Personal Banking | Deposit, Credit & Loan Solutions

Walk in to your local Banner Bank branch or loan office and you’ll notice: this isn’t like other, bigger banks. This is your neighborhood bank, with bankers that care about knowing your name and helping you find financial success. From no ATM fees nationwide to credit cards that earn generous rewards, we’re here to help your hard-earned money go farther.

Open a new personal checking and savings account and get up to $500*
New clients to Banner Bank can earn a new account bonus when you meet deposit and balance requirements.
Open an additional account and get up to $400.
Current Banner Bank checking or savings clients can receive up to $400 when you open an additional account and meet deposit and balance requirements~.
Choose from four checking accounts to meet your needs:
  • Banner's Best Checking
  • Rewards Checking
  • Connected Checking®
  • Banner's Digital Account
Get our premium package of benefits with a Banner's Best Checking account:
Shopper banks on mobile app while drinking coffee
  • Earn premium tiered interest
  • We reimburse the fees for any ATM you use in the U.S.
  • Earn 0.25% over posted rates on new and renewed CDsΘ
  • 0.25% rate reduction on new consumer loans
Banner's Rewards Checking account offers added security and protection:
Rewards checking photo of family walking on beach
  • IDProtect® - Identity theft monitoring and resolution services
  • Cell Phone Protection
  • Up to $10,000 of Accidental Death and Dismemberment (AD&D) Insurance⊗, ⋊
  • Use any ATM in the U.S. and we'll reimburse the fees up to 6 times per calendar month
Banner's Connected Checking account makes banking easy:
Family flying a kite on the beach
  • $0 monthly service charge with a minimum daily balance of $500 or more, at least $500 in direct deposits, or if any account holder is under age 25 
  • Use any ATM in the U.S. and we'll reimburse the fees up to 2 times per calendar month
  • Online and mobile banking, bill pay, digital wallet
  • Open an account with as little as $50

Banner's Digital Account offers a suite of online features and benefits.
Person at laptop sitting next to a dog
  • Banner's Digital Account is Bank On Certified.
  • Banner Bank does not charge overdraft fees on this account.
  • You can open an account with $25 or moreπ.

Applying for a home loan is easy.

*

To receive the offer, you must open your account online at bannerbank.com or at a Banner Bank branch and use the promo code at account opening that was provided to you by Banner Bank. Offer is not available to existing clients who already have a deposit account with Banner Bank, or those whose accounts have been closed within the last 2 years. One bonus per individual. You may only receive one new checking account opening-related bonus every two years. Offer is subject to change without notice and may not be combined with any other offer. Must meet standard account opening requirements. Offer available to residents of OR, WA, CA or ID only. Employees of Banner Bank, its affiliates and subsidiaries are not eligible for this offer.

To receive the $100 checking bonus: 1) Open any new Banner Bank personal checking account; AND 2a) Complete at least $1,000 of direct deposits into that account; OR 2b) Have a minimum daily balance of $1,000 or more within 30 days of account opening and maintain for 90 days.

To receive the $400 checking bonus: 1) Open any new Banner Bank personal checking account; AND 2a) Complete at least $1,000 of direct deposits into that account; AND 2b) Have a minimum daily balance of $25,000 or more within 30 days of account opening and maintain for 90 days.

After you have met the above requirements and the account has been open for 90 days, we'll deposit the bonus into your new account within 30 days. Account must be in an open status and in good standing at the time of payout.

Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments or mobile check deposits are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. Deposits are subject to verification and not available for immediate withdrawal.

To receive the $100 savings bonus (in addition to a checking bonus offered above): 1) Open a Banner Bank personal savings or money market account at the same time your Banner Bank checking account is opened; AND 2) Deposit a total of $1,000 or more in new money within 30 days of account opening; AND 3) Maintain a minimum daily balance of $1,000 or more for 90 days; AND 4) Set up monthly recurring auto transfers of $25 or more from your Banner Bank checking account to your Banner Bank savings or money market account.

After you have met the above requirements and your accounts have been open for 90 days, we'll deposit the bonus into your new account within 30 days. Account must be in an open status and in good standing at the time of payout.

Minimum opening balance of $25 for Connected Savings; $50 for Connected Checking, Rewards Checking and Banner's Best Checking; $100 for Money Market Savings and Banner's Best Savings; $25,000 for High Yield Savings.

Fees: Service fees may apply based on the account(s) you select. Learn more about our schedule of fees and deposit account agreements.

