Open a Business Checking Account

Shop employee running a credit card on terminal

Choose the business checking account that fits your business needs.

Enjoy one-on-one account support from our expert bankers and all of the business services you'd expect from a national bank. Select your preferred business checking account from the list below then click apply online. View the required documents you'll need to submit to streamline opening your business account online.

Enjoy these benefits with all Banner Bank business checking accounts:

""
Business Online and Mobile Banking included
""

24-7 Bank-By-Phone at 800-527-6435

Overdraft protection icon
Contact center

Phone support provided by Banner employees at 800-272-9933

ATM card icon

Use any Banner Bank owned ATM. We don’t charge you to use a non-Banner Bank owned ATM.

""
Mastercard® Debit Card with Debit Card Suspicious Activity Alerts and access to Debit Card Controls app
""
Manage Payments with Business Bill Pay
""

Debit card integration with Digital Wallets: Apple Pay, Google Pay, & Samsung Pay

Find the right business checking account for your business. Apply and open online today.

Basic Business Checking Complete Business Checking Complete Plus Business Checking
Apply Online
Best for

A basic business checking account for small businesses with no monthly service charge.

A business checking account for a growing business with a moderate amount of payment activity and an option to earn interest.

A business checking account for businesses with large deposit balances, high volumes of account activity and advanced cash management services needs.

Minimum opening balance

$100

$100

$100

Monthly service charge

No ongoing monthly service fee

$14

$75

Monthly service charge waived with

N/A

$5,000 minimum daily balance; or $20,000 average daily checking/savings relationship deposit balanceΔ

$75,000 minimum daily balanceΔ

Earns interest

No

Opt-in to a $16 per month service charge to earn interest on your Complete Business Checking account balance

No

Item processing included with monthly service fee then $0.40 fee per additional item

Up to 125 items processed each month

Up to 275 items processed each month

Up to 400 items processed each month

Cash and currency transaction limits included, then $0.15 per $100 for additional transactions

Up to $10,000 processed each month

Up to $20,000 processed each month

Up to $25,000 processed each month

Paper statement fees

$3 each month for paper statements; or $6 each month when you opt-in to receive paper statements with check images

Included at no cost

Included at no cost

Treasury Management Services

N/A

Treasury Management Services Bundle options available to help manage cash flow and pay bills while optimizing liquidityƒ

Treasury Management Services Bundle options included at no cost to help manage cash flow and pay bills while optimizing liquidityƒ

Business online business bill pay

$4/month fee includes 10 payments per month. Additional payments are $0.45 each.

Included at no cost

Included at no cost

Business checking account details Learn more about Basic Business Checking Learn more about Complete Business Checking Learn more about Complete Plus Business Checking
Two men walking and discussing in warehouse

Explore Analyzed Business Checking accounts for advanced cash management.

  • An ideal business checking account for businesses with very large deposit balances and transaction volumes
  • Contributes to and sustains businesses with complex cash management needs.
  • Earnings on Analyzed business checking account balances help offset monthly service charge
Two business men talking in an office hallway

Easily open a Banner Bank business account today.

Streamline opening your business account online. Click below to see what documents you'll need to complete the online account opening process.
Message and data rates may apply.
Γ
Overdraft protection by line(s) of credit subject is to credit approval and limited to residents of Washington, Oregon, Idaho or California, or to current Banner Bank deposit clients.
There is a 1.10% currency conversion fee based on the U.S. dollar amount when using your business debit card outside of the U.S.
Card replacement fee may apply.
May require authentication, registration and/or activation. 
Δ
The average daily checking/savings relationship balance includes all of the business’s checking, savings, and money market accounts.

Item processing limit includes all transactions and items deposited.

ƒ
Treasury Management Services are coordinated with a Treasury Management consultant or support. Call Treasury Management at 877-856-7933 or email treasurymanagement@bannerbank.com for more details.
Per item charges are calculated via account analysis. A detailed statement of account charges is available through Banner Online Banking.