Commercial Loans

Let Banner help your business succeed.

We will tailor financing options that help you achieve your business goals. Whether you need financing for a one-time expense or ongoing financing, we have solutions to fit your business needs.

Our business loans come with personal support to help you succeed.

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A relationship manager and the rest of our team to work with you, face-to-face
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Flexible options to meet a vast array of financing needs
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Interest Rate hedging strategies

Take your business to the next level with these limited time offers:

Unlock business financing – fast.
Check out special rates on QuickStep loans. Lock in 5-year rates as low as 6.99% APR on a Term Loan or as low as 6.24% APRΦ on an Owner Occupied Commercial Real Estate Loan. 
Expand your business with an SBA Express Loan.
Until December 31, 2025, receive no loan application or Banner Bank origination fees on an SBA Express Loan. Terms and conditions may apply and standard SBA Fees apply

Banner Bank Business and Commercial Loans

Look no further than your neighborhood for small business and commercial loans.

Lending for one-time expenses

Equipment & Term Loans

Purchase or refinance equipment, or increase working capital

Owner Occupied Real Estate Financing

Build equity and alleviate the uncertainty of renting or leasing.

Quick Lines of Credit

Banner's QuickStep loans provide a fast-track to cash for your unique business needs.

Financing for ongoing expenses

SBA Lending

Explore individualized loan for acquisitions, expansions and refinances.

Lines of Credit

Fund operating expenses and improve liquidity with secured and unsecured lines of credit.

Business Acquisitions

Find the right mix of equity and debt it takes to expand your business.

Agricultural Loans

Get custom financing solutions for the unique product cycles of west coast agri-businesses.

Municipal Lending
Unique financing programs for local municipalities to foster economic growth.
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Message and data rates may apply.
Fixed assets do not include accounts receivable or inventory financing. Loan fee is $250. Rate includes a 1.00% discount for auto-pay from a Banner Bank Business checking account. Term loan is 60 months, fully amortized. Maximum business credit limits, which includes current balances, not to exceed $2 Million of Banner Bank business loans, including commercial credit cards. Rate available only for new QuickStep loans. Not all applicants will qualify. Financing subject to credit approval. Available for applications submitted between September 2, 2025 and December 31, 2025.
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Initial five year rate includes 1.00% discount for auto-pay from a Banner Bank Business Checking Account. Rate adjusts to Prime + 1.00% at conclusion of initial fixed rate period. Then the rate will adjust to WSJ Prime + 1.00% every 5 year anniversary thereafter. Loan to value up to 80%. Loan fee 0.50% of the loan amount. Borrower to pay closing costs. Financing subject to credit approval. Maximum business credit limits, which includes current balances, not to exceed $2 Million of Banner Bank business loans, including commercial credit cards. Available for applications submitted between September 2, 2025 and December 31, 2025.