Home Equity Line of Credit Special Offer - 7.49% APR* for 12 Months
Put your plans and ideas into action with our Home Equity Line of Credit special*.
With a Home Equity Loan or Home Equity Line of Credit (HELOC), you use the equity in your home to finance a variety of home improvements and to-dos; now at a special rate of 7.49% APR for 12 months. To apply, visit a branch or call our Digital Lending team at 866-641-5335.
Achieve your goals with a HELOC
A HELOC can help in so many ways. Some of the common reasons homeowners take out a HELOC are:
- Home improvements big and small
- Education costs
- Travel or vacation
- Consolidating debt or paying off bills
- Unexpected expenses
Available at a special rate with our Banner's Best Checking Account
- Earn more interest with higher balances
- Earn 0.25% over posted rates on new and renewed Certificates of Deposit
- We reimburse the fees for any ATM you use in the U.S.
- Online and mobile banking, bill pay, digital wallet and more
To learn more and apply:
Visit a branch or call us to apply by phone.
Monday-Friday 8:00 am - 5:00 pm (Pacific Time)
What is a HELOC and How Can You Use One?
A home equity line of credit, otherwise known as a HELOC, allows you to use the equity in your home to finance a variety of sizeable expenses. In this blog, you'll learn about HELOCs and get tips on how you can use one.
How quickly can I pay off debt?
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Four Steps to Improve Your Credit Score
When considering a new financing option, it's important that your credit score is in tip-top shape. That's why knowing your score is an important first step. In this blog, we share four steps you can take to improve your credit score.
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APR (Annual Percentage Rate) as low as 7.49% fixed for first 12 months requires a minimum FICO score of 800, not all applicants will qualify. Followed by a floating rate of WSJ Prime plus 0.74% with a floor rate at 6.74% APR. Fixed and variable rate includes a 0.25% discount with autopay AND 0.25% for Banner’s Best checking account. $200 documentation fee, waived. Annual fee of $125 applied on first anniversary and each year after. Maximum Loan to Value is 80%. Excludes, existing Banner Bank HELOCs and non-owner-occupied transactions. Residential appraisals only, no commercial appraisals and proof of insurance is required. Subject to credit approval. Available for applications submitted between March 4 and May 31, 2024.