Home Equity Line of Credit Special Offer | Fixed rates as low as 6.99% APR*
Bills to pay or plans to pursue?
With a Home Equity Line of Credit, you can use the equity in your home to finance all sorts of plans and ideas.
Benefits of a Home Equity Line of Credit:
Achieve your goals with a HELOC
A HELOC can help in so many ways. Some of the common reasons homeowners take out a HELOC are:
- Home improvements big and small
- Education costs
- Travel or vacation
- Consolidating debt or paying off bills
- Unexpected expenses
Available at a special rate with our Banner's Best Checking Account
- Earn more interest with higher balances
- Earn 0.25% over posted rates on new and renewed Certificates of Deposit
- We reimburse the fees for any ATM you use in the U.S.
- Online and mobile banking, bill pay, digital wallet and more
To learn more and apply for a HELOC:
Visit a branch or call us to apply by phone.
Monday-Friday 8:00 am - 5:00 pm (Pacific Time)
What is a HELOC and How Can You Use One?
A home equity line of credit, otherwise known as a HELOC, allows you to use the equity in your home to finance a variety of sizeable expenses. In this blog, you'll learn about HELOCs and get tips on how you can use one.
How quickly can I pay off debt?
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Four Steps to Improve Your Credit Score
When considering a new financing option, it's important that your credit score is in tip-top shape. That's why knowing your score is an important first step. In this blog, we share four steps you can take to improve your credit score.
*
APR (Annual Percentage Rate) is fixed for the first 12 months, followed by a floating rate of WSJ Prime plus 0.99% with a floor rate at 6.74%. Rate as low as 6.99% APR includes discounts of 0.25% with auto-pay and 0.25% for having a Banner’s Best checking account. The maximum APR is 18.00%. Floor rate and margin may vary based on credit score. All HELOCs have a 10-year draw period and a 15-year repayment term for a total term of 25 years. $200 documentation fee. Annual fee of $125 is waived the first year. Maximum Loan-to-Value is 80%. Proof of insurance is required. Excludes existing Banner Bank HELOC clients and non-owner occupied transactions. Residential appraisals only, no commercial appraisals. Subject to credit approval. Available for applications submitted between March 20, 2023 and May 19, 2023.