Business Checking Account Options
Flexible checking accounts with convenient services to fit your business needs.
With Banner Bank's Business Checking, you'll get:
Choose the account that fits your business.
| Basic Business Checking | Complete Business Checking | Complete Plus Business Checking | |
|---|---|---|---|
| Apply Online | |||
| Best for |
I own a small business or a business that is just starting out. |
My business isn't too complicated yet, but I'm planning for growth in the future. |
My business is getting sophisticated with cash management needs. |
| Minimum opening balance |
$100 |
$100 |
$100 |
| Service charge |
No ongoing monthly service fee |
$14 |
$75 |
| Waived with |
N/A |
$5,000 minimum daily balance or Average $20,000 daily checking/savings relationship deposit balanceΔ |
$75,000 minimum daily balanceΔ |
| Paper Statements and Paper Check Images |
Paper statements $3 per month, or $6 per month with check images |
Free |
Free |
| Earns Interest |
No |
Option with $16 per month service charge |
No |
| Online bill pay |
$4/month and $0.45 per payment (First 10 free) |
Free |
Free |
| Item processing≠ |
First 125 items are included then $0.40 per item |
First 275 items are included then $0.40 per item |
First 400 items included then $0.40 per item |
| Cash transaction limits |
$10,000 per month. Above $10,000 is $0.15/$100. |
$20,000 per month. Above $20,000 is $0.15/$100. |
$25,000 per month. Above $25,000 is $0.15/$100. |
| Banner Online and Mobile Banking | |||
| Business debit card♣ |
Use anywhere Mastercard® is accepted (millions of locations). If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars. |
Use anywhere Mastercard® is accepted (millions of locations). If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars. |
|
| Mastercard® Zero Liability Protection | |||
| Extensive ATM network^ |
Use any Banner Bank-owned ATM within the U.S. |
Use any Banner Bank-owned ATM within the U.S. |
Use any Banner Bank-owned ATM within the U.S. |
| Digital Wallet: Apple Pay, Google Pay, & Samsung Pay on supported devices | |||
| Account Details | Learn more about Basic Business Checking | Learn more about Complete Business Checking | Learn more about Complete Plus Business Checking |
Complex cash flow needs? Try Analyzed Business Checking.
- Ideal for businesses with higher balances and transaction volumes and a need for more sophisticated cash management solutions
- Earnings credits calculated on collected balances help offset monthly service chargesΩ
Item processing limit includes all transactions and items deposited.