MoneyWise Tips to Deepen Your Financial Knowledge

Smart Strategies for Managing Debt

Savvy credit management isn’t just about using credit cards wisely—it’s about making choices that help your future self. By approaching it strategically, you can free up money for the goals that matter most to you, like buying a home, planning a major purchase or saving for retirement. From proven debt payoff strategies to tips for improving your credit, this month’s edition of MoneyWise will help you take charge.
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Knowledge is power. Expanding your knowledge about managing your money can improve your financial stability, empower you to reach your financial goals and protect you from becoming a victim of fraud. We’re here to help you improve your financial wellness one decision at a time by providing guidance and tips from our experts. Browse the blogs below for more helpful topics, give our calculators a spin or search our entire library of topics here.

Managing Credit

6 steps to tackle debt

Debt can feel overwhelming, but taking action can steer your finances in the right direction.

What's in a credit score?
Those three numbers in a credit score—what do they mean and why do they matter?
4 ways to boost your score
A low credit score can cost you. Explore simple ways to improve it (and your financial health).

Budgeting and Money Management

5 pro tips on managing money

Our best ideas for making the most of your money, from saving to slaying debt.

Financial checkup: 10 tips

Are your money habits out of shape? Give your financial routine a checkup, take stock – and plan what’s next.

Smart ways to pay off debt

Debt can feel daunting, which is why you need a strategy to pay it off. Explore our expert tips for tackling it.

Retirement Savings

Choosing the right IRA
There’s a lot to know about Individual Retirement Accounts (IRAs). We unpack the basics so you don’t have to.
Understanding Roth IRAs

A Roth IRA provides tax-free income when you retire. Find out how they work – and if one is right for you.

Traditional IRAs, explained
For a Traditional IRA, retirement savers contribute pre-tax dollars. Find out why they’re a popular choice.

Saving and Investing

7 ways to save for retirement
Your future self wants you to start saving for retirement now—dive in with these seven tips.
Understanding CD laddering
A certificate of deposit (CD) is a great tool for your savings mix. Learn how to make the most of them.
Teach your child how to save
Children may not be taught basic financial skills in school. Explore tips to help them start a savings habit.

Owning a Home

Use your home's equity
Find out how to use your home’s equity for upgrades or other big expenses.
Improve your home's value
Get inspired with ideas to add comfort to your home—and invest in its value.
Financing a home build or remodel
From selecting a contractor to setting a budget, you need a plan before pounding the first nail.
Meet the new prefab home

They’re stylish, modern and affordable—here’s what to know about the new era of manufactured homes.

Add value with an ADU

Additional dwelling units (ADUs) can add value to your property, bring in extra income or make more room for family.

Making a home with family

Multigenerational living has many financial and social benefits. Explore how you can make it work.

Preventing Fraud

10 steps to guard your identity

Identity theft is on the rise. Protect yourself with these 10 simple steps.

How to avoid check scams

Learn how to spot common check scams—and confidently steer clear of them. 

9 tips to stop bank imposters
Thieves may pose as your bank to get your info. Stop them with these tips.
If identity theft impacts you

If someone steals your identity, take these essential steps to regain control.

Keep your computer safe
Computer takeover scams are clever—know how to keep your accounts safe.
5 tips to spot spear phishing

Spear phishers use personal info to gain your trust. Get tips to thwart them.

Helping you protect your money is always a top priority for us.

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