IRS Form 1099-INT or 1042-S: Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts. Offer expires 10/31/2023.

~
To receive the offer, you must open your account online at bannerbank.com or at a Banner Bank branch and use the promo code at account opening that was provided to you by Banner Bank. Offer available to existing clients who have a single consumer deposit account (checking, savings or money market) with Banner Bank. Offer not available clients with accounts that have been closed within the last 2 years. One bonus per individual. You may only receive one new deposit account opening-related bonus every two years. Offer is subject to change without notice and may not be combined with any other offer. Must meet standard account opening requirements. Offer available to residents of OR, WA, CA or ID only. Employees of Banner Bank, its affiliates and subsidiaries are not eligible for this offer.
To receive the $100 checking bonus: you must currently not have a personal checking account with Banner Bank AND: 1) Open any new Banner Bank personal checking account; AND 2a) Complete at least $1,000 of direct deposits into that account; OR 2b) Have a minimum daily balance of $1,000 or more within 30 days of account opening and maintain for 90 days. 
To receive the $400 checking bonus: you must currently not have a personal checking account with Banner Bank AND: 1) Open any new Banner Bank personal checking account; AND 2a) Complete at least $1,000 of direct deposits into that account; AND 2b) Have a minimum daily balance of $25,000 or more within 30 days of account opening and maintain for 90 days. 
After you have met the above requirements and your checking account has been open for 90 days, we'll deposit the bonus into your new account within 30 days. Account must be in an open status and in good standing at the time of payout.
Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments or mobile check deposits are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. Deposits are subject to verification and not available for immediate withdrawal.
To receive the $100 savings bonus: you must currently not have a personal savings account with Banner Bank AND: 1) Open a Banner Bank personal savings or money market account; AND 2) Deposit a total of $1,000 or more in new money (not held at Banner Bank) within 30 days of account opening; AND 3) Maintain a minimum daily balance of $1,000 or more for 90 days; AND 4) Set up monthly recurring auto transfers of $25 or more from your Banner Bank checking account to your Banner Bank savings or money market account. 
To receive the $400 savings bonus: you must currently not have a personal savings account with Banner Bank AND: 1) Open a Banner Bank personal savings or money market account; AND 2) Deposit a total of $25,000 or more in new money (not held at Banner Bank) within 30 days of account opening; AND 3) Maintain a minimum daily balance of $25,000 or more for 90 days; AND 4) Set up monthly recurring auto transfers of $25 or more from your Banner Bank checking account to your Banner Bank savings or money market account. 
After you have met the above requirements and your savings or money market account has been open for 90 days, we'll deposit the bonus into your new account within 30 days. Account must be in an open status and in good standing at the time of payout.
Minimum opening balance of $25 for Connected Savings; $50 for Connected Checking, Rewards Checking and Banner's Best Checking; $100 for Money Market Savings and Banner's Best Savings; $25,000 for High Yield Savings.
Fees: Service fees may apply based on the account(s) you select. For a schedule of fees and deposit account agreements, please visit our terms and tips page.
IRS Form 1099-INT or 1042-S: Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts. Offer expires 10/31/2023. Member FDIC.
Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students. Credit file monitoring is only available to account owners age 18 or older. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
Cellular phone bill must be paid through this account. Covers primary line plus up to three additional lines listed on the cellular phone bill. May submit up to two claims per 12 month period per account, up to $400 per claim and $50 deductible per claim. Check with your mobile service provider for message and data rates.
These descriptions are summaries only and do not include all terms, conditions, and exclusions of the benefits. Refer to the respective guide to benefits or insurance documents for complete details of coverage and exclusions.
Coverage divides equally amongst all account owners on joint accounts and reduces by 50% at age 70.
Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
Θ
On selected terms and to be used for new certificates of deposit or at renewal (exclusions may apply).
π
Minors (age 12-17) are eligible to be an account owner if a parent or guardian (age 18 and older) is also an owner on the account. All account owners have full rights to withdraw, deposit and transfer funds.
IMPORTANT: Internet email is not secure. Unlike Online Banking, it does not use SSL encryption so please do not send sensitive information such as your social security number or account number. Emails containing sensitive account information MAY be sent through our Secure Message Center while logged into Banner Bank Online Banking. Please include in your email the name of your bank branch so we may process your request as quickly as possible.
X
This website uses cookies and behavioral data for analytics, personalized content and to optimize your browsing experience.
By using our website, you agree to this use. To learn more about how your data is collected and used, please read our privacy notice.
Confirm