HELOC Special Offer | Fixed rate as low as 2.99% APR*

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A HELOC can open new doors or help you purchase some.

With a Home Equity Line of Credit, you use the equity in your home to finance a wide variety of large expenses. For a limited time, Banner Bank is offering a special HELOC rate as low as 2.99% APR*. To learn more and apply, visit a branch or call us at 866-641-5335.

Benefits of our limited time HELOC offer:


Fixed rate as low as 2.99% APR*

No annual fee for 12 months
Earn rewards with a HELOC Mastercard®

In-house approvals and fast processing

Couple looking at renovation plans
Achieve your goals with help from our HELOC

A HELOC can help in so many ways. Some of the common reasons homeowners take out a HELOC are:

  • Home improvements big and small
  • Education costs
  • Travel or vacation
  • Consolidating debt or paying off bills
  • Unexpected expenses
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Available at a special rate with our Banner's Best Checking Account
  • Earn more interest with higher balances
  • Earn $.05 back on every debit card purchase transaction
  • We reimburse the fees for any ATM you use in the U.S.
  • Online and mobile banking, bill pay, digital wallet

To learn more and apply for a HELOC:

Visit a branch or call us to apply by phone.

Monday-Friday 8:00 am - 5:00 pm (Pacific Time)

866-641-5335 | loanbyphone@bannerbank.com

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APR (Annual Percentage Rate) is fixed for the first 12 months, followed by a floating rate of WSJ Prime plus 0.74% with a floor rate at 3.99%. Rate includes discounts of 0.25% with auto-pay and 0.25% for having a Banner’s Best checking account. Annual fee of $100 is waived the first year. Maximum Loan-to-Value is 80%. Requires a minimum FICO score of 800. Excludes existing Banner Bank HELOC clients, purchase money and non-owner occupied transactions. Subject to credit approval. Available for applications submitted between April 5, 2021 and May 28, 2021.

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