. To learn more, click here
Monthly eStatement Charge


Bank Anywhere
  • Free Banner Online Banking, Mobile Banking‡ with Snapshot Deposit®, Online Bill Pay, Bank-By-Phone and eStatements
  • To learn more about these features, click here

Free use of Banner Bank ATMs, plus unlimited rebates of surcharges assessed by non-Banner owned ATMs worldwide. Surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to client account.

When using ATMs internationally, there is a non-reimbursable 1.10% currency conversion fee assessed. Before traveling internationally, be sure to contact Banner Bank in order to remove international travel restrictions. Learn more.

  • Link to a Banner savings account or Banner Line of Credit† for overdraft protection
  • To learn more about Overdraft Protection, click here
Additional Benefits
    • For clients aged 65 and up: 50% off any personal check style or pay just shipping and handling cost for Banner logo wallet checks
    • Unlimited checking writing
    • Banner savings account. $25 opening deposit and at least $25/month transfer from your Connected Checking account required for monthly service charge waiver
    • Direct deposit available
    • Free Notary Public services
Apply online

‡ Check with your mobile service provider for message and data rates.
† Subject to credit approval.


Banking changed, but Banner didn’t. They stayed true to their values.

Mark Watkins, Seattle, Wa

Mark Watkins

Business and Personal Banking

Banner Bank helped Mark go local.

Seattle resident Mark Watkins had always banked with the big guys because he thought they had the services he needed. When business was good, everything was fine. But when the market turned in 2009, the big banks didn’t seem to want his business.

As the owner of a cabinet manufacturer, Mark felt the joy and pain of the housing bubble. “When things were going well, it seemed the banks couldn’t give you enough money,” he recalls. “When things changed, the doors slammed shut.”

Finally, when delays at Mark’s bank nearly caused him to lose an investment property, he decided to make a change and go local. And Banner Bank was there.

Banking changed, but Banner didn’t,” says Mark. “They stayed true to their values.

“I went in, told them my situation, and they said, ‘No problem,’” he says. “They don’t send loans to somebody in New York, they look at them right here. So we got the loan and saved the property. After that, I moved all my accounts to Banner.”

In Mark’s business, relationships are important. That’s why he values his relationships at Banner where they’re on a first-name basis. “I love being able to call my branch and just say, ‘Hi, it’s Mark,’ and they know me. It’s a great feeling.”

Mark knows he can count on Banner when he needs them, no matter what the other banks are doing.

“I don’t see myself banking anywhere else but Banner,” he says. “We’ve got projects down the line, and I plan to work with Banner on all of them.”

Read more Community Stories.

See what other Banner Bank clients looked for

Rewards Plus Checking

Earn cash back on everyday debit card purchases and earn interest. Plus, get unlimited ATM surcharge rebates anywhere in the world.

Banner’s Best Checking

Pays a competitive tiered interest rate and provides additional benefits.

Money Market Account

Watch your balance grow with tiered interest rates, withdraw as much as you need without a fee, and write a limited number of checks.