Basic Business Checking
A business checking account with all the fundamentals
Forget about a monthly service charge or a minimum account balance and manage your business finances with ease. Banner’s Basic Business Checking is a great choice when you are just starting out. Open your Basic Business Checking account today with $100 or more.
Best for:
- Small businesses
- Businesses just getting started
With every Banner Bank business checking account, you'll get:
With Banner's Basic Business Checking, you'll also get:

No Monthly Service Charge
No monthly service charge to open or maintain account.

Item Processing≠
The first 125 items each month are included, then $0.40 per additional item.

Cash and Coin
The first $10,000 each month is included, then $0.15 per each $100 after.
No Minimum Balance Requirement
No ongoing minimum balance requirement.
Outstanding ATM Benefits
Use any Banner Bank-owned ATM. We don't charge you to use a non-Banner Bank owned ATM^.
Banner Online Bill Pay
$4 each month (includes first 10 payments) then $0.45 each payment.
Easy to Access Statements
Keep your financial
information safe and accessible anytime with eStatements. Avoid charges for paper statements.Ψ
Overdraft Protection
With overdraft protection, you can link to a deposit account or line of credit to cover your purchases.»
Debit Card
Use your Mastercard® debit card, accepted at millions of locations.♣
Extra Security
You’re covered by Mastercard® Zero Liability Protection and can register for Mastercard Identity Theft Alerts.
Additional Benefits
Get a 20% discount on your initial check order. Merchant Services♦, Check SafeKeeping Statement, and a Commercial Mastercard credit card is also available.»
Applying for a business checking account is easy.
Not sure what checking account is right for you?
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Message and data rates may apply. May require authentication, registration, and/or activation.
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Item processing limit includes all transactions and items deposited.
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When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
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Paper statements are $3 monthly for paper statements without check images, or $6 per statement when you opt-in to receive paper statements with check images.
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Card replacement fee may apply.
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Merchant Services are subject to credit approval and are limited to Washington, Oregon, Idaho or California. Call Merchant Services at (509) 434-3765, email merchantservices@bannerbank.com, or visit your local branch for more details.
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Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.