Home Equity Line of Credit Special Offer - 7.49% APR* for 12 Months

Put your plans and ideas into action with our Home Equity Line of Credit special*.

With a Home Equity Loan or Home Equity Line of Credit (HELOC), you use the equity in your home to finance a variety of home improvements and to-dos; now at a special rate of 7.49% APR for 12 months. To apply, visit a branch or call our Digital Lending team at 866-641-5335.

Benefits of a Home Equity Loan or Line of Credit Offer:


Introductory rate of 7.49% APR* for 12 months


$200 HELOC documentation fee waived

Achieve your goals with a HELOC

A HELOC can help in so many ways. Some of the common reasons homeowners take out a HELOC are:

  • Home improvements big and small
  • Education costs
  • Travel or vacation
  • Consolidating debt or paying off bills
  • Unexpected expenses

Available at a special rate with our Banner's Best Checking Account

  • Earn more interest with higher balances
  • Earn 0.25% over posted rates on new and renewed Certificates of Deposit
  • We reimburse the fees for any ATM you use in the U.S.
  • Online and mobile banking, bill pay, digital wallet and more

To learn more and apply:

Visit a branch or call us to apply by phone.

Monday-Friday 8:00 am - 5:00 pm (Pacific Time)



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APR (Annual Percentage Rate) as low as 7.49% fixed for first 12 months requires a minimum FICO score of 800, not all applicants will qualify. Followed by a floating rate of WSJ Prime plus 0.74% with a floor rate at 6.74% APR. Fixed and variable rate includes a 0.25% discount with autopay AND 0.25% for Banner’s Best checking account. $200 documentation fee, waived. Annual fee of $125 applied on first anniversary and each year after. Maximum Loan to Value is 80%. Excludes, existing Banner Bank HELOCs and non-owner-occupied transactions. Residential appraisals only, no commercial appraisals and proof of insurance is required. Subject to credit approval. Available for applications submitted between March 4 and June 28, 2024.