Small Business Administration (SBA) Financing Options

Timely responses to loan requests to keep your business moving

When working with us for SBA financing, you’ll partner with an SBA Preferred Lender that has been recognized for our commitment in our communities. Our bankers put their award-winning expertise to work helping clients in every market Banner Bank serves. Most SBA loans can close within 30-45 days of bank approval.
Find an SBA Banker

SBA loan programs can help:

  • Start a new business 
  • Purchase or expanding an existing business 
  • Secure working capital 
  • Finance inventory 
  • Purchase machinery and equipment 
  • And much more
Connect with a relationship manager

How it works

Call or email a commercial relationship manager to speak one-on-one with an experienced lender who will tailor a solution for you.
Business financing

Who it's for

Businesses in need of financing to buy equipment, finance inventory, move locations or develop real estate. SBA programs offer reduced down payments and extended loan amortizations.
Loan terms may vary

Term and Rates

Typical terms are up to 7 years, 10 years for equipment loans and up to 25 years for real estate with rates that vary depending on the loan program.

For a limited time, enjoy a special offer on an SBA Express Loan.

If you've been thinking about expanding your business, now is a great time to apply for an SBA Express Loan. It's fast and easy to apply—and until June 26, 2026, receive no Banner Bank SBA fee. Terms and conditions may apply and standard SBA Fees are required.

SBA Express Loan Details

Financial insights from our experts.

Understanding SBA Express

Considering business financing options? We unpack SBA Express Loans and Lines of Credit.

Explore SBA Express
5 tips when considering an SBA loan
Learn about Small Business Administration (SBA) loans.
Read the SBA Blog
From side hustle to business

Ready to take your passion to the next level by making it your full-time job?

Take the Next Step
Meet a flexible new SBA option
Everything small business owners need to know about the SBA’s new Working Capital Pilot Program.
Read the Blog
Buying or selling a business?
See if your change-of-business transaction qualifies for a Small Business Administration (SBA) loan.
Read the SBA Financing Blog
Working capital: how to choose the right loan

If you're exploring an SBA loan, here are great tips to get you started.

Explore SBA Options

Still looking for the right solution?

Owner-Occupied Real Estate Financing

Refinance and improve commercial property you own or are looking to buy. Both fixed extended loan amortizations and variable rate options are available.

See Owner-Occupied Real Estate Financing
Equipment and Term Loans

With multiple options to finance new equipment, we can help you buy or lease almost anything your business needs.

Equipment and Term Loans
Lines of Credit

Let our experts provide solutions to fund operating expenses and improve liquidity with secured and unsecured lines of credit

Explore Business Lines of Credit

Learn about other business solutions from Banner Bank. 

See all business financing solutions