Banner Bank Schedule of Fees

Effective February 1, 2024, fees for the following services are discontinued and will no longer be charged:

Personal and Small Business Accounts

  • Photocopy of Check
  • Photocopy of Statement/IRS Tax Forms
  • Research
  • Special Handling of Account
  • Wire Transfer Research or Tracer

Consumer Credit Card Accounts

  • Statement Copy Fee

Home Equity Line of Credit (HELOC) Accounts

  • Photocopy Fee
  • Payoff Letter for 3rd Party

Mortgage Accounts

  • Duplicate Written Payoff Quote
  • Payoff Processing Fee

 

For complete information about fees, please refer to your loan agreement or the information below.

Personal Accounts Schedule of Fees

Account Reconciliation (per hour) $10.00 minimum $25.00
Cashier's Check $6.00
Cashier's Check Re-Issue (if lost, additional documentation required) $10.00
Check Cashing (Non-Client) 3%/Minimum $5.00
Check Collection (incoming and outgoing) - Domestic $40.00
Check Collection (incoming and outgoing) - International $50.00
Debit/ATM Card Replacement (After 1) $5.00
Debit/ATM Card Replacement (Rush) $25.00
Debit Card - Custom Design $12.00
Debit Card - International Transactions 1.10%*
Dormant Account Fee (per month, after 12 months of no client account activity) $5.00
Foreign Currency Exchange (Clients Only) - Canadian No Charge
Foreign Currency Exchange (Clients Only) - Non-Canadian $25.00
Foreign Draft - Canadian $20.00
Foreign Draft - Non-Canadian $35.00
Legal Process Fee $125.00
Money Order $3.00
Online Bank to Bank Transfer - Incoming No Charge
Online Bank to Bank Transfer - Outgoing $2.00
Overdraft Item (based on available balance**) $30.00
Paper Statement Fee (Monthly) $2.00
Paper Statement with Check Images Fee (Monthly) $4.00
Personalized Checks Prices vary
Temporary Checks $2.00 per sheet of 4
Safe Deposit Box - Annual Rental Fee Varies by box size and payment method
Safe Deposit Box - Late Fee (charged 14 days after due date) $5.00
Safe Deposit Box - Key Replacement $25.00
Safe Deposit Box - Drill Fee Cost plus $50.00
Stop Payment (24 month life) $35.00
Wire Transfer - Incoming Wire (Domestic or International) $15.00
Wire Transfer - Outgoing Domestic Wire $30.00
Wire Transfer - Outgoing International Wire $50.00
Wire Transfer - Return Wire Fee $25.00

Business Accounts Schedule of Fees

Account Reconciliation (per hour) $10.00 minimum

$25.00
Cashier's Check $6.00
Cashier's Check Re-issue (if lost, additional documentation required) $10.00
Check Cashing (Non-Client) 3%/Minimum $5.00
Check Collection - Domestic (incoming and outgoing) $40.00
Check Collection - International (incoming and outgoing) $50.00
Debit/ATM Card Replacement (after 1) $5.00
Debit/ATM Card Replacement (Rush) $25.00
Debit Card - Custom Design $12.00
Debit Cards - International Transactions 1.10%*
Dormant Account Fee (per month, after 12 months of no client account activity) $5.00
Foreign Currency Exchange (Clients Only) Canadian

No Charge

Foreign Currency Exchange (Clients Only) Non-Canadian $25.00
Foreign Draft - Canadian $20.00
Foreign Draft - Non-Canadian $35.00
Legal Process Fee $125.00
Money Order $3.00
Online Bank to Bank Transfer - Incoming No Charge
Online Bank to Bank Transfer - Outgoing $2.00
Overdraft Item (based on available balance^) $30.00
Overdraft Balance Interest Rate WSJ Prime +5.00%
Paper Statement Fee (Monthly) $3.00
Paper Statement with Check Images Fee (monthly) $6.00
Personalized Checks Prices vary
Temporary Checks $2.00 per sheet of 4
Retainage/Control Agreement Account Setup Fee (non-analyzed) $0-$49,999.99 $50.00
Retainage/Control Agreement Account Setup Fee (non-analyzed) $50,000+ $150.00
Safe Deposit Box Rental Annual Rental Fee Varies by box size and payment method
Safe Deposit Box Late Fee (charged 14 days after due date) $5.00
Safe Deposit Box Key Replacement $25.00
Safe Deposit Box Drill Fee Cost plus $50.00
Stop Payment (24-month life) $35.00
Wire Transfer - Incoming Wire (Domestic or International) $15.00
Wire Transfer - Outgoing Domestic Wire $30.00
Wire Transfer - Outgoing International Wire $50.00
Wire Transfer - Returned Wire Fee $25.00

Fee Schedule Effective February 1, 2024

*
When using your debit card outside of the U.S. there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar transaction amount.
**
Paid transactions resulting in an end-of-day overdrawn balance of $5.00 or less, will not be charged a fee. We will not charge you more than 4 Overdraft Item Fees in one business day on your account. Please refer to the Understanding Overdrafts and Non-Sufficient Funds (NSF Returned Item), and How To Avoid Overdraft Fees section of the Terms and Conditions of your Consumer Deposit Account Agreement for explanation of available balance. This is provided at the time of new account opening and upon request.
^
Please refer to the Understanding Overdrafts and Non-Sufficient Funds (NSF Returned Item), and How To Avoid Overdraft Fees section of the Terms and Conditions of your Business Deposit Account Agreement for explanation of available balance. This is provided at the time of new account opening and upon request.