Basic Business Checking

A business checking account with all the fundamentals

Manage your business finances with ease. Banner’s Basic Business Checking is a great choice when you are just starting out. Open your Basic Business Checking account today with $100 or more and get $100 off your first check order.

Open a Basic Business Checking account and earn up to $500

  1. Open a business checking account with offer code 2026DP
  2. Deposit $5,000 for a $250 bonus or $10,000 for a $500 bonus within 60 days
  3. Maintain minimum balance requirements for 90 days
  4. Get paid within 30 days of meeting offer requirements

With Banner's Basic Business Checking, you'll get:

Monthly service charge waived
$10 monthly service charge waived with $800 minimum daily balance; or $2,500 average daily balance; or an average $5,000 daily checking/savings deposit relationship balanceΔ.
Item processing included 
The first 200 items each month are processed, then $0.40 per additional item.
Cash and currency included
The first $10,000 cash and currency transactions included each monthly statement cycle at no cost, then $0.20 per each $100 after.

Payments Delivered with Merchant Services

We can help your business accept and process payments. Count on Banner Bank's Merchant Services for:

  • Next day funding
  • Competitive rates and no hidden fees
  • Point-of-sale, online and mobile processing solutions
  • 24/7 support

Get started with a  personalized consultation with an experienced Merchant Services Consultant today.

Applying for a business checking account is easy.

Not sure what checking account is right for you? 

Δ
The average daily checking/savings relationship balance includes all of the business’s checking, savings, and money market accounts.

Transaction Processing refers to all deposits and withdrawals made from your accounts.

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When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
‡ 
Message and data rates may apply. May require authentication, registration, and/or activation.
May require authentication, registration and/or activation. 
Γ
Overdraft protection by line(s) of credit subject is to credit approval and limited to residents of Washington, Oregon, Idaho or California.
Merchant Services are subject to credit approval and are limited to Washington, Oregon, Idaho or California. Call Merchant Services at 866-440-7240, email merchantservices@bannerbank.com, or visit your local branch for more details.