Personal Banking | Deposit, Credit & Loan Solutions

Walk in to your local Banner Bank branch or loan office and you’ll notice: this isn’t like other, bigger banks. This is your neighborhood bank, with bankers that care about knowing your name and helping you find financial success. From no ATM fees nationwide to credit cards that earn generous rewards, we’re here to help your hard-earned money go farther.

Earn up to $500~ when you open new Personal Accounts.

For a limited time, you can receive $100, $200, $400 or $500 by opening new deposit accounts and meeting all deposit and minimum balance requirements for 90 days.
Personal Account Offers

Choose from four bank accounts to meet your needs:

  • Banner's Best Checking
  • Rewards Checking
  • Connected Checking®
  • Banner's Digital Account
Get our premium package of benefits with a Banner's Best Checking account:
Shopper banks on mobile app while drinking coffee
  • Earn premium tiered interest
  • We reimburse the fees for any ATM you use in the U.S.
  • Earn 0.25% over posted rates on new and renewed CDsΘ
  • 0.25% rate reduction on new consumer loans†
Account details
Banner's Rewards Checking account offers added security and protection:
Rewards checking photo of family walking on beach
  • IDProtect® - Identity theft monitoring and resolution services∝
  • Cell Phone Protection⋈
  • Up to $10,000 of Accidental Death and Dismemberment (AD&D) Insurance⊗, ⋊
  • Use any ATM in the U.S. and we'll reimburse the fees up to 6 times per calendar month
Account details
Banner's Connected Checking account makes banking easy:
Family flying a kite on the beach
  • $0 monthly service charge with a minimum daily balance of $500 or more, at least $500 in direct deposits, or if any account holder is under age 25 
  • Use any ATM in the U.S. and we'll reimburse the fees up to 2 times per calendar month
  • Online and mobile banking, bill pay, digital wallet
  • Open an account with as little as $50

Account details
Banner's Digital Account offers a suite of online features and benefits.
Person at laptop sitting next to a dog
  • Banner's Digital Account is Bank On Certified.
  • Banner Bank does not charge overdraft fees on this account.
  • You can open an account with $25 or moreπ.
Banner's Digital Account

Loans for life's big decisions:

Digital banking tools for everyday:

Online and Mobile Banking
Manage your finances from your desktop, tablet or smart phone. It's safe, secure and easy to use with features like Zelle®, bill pay, Snapshot DepositTM and Personal Financial Management.
Learn about Banner Online and Mobile Banking
Financial calculators
Ever wonder how to become a millionaire? Or whether it's better to rent or buy a home, invest in a Roth or Traditional IRA or how soon you can pay off debt?
Try our financial calculators

Explore more personal banking solutions:

Reach your savings goals

From a simple account to help you save to long-term investments.

Credit cards that earn rewards

Apply toward vacations, air travel, merchandise, cash back and gift cards.

Plan for the future

Whether its retirement planning, income generation, tax reduction strategies or funding a college education, we can help.

Access the Deposit Account Agreement and Personal Accounts Schedule of Fees.
∝
Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students. Credit file monitoring is only available to account owners age 18 or older. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
⋈
Cellular phone bill must be paid through this account. Covers primary line plus up to three additional lines listed on the cellular phone bill. May submit up to two claims per 12 month period per account, up to $400 per claim and $50 deductible per claim. Check with your mobile service provider for message and data rates.
⊗
These descriptions are summaries only and do not include all terms, conditions, and exclusions of the benefits. Refer to the respective guide to benefits or insurance documents for complete details of coverage and exclusions.
⋊
Coverage divides equally amongst all account owners on joint accounts and reduces by 50% at age 70.
♠
Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
Θ
On selected terms and to be used for new certificates of deposit or at renewal (exclusions may apply).
π
Minors (age 12-17) are eligible to be an account owner if a parent or guardian (age 18 and older) is also an owner on the account. All account owners have full rights to withdraw, deposit and transfer funds.