Personal Banking | Deposit, Credit & Loan Solutions

Walk in to your local Banner Bank branch or loan office and you’ll notice: this isn’t like other, bigger banks. This is your neighborhood bank, with bankers that care about knowing your name and helping you find financial success. From no ATM fees nationwide to credit cards that earn generous rewards, we’re here to help your hard-earned money go farther.

Choose from three checking accounts to meet your needs:
  • Banner's Best Checking
  • Rewards Checking
  • Connected Checking®
Earn premium tiered interest and no ATM fees anywhere in the U.S. with Banner's Best Checking
Shopper banks on mobile app while drinking coffee
  • Earn more interest with higher balances
  • We reimburse the fees for any ATM you use in the U.S.
  • Online and mobile banking, bill pay, digital wallet
Rewards Checking offers added security and protection.
Rewards checking photo of family walking on beach
  • IDProtect® - Identity Theft Monitoring and Resolution Services
  • Cell Phone Protection
  • Accidental Death and Dismemberment (AD&D) Insurance⊗, ⋊, 
  • Use any ATM in the U.S. and we'll refund the fees up to 6 times per calendar month
Bank when and where you want with Connected Checking
Family flying a kite on the beach
  • $0 monthly service fees with $500 or more in direct deposits a month or a minimum daily balance of $500 or more, or account holder is under age 25 
  • Use any ATM in the U.S. and we'll refund the fees up to 2 times per calendar month
  • Online and mobile banking, bill pay, digital wallet
  • Open an account with as little as $50

Applying for a home loan is easy.

Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
Cellular phone bill must be paid through this account. Covers primary line plus up to three additional lines listed on the cellular phone bill. May submit up to two claims per year, up to $400 per claim and $50 deductible per claim. Check with your mobile service provider for message and data rates.
These descriptions are summaries only and do not include all terms, conditions, and exclusions of the benefits. Refer to the guide to benefits or insurance documents for complete details of coverage and exclusions.
Coverage divides equally on joint accounts and reduces by 50% at age 70.
Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
IMPORTANT: Internet email is not secure. Unlike Online Banking, it does not use SSL encryption so please do not send sensitive information such as your social security number or account number. Emails containing sensitive account information MAY be sent through our Secure Message Center while logged into Banner Bank Online Banking. Please include in your email the name of your bank branch so we may process your request as quickly as possible.