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Choose the Right Account for You.
Whether you’re looking for a personal account, business solution, commercial service or a home loan, compare features and benefits to pick the account that best meets your needs.
When you apply online, you’ll create a secure, personal dashboard account to serve as your application hub. From this dashboard, you can track the status of applications, see any steps you need to take, and review and download disclosures. This dashboard will also retain many of the details you enter, speeding up the process if you apply for another product.
Checking
Connected Checking
A no-cost account when you have $500 per month in direct deposit or minimum daily balance.
$4
waivable monthly service charge
$50
minimum opening deposit
Not interest bearing
Rewards Checking
With a low monthly service charge, get coverage for yourself, your identity and your cell phone.
$6
monthly service charge
$50
minimum opening deposit
Not interest bearing
Banner's Best Checking
Earn interest, enjoy relationship pricing and get unlimited reimbursements on any ATM in the U.S.
Banner's Digital Account
A fully digital account with no overdraft fees, a predictable monthly service charge and no check-writing abilities.
$3
monthly service charge
$25
minimum opening deposit
Not interest bearing
Savings and Money Market
Connected Savings
Earn interest and start savings with as little as $25.
Money Market Savings
Earn interest with the option to write checks.
Banner's Best Savings
Earn more when you save more with premium tiered interest rates.
High Yield Relationship Savings
For higher balances, earn our best rates on a fully liquid savings account.
Certificates of Deposit
7 Month CD
Earn a high return on your insured savings with a fixed interest rate for the 7-month term.
3.56%
Annual Percentage Yield (APY)
+0.25%
over posted rates as a Banner's Best Checking account owner
$2,500
minimum opening deposit
9 Month CD
Earn a high return on your insured savings with a fixed interest rate for the 9-month term.
3.30%
Annual Percentage Yield (APY)
+0.25%
over posted rates as a Banner's Best Checking account owner
$2,500
minimum opening deposit
13 Month CD
Earn a high return on your insured savings with a fixed interest rate for the 13-month term.
3.30%
Annual Percentage Yield (APY)
+0.25%
over posted rates as a Banner's Best Checking account owner
$2,500
minimum opening deposit
36 Month Bump CD
Earn a fixed return on your insured savings with a one-time option to increase the rate during the term of the 36-month CD.
1.01%
max Annual Percentage Yield (APY)
+0.25%
over posted rates as a Banner's Best Checking account owner
$2,500
minimum opening deposit
Credit Cards
TruRewards® and WorldRewards® Mastercard® Credit Cards
These low variable rate cards reward you for your everyday purchases.
Earn 4 points per $1 spent
No fees for balance transfers, cash advance or over-the-limit
Low variable rates
Loans
Home Equity Loans
Use the equity in your home to finance improvements, major purchases or consolidate debt.
Finance home improvements, purchases & more
Make purchases with a Home Equity Rewards Mastercard®
Fixed interest rate options
Personal Loans
Tackle unexpected expenses with a personal loan or line of credit.
Secured or unsecured installment loan
Unsecured revolving line of credit
Option to link to a checking account for overdraft protection
Sallie Mae® Student Loans
Get the money you need to attend a degree-granting institution.
No origination fees
Multiple repayment options
Competitive interest rates
Vehicle Loans
Get the loan you need to purchase an automobile or recreational vehicle.
Financing for new and used automobiles
Financing for motor homes, travel trailers, boats, ATVs, motorcycles and snowmobiles
Fast, in-house decision-making