Banner's Best Checking Account

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The checking account that comes with everything.

No ATM fees anywhere in the U.S. Plus, earn more interest with higher balances. And, get $.05 back on every debit card purchase transaction.

Apply online

With every Banner Bank checking option, you'll get:

Laptop

Online banking and bill pay

Touchscreen

Mobile banking with Snapshot Deposit®

Phone

24-7 Bank-By-Phone at 800-527-6435

Contact center

Phone support provided by Banner employees at 800-272-9933

With Banner’s Best Checkingπ, you’ll also get:

Earn interest

Earn Interest

Earn interest on your checking account with a competitive tiered interest rate.
Rewards Plus and Banners Best Checking earn a nickel back with every debit card purchase transaction

Earn Cash Back

Earn $.05 on every debit card purchase transaction. Use everywhere Mastercard® is accepted.♣

Use any ATM in the U.S. and Banner will reimburse the fees

Outstanding ATM Benefits

Use any ATM in the U.S. for FREE and we'll refund the fees.^

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Bank Anywhere, Anytime

Access your accounts from your desktop, tablet or smartphone with free online and mobile banking and Bank-By-Phone.‡
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Opportunities to Earn More

Earn 0.25% over posted rates on new and renewed Certificates of Deposit and a 0.25% rate reduction on new consumer loans†, in addition to 0.25% for automatic payments.Θ

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Pay Anyone

You can pay bills and pay people – and choose the date your payment arrives.
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Monthly Service Charges

$12 monthly service charge, waived with minimum daily balance of $5,000 or average daily balance of $10,000 or an average combined relationship deposit balances of $25,000Δ
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Overdraft Protection

With overdraft protection, you can link to savings account or line of credit to cover your purchases.»
Includes free eStatements

Sign up for eStatements

Avoid the paper pile-up and keep your financial information safe and accessible anytime with eStatements.
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Banner Savings Account

Open a savings account with as little as $25 with no monthly service charge if account balance requirements are met.

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Extra Security

You’re covered by Mastercard’s Zero Liability Protection and can register for Mastercard Identity Theft Alerts.

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Digital Wallet

Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices.
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More Ways to Pay

Get free cashier's checks and money orders when you fund them with your Banner's Best Checking account. Write unlimited checks – and get 50% off any personal checks or free Banner logo wallet or duplicate checks.
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Additional Benefits

Direct deposit and Free Notary Public Services are also available. Get free check images with paper statements and 50% off safe deposit annual rental fee.

Applying for a checking account is easy.

Find a Banner Bank location icon

Visit local branch

View locations
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Apply online

Apply online

Not sure which checking account is right for you?

Compare checking accounts
Download a schedule of deposit account fees for personal checking and personal savings accounts.
π
Available to individuals aged 18 or older.
♣
Debit card earnings paid monthly. Banner Bank does pass through a 1.10% Currency Conversion fee (based upon the transaction's U.S. dollar amount), on transactions conducted in non-U.S. currency.
^
Surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to client account. When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
Δ
Minimum daily balance required to avoid a monthly service charge. Relationship balances include all checking and savings accounts including the primary account holder as either a primary or joint account holder.
‡ 
Check with your mobile service provider for message and data rates.
†
Subject to credit approval. Does not include 1-4 Family mortgage or credit cards (excludes loan rate specials).
Θ
On selected terms and to be used for new certificates of deposit or at renewal (excludes CD specials).
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Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.