Pennant Checking

Person earning cash back using debit card online

Earn money back with debit card purchases.

Put your money to work for you while earning rewards with every debit card purchase transaction. Use any ATM in the country and we'll refund the fees, up to 6 times per calendar month. Plus, earn interest on your account balances.

With all Banner Bank checking accounts, you'll get:

Mobile banking with Snapshot DepositTM
24-7 Bank-By-Phone at 800-527-6435
Contact center

Phone support provided by Banner employees at 800-272-9933

With Pennant Checking, you also get:


Low Opening Balance

You can open a checking account with as little as $50π.
Includes free eStatements

Sign up for eStatements

Avoid the paper pile-up and keep your financial information safe and accessible anytime with eStatements.

Pay Anyone

You can pay bills and pay people – and choose the date your payment arrives.

Low Monthly Service Charges

$7 waived with minimum daily balance of $1,000 or average combined checking/savings relationship deposit balance of $10,000.Δ

Free Check Images

Get free check images in paper statements.

Bank Anywhere, Anytime

Access your accounts from your desktop, tablet or smartphone with free online and mobile banking and Bank-By-Phone.

Banner Savings Account

Open a savings account with as little as $25 with no monthly service charge if account balance requirements are met.

Extra Security

You’re covered by Mastercard’s Zero Liability Protection and can register for Mastercard Identity Theft Alerts.


Digital Wallet

Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices.

Overdraft Protection

With overdraft protection, you can link to savings account or line of credit to cover your purchases.»

Additional Benefits

Direct Deposit available. For clients aged 65+ get 50% off any personal check style (with standard shipping) or pay just shipping and handling cost for Banner logo wallet checks.

Applying for a checking account is easy.

Not sure which checking account is right for you?

Available to individuals aged 18 or older.
Debit card earnings paid monthly. Banner Bank does pass through a 1.10% Currency Conversion fee (based upon the transaction's U.S. dollar amount), on transactions conducted in non-U.S. currency.
Surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to client account. When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
Minimum daily balance required to avoid a monthly service charge. Relationship balances include all checking and savings accounts including the primary account holder as either a primary or joint account holder.

Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.

Message and data rates may apply.