Personal Checking Account Options
Checking options to fit your life.
Your financial needs are unique. That's why Banner Bank offers multiple checking account options to meet your lifestyle. Check out these account features and choose the one that best fits you.
With all Banner Bank Checking accounts, you'll get:
Choose the checking account that best fits you:
Best for
Service chargeΔ
Earns interest
Earns rewards
Digital Wallet
Checks
Nationwide ATM convenience^
Mastercard® Zero Liability Protection
Online, Mobile Banking and Bill Pay
Connected Checking®
I like a hard-working account with no monthly service fees and access to cash when and where I need it.
$0
Apple Pay, Google Pay, Samsung Pay
Unlimited checkwriting
Fee
We'll reimburse the surcharges for withdrawals made from any ATM, anywhere in the U.S., up to 4 times per calendar month
Interest Checking
I carry higher balances, use ATMs when I travel and want to earn rewards.
Earn interest
Earn $.05 on every debit card purchase transaction
Apple Pay, Google Pay, Samsung Pay
Unlimited checkwriting
Fee
We'll reimburse the surcharges for withdrawals made from any ATM, anywhere in the U.S, up to 6 times per calendar month
Banner's Best Checking
I keep higher balances and want to earn interest. I frequently use ATMs when I travel and want to earn rewards on spending.
Earn competitive tiered interest
Earn $.05 on every debit card purchase transaction
Apple Pay, Google Pay, Samsung Pay
Unlimited checkwriting
Fee
Enjoy unlimited surcharge rebates from any ATM, anywhere in the U.S.
Δ
Minimum daily balance required to avoid a monthly service charge. Relationship balances include all checking and savings accounts including the primary account holder as either a primary or joint account holder.
^
When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.