Mortgage Resource Center
Our loan servicing team is here to help you with your mortgage.
Annual Escrow Analysis Statement for Oregon and Idaho
The Annual Escrow Analysis Statement summarizes mortgage escrow payments and any insurance and/or tax disbursements over the past year. These statements will be mailed to Oregon and Idaho mortgage clients per the following schedule:
| State | Mailing Date | Contact us if not received by |
|---|---|---|
| Oregon | December 10, 2025 | December 30, 2025 |
| Idaho | December 17, 2025 | January 7, 2026 |
The Annual Escrow Analysis Statement includes information about whether you have an escrow shortage or overage. Please pay particular attention to any changes in your upcoming monthly payment and be sure to update the new amount with any bill payment service you use, such as Online Banking. Mortgage payment changes will be effective with the January or February installment.
We also invite you to review more detailed information about escrow accounts, the annual analysis process, and how payments, shortages and overages are handled.
If you have additional questions, please contact us at mortgagecustomerservice@bannerbank.com, call direct at 509-524-5068 or toll-free at 800-272-9933 and ask for the Mortgage Customer Service team (8 a.m. to 5 p.m. PT weekdays). If you have a change of address, please contact us or complete the form through Online Banking by selecting the Services tab from the Menu button.
Pay your mortgage the way you choose.
- Automatic Payments: Simply download, complete and return the Auto Pay form to us (link below) to have your payment automatically deducted from your checking or savings account each month.
- Online: Sign up for Banner Online Banking to see information on your mortgage, pay your bill manually each month or set up recurring payments from an account at another financial institution.
View our step-by-step instructions in this interactive demo on how to make an online loan payment. - In Person: Find a Banner Bank branch near you.
- By Mail: Include your loan number on your check and mail your payment to: Banner Bank, PO Box 1117 Walla Walla, WA 99362.
Additional mortgage resources:
Relax knowing your payments have been made. Fill out and submit the form below to have your payment automatically deducted from your checking or savings account each month.
If you are facing financial difficulties that will prevent you from paying your mortgage, we may be able to help. We have several options for temporary home loan assistance.
