Personal Savings Account

This is the account for you if you want to earn interest and also want access to your cash.

Our competitive interest rate compounds daily and is credited quarterly. In the meantime, you can make unlimited withdrawals by ATM or in person.

Apply online

Minimum Opening Balance

$100

Minimum Daily Balance

$250 to avoid a monthly service charge, or set up an automatic transfer of at least $25 from your Connected Checking account to waive the monthly service charge

Monthly Service Charge

$5 if balance requirements are not met

Interest Rate

Competitive interest rates compounded daily and credited quarterly

Withdrawal Fee

$1 per withdrawal (first 6 free)~

Additional Features
    • Unlimited withdrawals in person or by ATM
    • Unlimited deposits
    • Free Banner Online Banking
    • Free Mobile Banking‡
    • Free Banner Bank-by-Phone‡
    • Direct deposit available
    • Automatic savings plan available
    • Automatic loan payment available
    • No service charge or minimum balance for children under 18
    • Link to your Banner checking account for overdraft protection#
Apply online

‡ Check with your mobile service provider for message and data rates.
~ Excessive withdrawal fee applies when the account exceeds 6 pre-authorized third party withdrawals per statement period, if no more than 31 days. If statement period is quarterly, 6 pre-authorized withdrawals are allowed per calendar month.
# Subject to transaction limits and funds availability.

e-$ense Account

Includes a MasterCard® debit card and no overdraft fees on everyday debit card transactions.

Banner's Best Checking

Pays a competitive tiered interest rate and provides additional benefits.

Connected Checking

You’ll get ATM surcharge rebates on non-Banner ATMs anywhere in the U.S. You’ll also have the option to get a nickel back with every debit card purchase or earn TruRewards® points.