Saving and Investing

How to Supercharge Your Savings

Like establishing a fitness routine or learning a new skill, persistence and practice create results over time. The same is true with savings—and you may be surprised by how quickly that rainy day fund or retirement account can add up. Read on for nine smart tips to help you make and achieve your savings goals.
Moneywise logo
Saving today gets you one step closer to financial freedom tomorrow. Our MoneyWise financial wellness program will equip you with the knowledge you need to build strong savings habits. Want more personal finance tips? Explore other MoneyWise topics here.

Explore popular blogs on saving and investing

5 Benefits of Savings Accounts
A savings account is a powerful tool—here are five reasons to open one.
Build Wealth with an IRA
Explore how Individual Retirement Accounts can help you build your nest egg.
How to Be Financially Fit

You don't need to be wealthy to be financially healthy. Read on for our smartest tips.

7 Ways to Save for Retirement
Your future self wants you to start saving for retirement now—dive in with these seven tips.
Understanding CD Laddering
A certificate of deposit (CD) is a great tool for your savings mix. Learn how to make the most of them.
Teach Your Child How to Save
Children may not be taught basic financial skills in school. Explore tips to help them start a savings habit.

Savings Goal Calculators

CD Laddering Calculator
See how varying CD maturities can get the best rates & improve your savings liquidity.
Savings Calculator
Compare your earnings from savings accounts with varying interest rates.
CD Interest Calculator
Maximize your CD account earnings and see how much interest you can earn.

The more you save, the more you'll earn.

Grow your money with a High Yield Relationship Savings account. Enjoy rates between 0.50% APY^ and 3.25% APY^ when you open an account with a minimum opening balance of $25,000 new money to Banner Bank and a Banner Bank checking account.
^

Annual Percentage Yield (APY) accurate as of 2/24/2025. Rates may change. The interest rate tier is determined by the actual daily account balance. Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.50%.  Public fund accounts not eligible.  Additional restrictions may apply.

Minimum opening balance of $25,000 must be new money to Banner Bank.