Checking account options to fit your life.

Your financial needs are unique. That's why Banner Bank offers multiple checking account options to meet your lifestyle. Check out these account features and choose the one that best fits you.

I use my debit card a lot, including at ATMs when I’m traveling.

With Connected Checking®, you’ll get ATM surcharge rebates on non-Banner ATMs anywhere in the U.S. 

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I carry higher balances and want to earn rewards

With Rewards Plus Checking, you’ll get ATM surcharge rebates on non-Banner ATMs anywhere in the U.S. You also get a nickel back with every debit card purchase.

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I keep higher balances and want to earn interest.

Banner’s Best Checking pays a competitive tiered interest rate, unlimited rebates on non-Banner ATM surcharges anywhere in the U.S., and provides additional benefits.

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I rarely write checks and really just need a debit card and online banking.

The GoodStart account includes a Mastercard® debit card and no overdraft fees on everyday debit card transactions.

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With Banner Bank Checking, you'll get:

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Free online banking and bill pay

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Free mobile banking with Snapshot Deposit®

icon 24-7 bank by phone

24-7 Bank-By-Phone

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Pacific Northwest based customer contact center staffed by Banner employees

Feature Connected Checking Rewards Plus Checking Banners Best Checking GoodStart Checking
Service Charge

$0

$7 monthly service charge, waived with minimum daily balance of $1,500 or average combined checking/savings relationship deposit balance of $10,000^

$12 monthly service charge, waived with minimum daily balance of $5,000 or average daily balance of $10,000 or an average combined relationship deposit balances of $25,000^

$3 — waived with at least 1 debit card transaction or 1 deposit per statement cycle

Debit Card

  • Debit card includes unlimited usage. Use everywhere Mastercard® is accepted (that’s millions of locations). You’re covered by Mastercard’s Zero Liability Protection and won’t be held liable in the event of an unauthorized purchase. View the great benefit package included with your debit card. If purchases are made in non-U.S. currency, there is a 1.10% Currency Conversion fee, based on U.S. dollars.
  • Eligible for Apple Pay™ on supported Apple devices
  • Register for Mastercard's Identity Theft Alerts to monitor and protect your online identity and card information.
  • Enroll in Mastercard SecureCode® to add a layer of protection when you shop with your Banner Bank debit card online.

 

ATM Use
  • Free use of Banner Bank ATMs, plus unlimited rebates of surcharges assessed by non-Banner owned ATMs in the U.S. Surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to client account.
  • When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
  • Free use of Banner Bank ATMs, plus unlimited rebates of surcharges assessed by non-Banner owned ATMs anywhere in the U.S. Surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to client account.
  • When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
  • Free use of Banner Bank ATMs, plus unlimited rebates of surcharges assessed by non-Banner owned ATMs everywhere in the U.S. Surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to client account.
  • When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.

 

Free use of Banner Bank ATMs. When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.

Bank Anywhere
  • Free Banner Online Banking, Mobile Banking with Snapshot Deposit®, Basic Bill Pay, Bank-By-Phone and eStatements
  • Learn more about Banner Online and Mobile Banking features
  • Free Banner Online Banking, Mobile Banking with Snapshot Deposit®, Basic Bill Pay, Bank-By-Phone and eStatements
  • Learn more about Banner Online and Mobile Banking features
  • Free Banner Online Banking, Mobile Banking with Snapshot Deposit®, Basic Bill Pay, Bank-By-Phone and eStatements
  • Learn more about Banner Online and Mobile Banking features
  • Free Banner Online Banking, Mobile Banking with Snapshot Deposit®, Basic Bill Pay and Bank-By-Phone
  • Learn more about Banner Online and Mobile Banking features
Overdraft Protection
  • Link to a Banner savings account or Banner Line of Credit for overdraft protection
  • Learn more about Overdraft Protection
  • Link to a Banner savings account or Banner Line of Credit for overdraft protection
  • Learn more about Overdraft Protection
  • Link to a Banner savings account or Banner Line of Credit for overdraft protection
  • Learn more about Overdraft Protection
Additional Benefits
  • For clients aged 65 and up: 50% off any personal check style or pay just shipping and handling cost for Banner logo wallet checks
  • Unlimited checking writing
  • Banner savings account. $25 opening deposit and at least $25/month transfer from your Connected Checking account required for monthly service charge waiver
  • Direct deposit available
  • Free Notary Public services
  • Unlimited check writing
  • Unlimited Mastercard debit card usage
  • For clients aged 65 and up: 50% off any personal check style or free Banner Bank logo checks or pay just shipping and handling cost for Banner logo wallet checks
  • Free Notary Public services
  • Direct deposit available
  • Automatic savings plan available
  • Earn interest 
  • Unlimited check writing
  • Unlimited Mastercard debit card usage
  • 50% off any personal check style or free Banner Bank logo checks
  • 50% off safe deposit annual rental fee where available
  • Free cashier's checks and money orders
  • Free Notary Public services
  • Direct deposit available
  • Automatic savings plan available
  • Automatic loan payment available
  • Earn competitive tiered interest rates
    • 0.25% over posted rates on new and renewed Certificates of Deposit (excludes CD specials)¤
    • 0.25% rate reduction on consumer loans, in addition to 0.25% for automatic payment
  • Students can open an account with a parent or guardian signer
  • Banner savings account. $25 opening deposit and at least $25/month transfer from your GoodStart Checking account required for monthly service charge waiver
  • Direct deposit available
  • Free Notary Public services
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* Applicable for ATM transactions worldwide. Surcharges assessed by non-Banner ATMs will be rebated by Banner Bank to client account.
† Subject to credit approval.
‡ Check with your mobile service provider for message and data rates.
¤ On selected terms and to be used for new certificates of deposit or at renewal.
§ Overdraft fee is charged if insufficient funds are available to clear checks, bill pay items or automated payments from your account.