High Yield Savings Account | Rates Between 0.50% APY^ and 4.08% APY^ 

Open a High Yield Relationship Savings account online today.

Earnings are tiered so the higher your account balance, the more interest you'll earn. Clients are welcome to apply with a minimum opening balance of $25,000∫ new money to Banner Bank and a Banner Bank checking account.
Open an account online

See how much interest you can earn with your balance:

0.50% APY^

$0 - $24,999

2.02% APY^

$25,000 - $49,999

2.43% APY^

$50,000 - $99,999

2.74% APY^

$100,000 - $249,999

3.05% APY^

$250,000 - $499,999

3.30% APY^

$500,000 - $999,999

3.56% APY^

$1,000,000 - $2,999,999

3.82% APY^

$3,000,000 - $4,999,999

4.08% APY^

$5,000,000 & more

With a High Yield Savings account, you'll get: 

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Earn Interest

Earn tiered interest between 0.50% APY^ and 4.08% APY^. Rates may change. Interest is compounded daily and credited quarterly.
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Monthly Service Charge

$10 monthly service charge, waived with minimum daily balance of $5,000 or $10,000 average daily combined relationship balanceΔ.
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Relationship Perks

The balance in this account may be used to waive monthly service charges on other qualifying deposit accounts. Fees may reduce earnings.

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Overdraft Protection

This account may be linked to protect your Banner checking account in overdraft situations.δ
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Easy to Access Statements

No cost for paper statements. Sign up to receive safe and accessible eStatements.

Account includes this feature

Additional Benefits

Direct deposit, automatic savings plan and automatic loan payments are available.‡

With every Banner Bank savings account, you'll get:

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Earn interest on your own money
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24-7 Bank-By-Phone
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Online and mobile banking
Personal Financial Management tools

Personal Financial Management tools
Take advantage of our CD specials with an opening balance of $2,500 or more.
View Personal CD Offers

Still not sure which savings account is right for you?

Compare Personal Savings Accounts

Serving you with excellence for more than 130 years.

We're happy you've chosen to bank with Banner. Our focus on offering outstanding value along with our financial strength and stability are key reasons Forbes named us one of the World's Best Banks the past three years, as well as one of the 100 Best Banks in America the past six years. It is also why Bauer Financial has repeatedly assigned Banner its top, five-star rating.
Awards and Accolades
Access the Deposit Account Agreement and Personal Accounts Schedule of Fees.
View the High Yield Savings Product Guide.
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Annual Percentage Yield (APY) accurate as of 2/1/2024. Rates may change. The interest rate tier is determined by the actual daily account balance. Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.50%.  Public fund accounts not eligible.  Additional restrictions may apply.

∫
Minimum opening balance of $25,000 must be new money to Banner Bank.
Δ
The average daily checking/savings relationship balance includes all of the primary account owner’s checking, savings, and money market accounts on which they are a primary or joint account owner.
δ
Subject to funds availability. Overdraft protection by line(s) of credit subject is to credit approval and limited to residents of Washington, Oregon, Idaho or California.
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Message and data rates may apply. May require authentication, registration, and/or activation.