Business Checking Account Options

Shop employee running a credit card on terminal

Flexible checking accounts with convenient services to fit your business needs.

Get the best of both worlds with a bank based here in the West. Our Business Checking Accounts come with one-on-one support from our team of professionals, plus services and solutions you'd expect from a national bank. You've got options with a variety of account choices.

With Banner Bank's Business Checking, you'll get:

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24-7 Bank-By-Phone at 800-527-6435

Contact center

Phone support provided by Banner employees at 800-272-9933

Choose the account that fits your business.

Apply Online
Best for
Minimum opening balance
Service charge
Waived with
Paper Statements and Paper Check Images
Earns Interest
Online bill pay
Item processing
Cash transaction limits
Banner Online and Mobile Banking
Business debit card
Mastercard® Zero Liability Protection
Extensive ATM network^
Digital Wallet: Apple Pay, Google Pay, & Samsung Pay on supported devices
Account Details
Basic Business Checking

I own a small business or a business that is just starting out.

$100

No ongoing monthly service fee

N/A

Paper statements $3 per month, or $6 per month with check images

No

$4/month and $0.45 per payment (First 10 free)

First 125 items are included then $0.40 per item

$10,000 per month. Above $10,000 is $0.15/$100.

Additional Services

Use anywhere Mastercard® is accepted (millions of locations). If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.

Use any Banner Bank-owned ATM within the U.S.

Complete Business Checking

My business isn't too complicated yet, but I'm planning for growth in the future.

$100

$14

$5,000 minimum daily balance or Average $20,000 daily checking/savings relationship deposit balanceΔ

Free

Option with $16 per month service charge

Free

First 275 items are included then $0.40 per item

$20,000 per month. Above $20,000 is $0.15/$100.

Use anywhere Mastercard® is accepted (millions of locations). If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.

Use any Banner Bank-owned ATM within the U.S.

Complete Plus Business Checking

My business is getting sophisticated with cash management needs.

$100

$75

$75,000 minimum daily balanceΔ

Free

No

Free

First 400 items included then $0.40 per item

$25,000 per month. Above $25,000 is $0.15/$100.

Use any Banner Bank-owned ATM within the U.S.

Two men walking and discussing in warehouse

Complex cash flow needs? Try Analyzed Business Checking.

  • Ideal for businesses with higher balances and transaction volumes and a need for more sophisticated cash management solutions
  • Earnings credits calculated on collected balances help offset monthly service charges

 

Download a schedule of deposit account fees for business checking and business savings accounts.
Check with your mobile service provider for message and data rates.
Δ
Minimum daily balance required to avoid monthly service charge. Relationship balances include all of the Business’s checking and savings accounts.
If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.

Item processing limit includes all transactions and items deposited.

Per item charges are calculated via account analysis. A detailed statement of account charges is available through Banner Online Banking.