Banner’s Personal Checking Account Options | Apply Online Today

With a Banner Bank checking account, you can enjoy some seriously good benefits.
- Nationwide ATM convenience
- Bank anytime from your favorite device
- Mastercard® debit card with Zero Liability Protection
With all Banner Bank Checking accounts, you'll get:
Choose from three checking accounts to meet your needs:
-
Banner's Best Checking
-
Rewards Checking
-
Connected Checking®

- Earn more interest with higher balances
- We reimburse the fees for any ATM you use in the U.S.
- Online and mobile banking, bill pay, digital wallet

- IDProtect® - Identity Theft Monitoring and Resolution Services∝
- Cell Phone Protection⋈
- Accidental Death and Dismemberment (AD&D) Insurance⊗, ⋊, ♠
- Use any ATM in the U.S. and we'll refund the fees up to 6 times per calendar month

- $0 monthly service fees with $500 or more in direct deposits a month or a minimum daily balance of $500 or more, or account holder is under age 25
- Use any ATM in the U.S. and we'll refund the fees up to 2 times per calendar month
- Online and mobile banking, bill pay, digital wallet
- Open an account with as little as $50
Choose the checking account that best fits you:
Connected Checking® | Rewards Checking | Banner's Best Checking | |
---|---|---|---|
Apply Online | |||
Best For |
I like a hard-working account with access to cash when and where I need it. |
I want added security such as identity theft protection, cell phone protection⋈ and AD&D insurance⊗, ⋊, ♠. |
I keep higher balances and want to earn interest. I frequently use ATMs when I travel and want to earn rewards on spending. |
Minimum Opening Balance |
$50 |
$50 |
$50 |
Monthly Service ChargeΔ |
$4 |
$6 |
$12 |
Monthly Service Charge waived with |
Minimum daily balance of $500 or $500 or more in direct deposits per monthly statement or account holder is aged 24 or younger |
No waiver available |
Minimum daily balance of $5,000 or Average daily balance of $10,000 or Average daily combined checking/savings relationship deposit balance of $25,000Δ |
Paper Statements and Paper Check Images |
Paper statements $2 per month, or $4 per month with check images (waived for clients aged 65 and up) |
Paper statements $2 per month, or $4 per month with check images (waived for clients aged 65 and up) |
Free |
Earns interest |
Earn competitive tiered interest |
||
ATM and Debit Card Benefits | |||
Mastercard® Zero Liability Protection | |||
Debit Card Suspicious Activity Alerts | |||
Access to Debit Card Controls mobile app | |||
Nationwide ATM convenience^ |
We'll reimburse the surcharges for withdrawals made from any ATM, anywhere in the U.S., up to 2 times per calendar month |
We'll reimburse the surcharges for withdrawals made from any ATM, anywhere in the U.S., up to 6 times per calendar month |
Enjoy unlimited surcharge rebates from any ATM, anywhere in the U.S. |
Check Benefits | |||
Unlimited Checkwriting | |||
Check Order Benefits |
For clients aged 65 and up: 50% off any personal check style (with standard shipping), or pay just shipping and handling cost for Banner logo wallet checks |
For clients aged 65 and up: 50% off any personal check style (with standard shipping), or pay just shipping and handling cost for Banner logo wallet checks |
50% off any personal check style (with standard shipping), or free Banner logo wallet or duplicate checks (with standard shipping) |
Cashiers Checks and Money Orders |
Standard pricing applies. See personal fee schedule for details.∂ |
Standard pricing applies. See personal fee schedule for details.∂ |
Free cashier's checks and money orders when funded directly from your Banner's Best Checking account |
Special Features | |||
Identity Theft Monitoring and Resolution Services∝ from IDProtect® | |||
Cell phone protection – covers damage or theft of primary line and up to 3 additional lines ⋈ | |||
Up to $10,000 in AD&D Insurance ⊗⋊ | |||
Safe Deposit Box Annual Rental |
$15 discount on annual rental fee when auto-pay is set up from your Connected Checking account |
$15 discount on annual rental fee when auto-pay is set up from your Rewards Checking account |
50% off safe deposit annual rental fee when auto-pay is set up from your Banner's Best Checking account |
Earn 0.15% over posted rates on new and renewing CDs (excludes CD specials) | |||
Get a 0.25% rate reduction on new consumer loans†, in addition to 0.25% for automatic payments. | |||
Additional Services | |||
Digital services including Online Banking, Mobile Banking, Bill Pay, Snapshot Deposit, and PFM tools | |||
eStatement enrollment available | |||
Personal Financial Management tools | |||
Digital Wallet |
Apple Pay, Google Pay, Samsung Pay |
Apple Pay, Google Pay, Samsung Pay |
Apple Pay, Google Pay, Samsung Pay |
Direct Deposit |