Options for checking accounts.

We have a large network of ATMs to serve you.

Know what you want? If not, we can help you decide. Tell us about some features you know you want, and we’ll show you a solution.

I use my debit card a lot, including at ATMs when I’m traveling.

With Connected Checking, you’ll get ATM surcharge rebates on non-Banner ATMs anywhere in the world. 

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I carry higher balances and want to earn rewards

With Rewards Plus Checking, you’ll get ATM surcharge rebates on non-Banner ATMs anywhere in the world. You also get a nickel back with every debit card purchase.

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I keep higher balances and want to earn interest.

Banner’s Best Checking pays a competitive tiered interest rate and provides additional benefits.

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I rarely write checks and really just need a debit card and online banking.

The GoodStart account includes a MasterCard® debit card and no overdraft fees on everyday debit card transactions.

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With Banner Bank Checking, you'll get:

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Free online banking and bill pay

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Free mobile banking with Snapshot Deposit®

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24-7 Bank-By-Phone

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Pacific Northwest based customer contact center staffed by Banner employees

Feature Basic Checking Personal Checking Rewards Plus Checking Interest Checking
Service Charge

$3 — waived with at least 1 debit card transaction or 1 deposit per statement cycle

$0

$7 monthly service charge, waived with minimum daily balance of $1,500 or average combined checking/savings relationship deposit balance of $10,000^

$12 monthly service charge, waived with minimum daily balance of $5,000 or average daily balance of $10,000 or an average combined relationship deposit balances of $25,000^

Debit Card

Debit card includes unlimited usage. Use everywhere MasterCard® is accepted (that’s millions of locations). You’re covered by MasterCard’s Zero Liability Protection and won’t be held liable in the event of an unauthorized purchase. View the great benefit package included with your debit card.

Eligible for Apple Pay™ on supported Apple devices

Register for MasterCard's Identity Theft Alerts to monitor and protect your online identity and card information.

 


ATM Use

Free use of Banner Bank ATMs

Free use of Banner Bank ATMs, plus unlimited rebates of surcharges assessed by non-Banner owned ATMs in the U.S. Surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to client account.

Free use of Banner Bank ATMs, plus unlimited rebates of surcharges assessed by non-Banner owned ATMs anywhere in the U.S. Surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to client account.

Free use of Banner Bank ATMs, plus unlimited rebates of surcharges assessed by non-Banner owned ATMs everywhere in the U.S. Surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to client account.

 

Bank Anywhere
Overdraft Protection
  • Link to a Banner savings account or Banner Line of Credit† for overdraft protection
  • Learn more about Overdraft Protection
  • Link to a Banner savings account or Banner Line of Credit† for overdraft protection
  • Learn more about Overdraft Protection
Additional Benefits
  • Students can open an account with a parent or guardian signer
  • Banner savings account. $25 opening deposit and at least $25/month transfer from your GoodStart Checking account required for monthly service charge waiver
  • Direct deposit available
  • Free Notary Public services
  • For clients aged 65 and up: 50% off any personal check style or pay just shipping and handling cost for Banner logo wallet checks
  • Unlimited checking writing
  • Banner savings account. $25 opening deposit and at least $25/month transfer from your Connected Checking account required for monthly service charge waiver
  • Direct deposit available
  • Free Notary Public services
  • Unlimited check writing
  • Unlimited MasterCard debit card usage
  • For clients aged 65 and up: 50% off any personal check style or free Banner Bank logo checks or pay just shipping and handling cost for Banner logo wallet checks
  • Free Notary Public services
  • Direct deposit available
  • Automatic savings plan available
  • Earn interest 
  • Unlimited check writing
  • Unlimited MasterCard debit card usage
  • 50% off any personal check style or free Banner Bank logo checks
  • 50% off safe deposit annual rental fee where available
  • Free cashier's checks and money orders
  • Free Notary Public services
  • Direct deposit available
  • Automatic savings plan available
  • Automatic loan payment available
  • Earn competitive tiered interest rates
    • 0.25% over posted rates on new and renewed Certificates of Deposit (excludes CD specials)¤
    • 0.25% rate reduction on consumer loans, in addition to 0.25% for automatic payment†
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* Applicable for ATM transactions worldwide. Surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to client account.
† Subject to credit approval.
‡ Check with your mobile service provider for message and data rates.
¤ On selected terms and to be used for new certificates of deposit or at renewal.
§ Overdraft fee is charged if insufficient funds are available to clear checks, bill pay items or automated payments from your account.