Banner’s Personal Checking Account Options | Apply Online Today

Banner Bank offers flexible checking accounts to fit you
Checking options to fit your life.

Your financial needs are unique. That's why Banner Bank offers multiple checking account options to meet your lifestyle. Check out these account features and choose the one that best fits you.

With all Banner Bank Checking accounts, you'll get:

Laptop

Online banking and bill pay

Touchscreen

Mobile banking with Snapshot Deposit®

Phone

24-7 Bank-By-Phone at 800-527-6435

Contact center

Phone support provided by Banner employees at 800-272-9933

Choose the checking account that best fits you:

Best for
Minimum Opening Balance
Service chargeΔ
Earns interest
Earns rewards
Digital Wallet
Unlimited Checkwriting
Nationwide ATM convenience^
Mastercard® Zero Liability Protection
Online, Mobile Banking and Bill Pay
Connected Checking® 

I like a hard-working account with no monthly service fees and access to cash when and where I need it.

$50

$0

Apple Pay, Google Pay, Samsung Pay
We'll reimburse the surcharges for withdrawals made from any ATM, anywhere in the U.S., up to 4 times per calendar month
Rewards Checking

I want added security such as identity theft protection⊗, cell phone protection⋈ and AD&D insurance⋊.

$50

$6

Earn $0.05 on every debit card purchase transaction
Apple Pay, Google Pay, Samsung Pay
We'll reimburse the surcharges for withdrawals made from any ATM, anywhere in the U.S., up to 6 times per calendar month
Interest Checking

I carry higher balances, use ATMs when I travel and want to earn rewards.

$50
Earn interest
Earn $.05 on every debit card purchase transaction
Apple Pay, Google Pay, Samsung Pay
We'll reimburse the surcharges for withdrawals made from any ATM, anywhere in the U.S, up to 6 times per calendar month
Banner's Best Checking

I keep higher balances and want to earn interest. I frequently use ATMs when I travel and want to earn rewards on spending.

$50
Earn competitive tiered interest
Earn $.05 on every debit card purchase transaction
Apple Pay, Google Pay, Samsung Pay
Enjoy unlimited surcharge rebates from any ATM, anywhere in the U.S.
These descriptions are summaries only and do not include all terms, conditions, and exclusions of the benefits. Refer to the guide to benefits or insurance documents for complete details of coverage and exclusions. Some benefits may require registration/activation.
Cellular phone bill must be paid through this account. Covers primary line plus up to three additional lines listed on the cellular phone bill. May submit up to two claims per year, up to $400 per claim and $50 deductible per claim.
Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate. Coverage divides equally on joint accounts and reduces by 50% at age 70.
Δ
Minimum daily balance required to avoid a monthly service charge. Relationship balances include all checking and savings accounts including the primary account holder as either a primary or joint account holder.
^
When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.