Business Checking Account Options

Shop employee running a credit card on terminal

Flexible checking accounts with convenient services to fit your business needs.

Get the best of both worlds with a bank based here in the West. Our Business Checking Accounts come with one-on-one support from our team of professionals, plus services and solutions you'd expect from a national bank. You've got options with a variety of account choices.

With Banner Bank's Business Checking, you'll get:

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24-7 Bank-By-Phone at 800-527-6435

Contact center

Phone support provided by Banner employees at 800-272-9933

Choose the account that fits your business.

Basic Business Checking Complete Business Checking Complete Plus Business Checking
Apply Online
Best for

I own a small business or a business that is just starting out.

My business isn't too complicated yet, but I'm planning for growth in the future.

My business is getting sophisticated with cash management needs.

Minimum opening balance

$100

$100

$100

Service charge

No ongoing monthly service fee

$14

$75

Waived with

N/A

$5,000 minimum daily balance or Average $20,000 daily checking/savings relationship deposit balanceΔ

$75,000 minimum daily balanceΔ

Paper Statements and Paper Check Images

Paper statements $3 per month, or $6 per month with check images

Free

Free

Earns Interest

No

Option with $16 per month service charge

No

Online bill pay

$4/month and $0.45 per payment (First 10 free)

Free

Free

Item processing

First 125 items are included then $0.40 per item

First 275 items are included then $0.40 per item

First 400 items included then $0.40 per item

Cash transaction limits

$10,000 per month. Above $10,000 is $0.15/$100.

$20,000 per month. Above $20,000 is $0.15/$100.

$25,000 per month. Above $25,000 is $0.15/$100.

Banner Online and Mobile Banking
Business debit card

Use anywhere Mastercard® is accepted (millions of locations). If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.

Use anywhere Mastercard® is accepted (millions of locations). If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.

Mastercard® Zero Liability Protection
Extensive ATM network^

Use any Banner Bank-owned ATM within the U.S.

Use any Banner Bank-owned ATM within the U.S.

Use any Banner Bank-owned ATM within the U.S.

Digital Wallet: Apple Pay, Google Pay, & Samsung Pay on supported devices
Account Details Learn more about Basic Business Checking Learn more about Complete Business Checking Learn more about Complete Plus Business Checking
Two men walking and discussing in warehouse

Complex cash flow needs? Try Analyzed Business Checking.

  • Ideal for businesses with higher balances and transaction volumes and a need for more sophisticated cash management solutions
  • Earnings credits calculated on collected balances help offset monthly service charges

 

Download a schedule of deposit account fees for business checking and business savings accounts.
Check with your mobile service provider for message and data rates.
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Minimum daily balance required to avoid monthly service charge. Relationship balances include all of the Business’s checking and savings accounts.
If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.

Item processing limit includes all transactions and items deposited.

Per item charges are calculated via account analysis. A detailed statement of account charges is available through Banner Online Banking.