Banner's Best Checking Account

The checking account that comes with everything.

No ATM fees anywhere in the U.S. Plus, earn more interest with higher balances. And, earn 0.25% over posted rates on new and renewed Certificates of Deposit^Θ.

Open an Account Online

With every Banner Bank checking option, you'll get:

Online banking and Bill Pay

Mobile banking with Snapshot Deposit

24-7 Bank-By-Phone

Phone support provided by Banner employees at 800-272-9933

With Banner’s Best Checking, you also get:

Earn Interest

Earn premium tiered interest on your checking account.

Opportunities to Earn More

Earn 0.25% over posted rates on new and renewed Certificates of Deposit and a 0.25% rate reduction on new consumer loans^†, in addition to 0.25% for automatic payments.^Θ

Outstanding ATM Benefits

Use any ATM in the U.S. and we'll reimburse the fees.^

Monthly Service Charges

$12 monthly service charge, waived with minimum daily balance of $5,000 or $10,000 average daily balance; or an $25,000 average combined relationship deposit balance^Δ

Low Opening Balance

Open a checking account with as little as $50^π.

Digital Wallet

Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices^‡.

Easy to Access Statements

No cost for paper statements. Sign up to receive safe and accessible eStatements.

Overdraft Protection

With overdraft protection you can link to a savings account or line of credit to cover your purchases.^»

Banner Savings Account

No monthly service charge on a Connected Savings account with $25 or more auto transfer from this checking account.

Debit Card Security

Your personal debit card^♠ is covered by Mastercard^® Zero Liability Protection and you can register for Mastercard ID Theft Protection^TM.

Additional Benefits

Direct deposit available. Discounts on check orders and 50% off safe deposit annual rental fee when you use auto-pay. No cost for cashier's checks or money orders funded from this account.

Applying for a checking account is easy.

Visit local branch

View locations

Apply online

Access the Deposit Account Agreement and Personal Accounts Schedule of Fees.

View the Banner's Best Checking Product Guide

π

Minors (age 12-17) are eligible to be an account owner if a parent or guardian (age 18 and older) is also an owner on the account. All account owners have full rights to withdraw, deposit and transfer funds.

^

Surcharges assessed by non-Banner ATMs will be reimbursed by Banner Bank to client's account.

Δ

The average daily checking/savings relationship balance includes all of the primary account owner’s checking, savings, and money market accounts on which they are a primary or joint account owner.

‡

Message and data rates may apply. May require authentication, registration, and/or activation.

†

Subject to credit approval. Does not include 1-4 Family mortgage or credit cards (excludes loan rate specials).

Θ

On selected terms and to be used for new certificates of deposit or at renewal (exclusions may apply).

»

Overdraft protection by line(s) of credit subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or to current Banner Bank deposit clients.

♠

Card replacement fee may apply.