CalculatorDebt -to-Income Ratio

Debt-to-income (DTI) ratio is a percentage of a consumer’s monthly gross income that goes toward paying debts (e.g., mortgage/rent, credit card payments, student loans, car loans, child support/alimony payments and so on). Just like your credit score, DTI is an important factor to your overall financial health and may be a factor discussed when you apply for credit.

More information from Banner about loans and savings habits:

Personal Lines of Credit
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A Personal Line of Credit can help cover unexpected events or protect you from overdrafts.
From the Financial Blog
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Savings habits for children. Help the young people in your life understand the importance of saving.
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