Home Equity Line of Credit Offer - Special Rates for a Limited Time
Turn everyday dreams into plans—with rates as low as 5.29% APR*.
Enjoy a rate of 5.29% APR* for the first 12 months on a new Home Equity Line of Credit (HELOC). Use your home’s equity to finance renovations, major purchases or other goals. Draw funds as needed and pay interest only on what you use.Our Home Equity Loan or Line of Credit offer includes:
Achieve your goals with a HELOC
A HELOC can help in so many ways. Some of the common reasons homeowners take out a HELOC are:
- Home improvements big and small
- Education costs
- Travel or vacation
- Consolidating debt or paying off bills
- Unexpected expenses
Get even more benefits with Banner's Best Checking
- Earn more interest with higher balances
- Earn 0.25% over posted rates on new and renewed Certificates of Deposits
- Use any ATM in the U.S and we reimburse the fees
- Bank anytime with online and mobile banking, bill pay and Zelle®
To learn more and apply:
Visit a branch or call us to apply by phone.
Monday-Friday 8:00 am - 5:00 pm (Pacific Time)
What is a HELOC?
A home equity line of credit, otherwise known as a HELOC, allows you to use the equity in your home to finance expenses.
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*
APR (Annual Percentage Rate) as low as 5.29% fixed for the first 12 months or as low as 5.99% for the first 24 months requires a minimum credit score of 750 or greater. Rate includes a 0.50% discount by establishing an automatic payment from any Banner Bank personal checking account prior to closing. Followed by a floating rate of WSJ Prime plus 0.74% with a floor rate at 4.25% APR. The maximum APR that may be imposed is 18.00%. Annual fee of $125 applied on first anniversary and each year after. Maximum Loan to Value is 80%. Excludes existing Banner Bank HELOCs, Home Equity Loans, Bridge Loans and non-owner-occupied transactions. Residential appraisals only, and paid by client. No commercial appraisals and proof of insurance is required. Subject to credit approval. Not all applicants will qualify. Minimum credit of 650 required for program. Available for applications submitted between March 2, 2026 through June 26, 2026.
View complete HELOC Product Guide