Basic Business Checking

Co-workers in discussion with tablet in hand

A business checking account with all the fundamentals

Forget about a monthly service fee or a minimum account balance and manage your business finances with ease. Banner’s Basic Business Checking is a great choice when you are just starting out.

Best for:

  • Small businesses
  • Just getting started
  • No monthly service charge

With Banner's Basic Business Checking, you'll get:

24-7 Bank-By-Phone at 800-527-6435
Contact center

Phone support provided by Banner employees at 800-272-9933

With Banner's Basic Business Checking, you'll also get:


Outstanding ATM Benefits

Use any Banner Bank-owned ATM for FREE.


 No Minimum Balance Requirement

No ongoing minimum balance requirement.

Bank Anywhere

Free Banner Online and Mobile Banking, and Bank-by-Phone.

Debit Card

Use your Mastercard® debit card, accepted at millions of locations.

Extra Security

You’re covered by Mastercard’s Zero Liability Protection and can register for Mastercard Identity Theft Alerts.

Banner Online Bill Pay

$4 per month (includes first 10 payments) then $0.45 per payment.

Includes free eStatements

Sign up for eStatements

Keep your financial information safe and accessible anytime with eStatements. Avoid charges for paper statements.Ψ

Overdraft Protection

With overdraft protection, you can link to a deposit account or line of credit to cover your purchases.»

Cash and Coin Limits

Transaction limit of $10,000 per month, then $0.15 per $100 per month

Additional Benefits

Get a 20% discount on your initial check order. A Commercial Mastercard credit card is also available.»

Applying for a business checking account is easy.

Not sure what checking account is right for you? 

Item processing limit includes all transactions and items deposited.

When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.
Message and data rates may apply.
Paper statements are $3 per statement, or $6 per statement with check images. 

Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.