Personal Banking | Deposit, Credit & Loan Solutions
Walk in to your local Banner Bank branch or loan office and you’ll notice: this isn’t like other, bigger banks. This is your neighborhood bank, with bankers that care about knowing your name and helping you find financial success. From no ATM fees nationwide to credit cards that earn generous rewards, we’re here to help your hard-earned money go farther.
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Banner's Best Checking
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Rewards Checking
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Connected Checking®
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Banner's Digital Account

- Earn premium tiered interest
- We reimburse the fees for any ATM you use in the U.S.
- Earn 0.25% over posted rates on new and renewed CDsΘ
- 0.25% rate reduction on new consumer loans†

- IDProtect® - Identity theft monitoring and resolution services∝
- Cell Phone Protection⋈
- Up to $10,000 of Accidental Death and Dismemberment (AD&D) Insurance⊗, ⋊
- Use any ATM in the U.S. and we'll reimburse the fees up to 6 times per calendar month

- $0 monthly service charge with a minimum daily balance of $500 or more, at least $500 in direct deposits, or if any account holder is under age 25
- Use any ATM in the U.S. and we'll reimburse the fees up to 2 times per calendar month
- Online and mobile banking, bill pay, digital wallet
- Open an account with as little as $50

- Banner's Digital Account is Bank On Certified.
- Banner Bank does not charge overdraft fees on this account.
- You can open an account with $25 or moreπ.
Loans for life's big decisions:
Earn points you can apply toward vacations, air travel, merchandise, cash back and gift cards from participating retailers and shops in your neighborhood.
To receive the offer, you must open your account online at bannerbank.com or at a Banner Bank branch and use the promo code at account opening that was provided to you by Banner Bank. Offer is not available to existing clients who already have a deposit account with Banner Bank, or those whose accounts have been closed within the last 2 years. One bonus per individual. You may only receive one new checking account opening-related bonus every two years. Offer is subject to change without notice and may not be combined with any other offer. Must meet standard account opening requirements. Offer available to residents of OR, WA, CA or ID only. Employees of Banner Bank, its affiliates and subsidiaries are not eligible for this offer.
To receive the $100 checking bonus: 1) Open any new Banner Bank personal checking account; AND 2a) Complete at least $1,000 of direct deposits into that account; OR 2b) Have a minimum daily balance of $1,000 or more within 30 days of account opening and maintain for 90 days.
To receive the $400 checking bonus: 1) Open any new Banner Bank personal checking account; AND 2a) Complete at least $1,000 of direct deposits into that account; AND 2b) Have a minimum daily balance of $25,000 or more within 30 days of account opening and maintain for 90 days.
After you have met the above requirements and the account has been open for 90 days, we'll deposit the bonus into your new account within 30 days. Account must be in an open status and in good standing at the time of payout.
Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments or mobile check deposits are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. Deposits are subject to verification and not available for immediate withdrawal.
To receive the $100 savings bonus (in addition to a checking bonus offered above): 1) Open a Banner Bank personal savings or money market account at the same time your Banner Bank checking account is opened; AND 2) Deposit a total of $1,000 or more in new money within 30 days of account opening; AND 3) Maintain a minimum daily balance of $1,000 or more for 90 days; AND 4) Set up monthly recurring auto transfers of $25 or more from your Banner Bank checking account to your Banner Bank savings or money market account.
After you have met the above requirements and your accounts have been open for 90 days, we'll deposit the bonus into your new account within 30 days. Account must be in an open status and in good standing at the time of payout.
Minimum opening balance of $25 for Connected Savings; $50 for Connected Checking, Rewards Checking and Banner's Best Checking; $100 for Money Market Savings and Banner's Best Savings; $25,000 for High Yield Savings.
Fees: Service fees may apply based on the account(s) you select. Learn more about our schedule of fees and deposit account agreements.
IRS Form 1099-INT or 1042-S: Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts. Offer expires 10/31/2023.
To receive the $100 checking bonus: you must currently not have a personal checking account with Banner Bank AND: 1) Open any new Banner Bank personal checking account; AND 2a) Complete at least $1,000 of direct deposits into that account; OR 2b) Have a minimum daily balance of $1,000 or more within 30 days of account opening and maintain for 90 days.
To receive the $400 checking bonus: you must currently not have a personal checking account with Banner Bank AND: 1) Open any new Banner Bank personal checking account; AND 2a) Complete at least $1,000 of direct deposits into that account; AND 2b) Have a minimum daily balance of $25,000 or more within 30 days of account opening and maintain for 90 days.
After you have met the above requirements and your checking account has been open for 90 days, we'll deposit the bonus into your new account within 30 days. Account must be in an open status and in good standing at the time of payout.
Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments or mobile check deposits are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. Deposits are subject to verification and not available for immediate withdrawal.
To receive the $100 savings bonus: you must currently not have a personal savings account with Banner Bank AND: 1) Open a Banner Bank personal savings or money market account; AND 2) Deposit a total of $1,000 or more in new money (not held at Banner Bank) within 30 days of account opening; AND 3) Maintain a minimum daily balance of $1,000 or more for 90 days; AND 4) Set up monthly recurring auto transfers of $25 or more from your Banner Bank checking account to your Banner Bank savings or money market account.
To receive the $400 savings bonus: you must currently not have a personal savings account with Banner Bank AND: 1) Open a Banner Bank personal savings or money market account; AND 2) Deposit a total of $25,000 or more in new money (not held at Banner Bank) within 30 days of account opening; AND 3) Maintain a minimum daily balance of $25,000 or more for 90 days; AND 4) Set up monthly recurring auto transfers of $25 or more from your Banner Bank checking account to your Banner Bank savings or money market account.
After you have met the above requirements and your savings or money market account has been open for 90 days, we'll deposit the bonus into your new account within 30 days. Account must be in an open status and in good standing at the time of payout.
Minimum opening balance of $25 for Connected Savings; $50 for Connected Checking, Rewards Checking and Banner's Best Checking; $100 for Money Market Savings and Banner's Best Savings; $25,000 for High Yield Savings.
Fees: Service fees may apply based on the account(s) you select. For a schedule of fees and deposit account agreements, please visit our terms and tips page.
IRS Form 1099-INT or 1042-S: Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts. Offer expires 10/31/2023. Member FDIC.