Build your savings, meet your goals.

Tuck away a little or a lot. You’ll earn interest on any savings account. Let’s find the best one for you. What benefits are you looking for?

Savings you can access anytime

Choose a personal savings account. Competitive rates compound daily, and you get unlimited withdrawals, too.

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Competitive tiered interest rates

Our money market account works hard for you. It’s a smart savings solution and an account you can use every day.

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Big savings for big plans

Earn interest with Banner’s Best Savings, a high-yield tiered savings account.

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Every Banner Bank savings account includes:

Competitive interest rates

Free online banking and bill pay

Free mobile banking

$100 minimum opening balance

Feature	Health Savings Account	Personal Savings	Money Market	Banners Best Savings
Minimum Opening Balance	$50	$25	$100	$100
Minimum Daily Balance Required to Avoid Monthly Service Charge	$2,500 required to avoid monthly service charge	$100 minimum daily balance or set up an automatic transfer of at least $25 from your Banner Bank checking account to waive the monthly service charge	$1,000 required to avoid monthly service charge	$5,000 required to avoid monthly service charge
Monthly Service Charge	$3 if balance requirements are not met	$3 if balance requirements are not met	$10 if balance requirements are not met	$10 if balance requirements are not met
Withdrawal Fee	Unlimited debit card access Check access ($2/month if one or more checks clear)	Unlimited in-person withdrawals. Electronic withdrawals - first 6 free. $5 per withdrawal after 6 per month.~	Unlimited in-person withdrawals. Electronic withdrawals - first 6 free. $5 per withdrawal after 6 per month.~	Unlimited in-person withdrawals. Electronic withdrawals - first 6 free. $5 per withdrawal after 6 per month.~
Competitive Interest Rate	HSA funds earn interest and earnings are tax free*	Competitive interest rates compounded daily and credited quarterly	Competitive tiered interest rate — compounded daily and credited quarterly	Premium tiered interest rate—compounded daily and credited quarterly
Additional Features	Unlimited debit card access Free Online Banking Free Mobile Banking‡ Free Telephone Banking‡	Unlimited deposits Free Banner Online Banking Free Mobile Banking‡ Free Banner Bank-by-Phone‡ Direct deposit available Automatic savings plan available Automatic loan payment available No service charge or minimum balance for children under 18 Link to your Banner checking account for overdraft protection#	Unlimited withdrawals in person or by ATM Unlimited deposits Free Banner Online Banking Free Mobile Banking‡ Free Banner Bank-by-Phone‡ Free check images available Direct deposit available Automatic savings plan available Automatic loan payment available Link to your Banner checking account for overdraft protection#	Unlimited withdrawals in person or by ATM Unlimited deposits Free Banner Online Banking Free Mobile Banking‡ Free Banner Bank-by-Phone‡ Direct deposit available Automatic savings plan available Automatic loan payment available Link to your Banner checking account for overdraft protection#
		Apply online	Apply online	Apply online

‡ Check with your mobile service provider for message and data rates.
~ Savings and money market account withdrawals are limited by federal regulations. You may make no more than six (6) pre-authorized, automatic, electronic, ACH, telephone, online or wire withdrawals or transfers, or payment by check, debit card, or similar order payable to third parties per monthly statement cycle.
# Subject to transaction limits and funds availability.
∏ No charge by Banner Bank when using non-Banner ATMs.
¶ A Banner Bank checking account with combined statement is required.