Basic Business Checking

A business checking account with all the fundamentals

Manage your business finances with ease. Banner’s Basic Business Checking is a great choice when you are just starting out. Open your Basic Business Checking account today with $100 or more.

Visit a branch to apply in person

With Banner's Basic Business Checking, you'll get:

Monthly service charge waived
$10 monthly service charge waived with $800 minimum daily balance; or $2,500 average daily balance; or an average $5,000 daily checking/savings deposit relationship balanceΔ.
Item processing included 
The first 200 items each month are processed≠, then $0.40 per additional item.
Cash and currency included
The first $10,000 cash and currency transactions included each monthly statement cycle at no cost, then $0.20 per each $100 after.

With every Banner Bank business checking account, you'll get:

Farmer checks laptop while standing in wheat field.
  • Business Online and Mobile Banking
    Manage your business from your favorite device with Banner Bank Business Online Banking and Banner Bank Mobile Banking‡
  • Business Bill Pay
    Manage and send unlimited payments∩ to individuals or other businesses.
  • Discounted Checks
    Get a 20% discount on your first order of checks.
  • ATM Access
    Use any Banner Bank owned ATM^. We don't charge you to use a non-Banner Bank owned ATM.
  • Business Debit Card
    Manage and protect your Mastercard® debit card with suspicious activity alerts and debit card controls.
  • Statements
    Check Safekeeping statements available. Access eStatements anytime.
  • 24-7 Bank-By-Phone
    Access your account anytime from your touch-tone phone at 800-527-6435.
  • Business Overdraft Protection
    Opt-in to business overdraft protectionΓ by linking your business checking and savings or line of credit accounts.
  • Phone Support
    Banner Bank employees are available to assist you weekdays 7 am to 7 pm Pacific Time at 800-272-9933.

Payments Delivered with Merchant Services

We can help your business accept and process payments. Count on Banner Bank's Merchant Services♦ for:

  • Next day funding
  • Competitive rates and no hidden fees
  • Point-of-sale, online and mobile processing solutions
  • 24/7 support

Get started with a free Merchant Services terminal, mobile card reader, or a one-time $200 statement credit.

Explore Merchant Services

Applying for a business checking account is easy.

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Business Account Requirements
Find a Banner Bank location icon
Visit local branch

Not sure what checking account is right for you? 

Compare checking account types
Access the Business Account Agreement and Business Accounts Schedule of Fees.
View the Basic Business Checking Product Guide
Δ
The average daily checking/savings relationship balance includes all of the business’s checking, savings, and money market accounts.
≠

Item processing limit includes all transactions and items deposited.

^
When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
‡ 
Message and data rates may apply. May require authentication, registration, and/or activation.
∩
May require authentication, registration and/or activation. 
Γ
Overdraft protection by line(s) of credit subject is to credit approval and limited to residents of Washington, Oregon, Idaho or California.
♦
Merchant Services are subject to credit approval and are limited to Washington, Oregon, Idaho or California. Call Merchant Services at 509-434-3765, email merchantservices@bannerbank.com, or visit your local branch for more details.