Banner's Best Checking Account

The checking account that comes with everything.

No ATM fees anywhere in the U.S. Plus, earn more interest with higher balances. And, earn 0.25% over posted rates on new and renewed Certificates of DepositΘ.
Open an Account Online

With every Banner Bank checking option, you'll get:

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Online banking and Bill Pay
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Mobile banking with Snapshot DepositTM
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24-7 Bank-By-Phone
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Phone support provided by Banner employees at 800-272-9933

With Banner’s Best Checking, you also get:

Earn interest

Earn Interest

Earn premium tiered interest on your checking account.
Opportunities to earn more icon

Opportunities to Earn More

Earn 0.25% over posted rates on new and renewed Certificates of Deposit and a 0.25% rate reduction on new consumer loans†, in addition to 0.25% for automatic payments.Θ

Person using ATM

Outstanding ATM Benefits

Use any ATM in the U.S. and we'll reimburse the fees.^

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Monthly Service Charges

$12 monthly service charge, waived with minimum daily balance of $5,000 or $10,000 average daily balance; or an $25,000 average combined relationship deposit balanceΔ
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Low Opening Balance

Open a checking account with as little as $50π.
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Digital Wallet

Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices‡.
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Easy to Access Statements

No cost for paper statements. Sign up to receive safe and accessible eStatements.

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Overdraft Protection

With overdraft protection you can link to a savings account or line of credit to cover your purchases.»
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Banner Savings Account

No monthly service charge on a Connected Savings account with $25 or more auto transfer from this checking account. 

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Debit Card Security

Your personal debit card♠ is covered by Mastercard® Zero Liability Protection and you can register for Mastercard ID Theft ProtectionTM.

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Additional Benefits

Direct deposit available. Discounts on check orders and 50% off safe deposit annual rental fee when you use auto-pay. No cost for cashier's checks or money orders funded from this account.

Applying for a checking account is easy.

Find a Banner Bank location icon

Visit local branch

View locations
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Apply online

Apply online

Not sure which checking account is right for you?

Compare checking accounts
Access the Deposit Account Agreement and Personal Accounts Schedule of Fees.

View the Banner's Best Checking Product Guide

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Minors (age 12-17) are eligible to be an account owner if a parent or guardian (age 18 and older) is also an owner on the account. All account owners have full rights to withdraw, deposit and transfer funds.
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Surcharges assessed by non-Banner ATMs will be reimbursed by Banner Bank to client's account.
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The average daily checking/savings relationship balance includes all of the primary account owner’s checking, savings, and money market accounts on which they are a primary or joint account owner.
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Message and data rates may apply. May require authentication, registration, and/or activation.
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Subject to credit approval. Does not include 1-4 Family mortgage or credit cards (excludes loan rate specials).
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On selected terms and to be used for new certificates of deposit or at renewal (exclusions may apply).
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Overdraft protection by line(s) of credit subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or to current Banner Bank deposit clients.

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Card replacement fee may apply.