""Debt -to-Income Ratio

Debt-to-income (DTI) ratio is a percentage of a consumer’s monthly gross income that goes toward paying debts (e.g., mortgage/rent, credit card payments, student loans, car loans, child support/alimony payments and so on). Just like your credit score, DTI is an important factor to your overall financial health and may be a factor discussed when you apply for credit.++

More information from Banner about loans and savings habits:

Personal Lines of Credit
Guilty looking dog sits on sofa that's torn up and man holding coffee cup has outstretched arms in frustration
A Personal Line of Credit can help cover unexpected events or protect you from overdrafts.»
From the Financial Blog
Mother teaching son about savings, boy inserting coins in pink piggy bank
Savings habits for children. Help the young people in your life understand the importance of saving.
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The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.
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Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.