Information About Your Banner Bank Mastercard Credit Card

Effective October 29, 2025
If you recently received a letter regarding your Banner Bank credit card’s transition from fixed annual percentage rates (APR) to variable APRs, the agreements and terms and conditions posted here provide additional detail. Click on the links below your card type to view or print these documents.
Questions?
If you have questions about the upcoming changes or these documents, or would like copies of these documents mailed to you, please contact your local branch or relationship manager, call us at 800-272-9933 (7 a.m. to 7 p.m. PT weekdays), or reach out to us using the live chat feature in Banner Online or Mobile Banking (7 a.m. to 6 p.m. PT weekdays).
Consumer TruRewards or World Rewards Banner Bank Mastercard Credit Card
Banner Bank TruRewards and World Rewards Mastercard Terms and Conditions
Consumer Credit Card Agreement
Commercial Rewards Banner Bank Mastercard Credit Card
Commercial Credit Card Agreement – Central Billing
Commercial Credit Card Agreement – Individually Billed
Commercial Banner Bank Mastercard (non-rewards) Credit Card
Commercial Credit Card Agreement – Central Billing
Commercial Credit Card Agreement – Individually Billed
Business Cash Rewards Mastercard Credit Card
Summary of Credit Terms – Banner Bank Business Cash Rewards Mastercard Credit Card
Banner Bank Business Mastercard Credit Card Agreement
Business Platinum Mastercard Card
Summary of Credit Terms – Banner Bank Business Platinum Mastercard Credit Card
Banner Bank Business Mastercard Credit Card Agreement
Legacy Credit Card Terms & Conditions
Consumer Credit Card Cardholder Agreement - 9.99% fixed APR
Consumer Credit Card Cardholder Agreement - 11.99% fixed APR
Consumer Credit Card Cardholder Agreement - 13.99% fixed APR