""Debt -to-Income Ratio

Debt-to-income (DTI) ratio is a percentage of a consumer’s monthly gross income that goes toward paying debts (e.g., mortgage/rent, credit card payments, student loans, car loans, child support/alimony payments and so on). Just like your credit score, DTI is an important factor to your overall financial health and may be a factor discussed when you apply for credit.

More information from Banner about loans and savings habits:

Personal Lines of Credit
Guilty looking dog sits on sofa that's torn up and man holding coffee cup has outstretched arms in frustration
A Personal Line of Credit can help cover unexpected events or protect you from overdrafts.
From the Financial Blog
Mother teaching son about savings, boy inserting coins in pink piggy bank
Savings habits for children. Help the young people in your life understand the importance of saving.