Debt -to-Income Ratio
Debt-to-income (DTI) ratio is a percentage of a consumer’s monthly gross income that goes toward paying debts (e.g., mortgage/rent, credit card payments, student loans, car loans, child support/alimony payments and so on). Just like your credit score, DTI is an important factor to your overall financial health and can help you determine whether or not to apply for additional credit.
More information from Banner about loans and savings habits:
Personal Lines of Credit
A Personal Line of Credit can help cover unexpected events or protect you from overdrafts.
From the Financial Blog
Savings habits for children. Help the young people in your life understand the importance of saving.