HELOC Special Offer | Fixed rate as low as 5.25% APR*

Tackle your to-do's in 2022.

With a Home Equity Line of Credit, you use the equity in your home to finance a variety To-Dos. For a limited time, Banner Bank is offering a special HELOC rate as low as 2.49% APR*. To learn more and apply, visit a branch or call us at 866-641-5335.

Benefits of our limited time HELOC offer:

Achieve your goals with a HELOC

A HELOC can help in so many ways. Some of the common reasons homeowners take out a HELOC are:

  • Home improvements big and small
  • Education costs
  • Travel or vacation
  • Consolidating debt or paying off bills
  • Unexpected expenses

Available at a special rate with our Banner's Best Checking Account

  • Earn more interest with higher balances
  • Earn 0.15% over posted rates on new and renewed Certificates of Deposit
  • We reimburse the fees for any ATM you use in the U.S.
  • Online and mobile banking, bill pay, digital wallet

To learn more and apply for a HELOC:

Visit a branch or call us to apply by phone.

Monday-Friday 8:00 am - 5:00 pm (Pacific Time)



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APR (Annual Percentage Rate) is fixed for the first 12 months, followed by a floating rate of WSJ Prime plus 0.99% with a floor rate at 4.24%. Rate includes discounts of 0.25% with auto-pay and 0.25% for having a Banner’s Best checking account. $200 documentation fee. Annual fee of $125 is waived the first year. Maximum Loan-to-Value is 80%. Requires a minimum FICO score of 800. Excludes existing Banner Bank HELOC clients and non-owner occupied transactions. Residential appraisals only, no commercial appraisals. Subject to credit approval. Available for applications submitted between September 1, 2022 and November 4, 2022.