Home Equity Line of Credit Offer - Special Rates for a Limited Time
Achieve your dreams with Home Equity Line of Credit starting at 5.29% APR* for the first 12 months.
With a Home Equity Loan or Home Equity Line of Credit (HELOC), you can use the equity in your home to finance a variety of home improvements, to-dos and more. To apply, visit a branch or call our Digital Lending team at 866-641-5335.
Our Home Equity Loan or Line of Credit offer includes:
Achieve your goals with a HELOC
A HELOC can help in so many ways. Some of the common reasons homeowners take out a HELOC are:
- Home improvements big and small
- Education costs
- Travel or vacation
- Consolidating debt or paying off bills
- Unexpected expenses
Get even more benefits with Banner's Best Checking
- Earn more interest with higher balances
- Earn 0.25% over posted rates on new and renewed Certificates of Deposit
- Use any ATM you use in the U.S and we reimburse the fees
- Bank anytime with online and mobile banking, bill pay and Zelle®
To learn more and apply:
Visit a branch or call us to apply by phone.
Monday-Friday 8:00 am - 5:00 pm (Pacific Time)
What is a HELOC and How Can You Use One?
A home equity line of credit, otherwise known as a HELOC, allows you to use the equity in your home to finance a variety of sizeable expenses. In this blog, you'll learn about HELOCs and get tips on how you can use one.
How quickly can I pay off debt?
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
Four Steps to Improve Your Credit Score
When considering a new financing option, it's important that your credit score is in tip-top shape. That's why knowing your score is an important first step. In this blog, we share four steps you can take to improve your credit score.
*
APR (Annual Percentage Rate) as low as 5.29% fixed for the first 12 months or as low as 5.99% for the first 24 months requires a minimum credit score of 750 or greater. Rate includes a 0.50% discount by establishing an automatic payment from any Banner Bank personal checking account prior to closing. Followed by a floating rate of WSJ Prime plus 0.74% with a floor rate at 4.25% APR. The maximum APR that may be imposed is 18.00%. Annual fee of $125 applied on first anniversary and each year after. Maximum Loan to Value is 80%. Excludes existing Banner Bank HELOCs, Home Equity Loans, Bridge Loans and non-owner-occupied transactions. Residential appraisals only, and paid by client. No commercial appraisals and proof of insurance is required. Subject to credit approval. Not all applicants will qualify. Minimum credit of 650 required for program. Available for applications submitted between March 2, 2026 through June 26, 2026.
View complete HELOC Product Guide