HELOC Special Offer | Fixed rate as low as 3.24% APR*

Contractor working on a house while couple selects finishes
A HELOC can open new doors or help you purchase some.

With a Home Equity Line of Credit, you use the equity in your home to finance a wide variety of large expenses. For a limited time, Banner Bank is offering a special HELOC rate as low as 3.24% APR*. To learn more and apply, visit a branch or call us at 866-641-5335.

Benefits of our limited time HELOC offer:

low fixed rate credit cards

Fixed rate as low as 3.24% APR*

No monthly service fee
No annual fee for 12 months
Mastercard icon
Earn rewards with a HELOC Mastercard®
Local business icon

In-house approvals and fast processing

Young couple laying on their living room floor looking at remodel plans
Achieve your goals with help from our HELOC

A HELOC can help in so many ways. Some of the common reasons homeowners take out a HELOC are:

  • Home improvements big and small
  • Education costs
  • Travel or vacation
  • Consolidating debt or paying off bills
  • Unexpected expenses
Couple together in kitchen feeding their baby who is sitting on the counter
Available at a special rate with our Banner's Best Checking Account
  • Earn more interest with higher balances
  • Earn $.05 back on every debit card purchase transaction
  • We reimburse the fees for any ATM you use in the U.S.
  • Online and mobile banking, bill pay, digital wallet

To learn more and apply for a HELOC:

Visit a branch or call us to apply by phone.

Monday-Friday 8:00 am - 5:00 pm (Pacific Time)

866-641-5335 | loanbyphone@bannerbank.com

Hands framing a kitchen as person pictures the room after a renovation
What is a HELOC and How Can You Use One?
A home equity line of credit, otherwise known as a HELOC, allows you to use the equity in your home to finance a variety of sizeable expenses. In this blog, you'll learn about HELOCs and get tips on how you can use one.
How quickly can I pay off debt?
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff. 
Young woman in park jumps for joy
Four Steps to Improve Your Credit Score
When considering a new financing option, it's important that your credit score is in tip-top shape. That's why knowing your score is an important first step. In this blog, we share four steps you can take to improve your credit score.
APR (Annual Percentage Rate) is fixed for the first 12 months, followed by a floating rate of WSJ Prime plus 0.24% with a floor rate at 4.00%. Rate includes discounts of 0.25% with auto-pay and 0.25% for having a Banner’s Best checking account. Annual fee of $75 is waived the first year. Loan-to-value up to 80%. Requires a minimum FICO score of 750. Excludes existing Banner Bank HELOC clients, purchase money, construction and non-owner occupied transactions. Residential appraisals only, no commercial appraisals. Subject to credit approval. Available for applications submitted March 2 through May 1, 2020.

This website uses cookies and behavioral data for analytics, personalized content and to optimize your browsing experience.

By using our website, you agree to this use. To learn more about how your data is collected and used, please read our privacy policy.

Privacy Policy