Personal Banking | Deposit, Credit & Loan Solutions
Walk in to your local Banner Bank branch or loan office and you’ll notice: this isn’t like other, bigger banks. This is your neighborhood bank, with bankers that care about knowing your name and helping you find financial success. From no ATM fees nationwide to credit cards that earn generous rewards, we’re here to help your hard-earned money go farther.
Choose from three checking accounts to meet your needs:
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Banner's Best Checking
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Rewards Checking
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Connected Checking®
Get our premium package of benefits with a Banner's Best Checking account:

- Earn premium tiered interest
- We reimburse the fees for any ATM you use in the U.S.
- Earn 0.25% over posted rates on new and renewed CDsΘ
- 0.25% rate reduction on new consumer loans†
Banner's Rewards Checking account offers added security and protection:

- IDProtect® - Identity theft monitoring and resolution services∝
- Cell Phone Protection⋈
- Up to $10,000 of Accidental Death and Dismemberment (AD&D) Insurance⊗, ⋊
- Use any ATM in the U.S. and we'll reimburse the fees up to 6 times per calendar month
Banner's Connected Checking account makes banking easy:

- $0 monthly service charge with a minimum daily balance of $500 or more, at least $500 in direct deposits, or if any account holder is under age 25
- Use any ATM in the U.S. and we'll reimburse the fees up to 2 times per calendar month
- Online and mobile banking, bill pay, digital wallet
- Open an account with as little as $50
Loans for life's big decisions:
Reach your savings goals - anything from a simple account to help you save to long-term investments.
Earn points you can apply toward vacations, air travel, merchandise, cash back and gift cards from participating retailers and shops in your neighborhood.
Whether its retirement planning, income generation, tax reduction strategies or funding a college education, we can help you plan for the future.
Access the Deposit Account Agreement and Personal Accounts Schedule of Fees.
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Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students. Credit file monitoring is only available to account owners age 18 or older. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
⋈
Cellular phone bill must be paid through this account. Covers primary line plus up to three additional lines listed on the cellular phone bill. May submit up to two claims per 12 month period per account, up to $400 per claim and $50 deductible per claim. Check with your mobile service provider for message and data rates.
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These descriptions are summaries only and do not include all terms, conditions, and exclusions of the benefits. Refer to the respective guide to benefits or insurance documents for complete details of coverage and exclusions.
⋊
Coverage divides equally amongst all account owners on joint accounts and reduces by 50% at age 70.
♠
Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
Θ
On selected terms and to be used for new certificates of deposit or at renewal (exclusions may apply).
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IMPORTANT: Internet email is not secure. Unlike Online Banking, it does not use SSL encryption so please do not send sensitive information such as your social security number or account number. Emails containing sensitive account information MAY be sent through our Secure Message Center while logged into Banner Bank Online Banking. Please include in your email the name of your bank branch so we may process your request as quickly as possible.