Open an Account - Apply Online or at a Branch Near You
Choose the Right Account for You.
Whether you’re looking for a personal account, business solution, commercial service or a home loan, compare features and benefits to pick the account that best meets your needs.
When you apply online, you’ll create a secure, personal dashboard account to serve as your application hub. From this dashboard, you can track the status of applications, see any steps you need to take, and review and download disclosures. This dashboard will also retain many of the details you enter, speeding up the process if you apply for another product.
Personal Checking Options
The checking account that comes with our best benefits.
A digital account option with no Banner overdraft fees.
A popular account with all the services you would expect.
Includes identity theft monitoring, AD&D insurance, & cell phone protection⋈.
Personal Savings Options
Earn premium tiered interest and premium benefits.
Earn interest and have access to unlimited deposits and withdrawals.
The more you save, the more you'll earn- up to 3.25% APY^.
Earn tiered interest and have the option to write checks.
Business & Commercial Checking
For businesses with large deposit balances and transaction volumes, earnings offset the service chargeΩ.
An account with a low monthly service charge for small businesses with fewer transactions.
Manage higher volumes & transactions with the option to earn interest.
Simplify higher volumes of payment processing with complimentary treasury management servicesƒ.
Business & Commercial Savings
A savings account that comes with all our best benefits.
A savings account with tiered interest so the more you save, the more you'll earn.
A hard working account that earns interest with the ability to withdraw as much money as you need.
A rainy day savings account that includes overdraft protection.
Credit Cards
Annual Percentage Yield (APY) accurate as of 2/24/2025. Rates may change. The interest rate tier is determined by the actual daily account balance. Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.50%. Public fund accounts not eligible. Additional restrictions may apply.