Banner’s Personal Checking Account Options | Apply Online Today

Banner Bank offers flexible checking accounts to fit you
Checking options to fit your life.

Your financial needs are unique. That's why Banner Bank offers multiple checking account options to meet your lifestyle. Check out these account features and choose the one that best fits you.

With all Banner Bank Checking accounts, you'll get:

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Mobile banking with Snapshot Deposit®

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24-7 Bank-By-Phone at 800-527-6435

Contact center

Phone support provided by Banner employees at 800-272-9933

Choose from four checking accounts to meet your banking needs:

  • Banner's Best Checking
  • Interest Checking
  • Rewards Checking
  • Connected Checking®
Earn interest, money back with debit card purchases and no ATM fees anywhere in the U.S.
Woman with shopping bags using mobile phone
  • Earn more interest with higher balances
  • Earn $.05 back on every debit card purchase transaction
  • We reimburse the fees for any ATM you use in the U.S.
  • Online and mobile banking, bill pay, digital wallet
Get rewarded every time you use your debit card for purchases.
No ATM fees and earn money back with debit card purchases with Rewards Plus Checking
  • Earn $.05 back on every debit card purchase transaction
  • Earn interest
  • Use any ATM in the U.S. and we'll reimburse the fees up to 6 times per calendar month
  • Online and mobile banking, bill pay, digital wallet
A checking account with added security and protection.
Rewards checking photo of family walking on beach
  • ID Protect® - Identity Theft Monitoring and Resolution Services
  • Cell Phone Protection
  • Accidental Death and Dismemberment (AD&D) Insurance
  • Use any ATM in the U.S. and we'll refund the fees up to 6 times per calendar month
  • Earn $0.05 back on every debit card purchase transaction
No monthly service fees and no on-going minimum balance required.
Four women hug while hiking
  • $0 monthly service fees
  • Use ATM in the U.S. and we'll refund the fees up to 4 times per calendar month
  • Online and mobile banking, bill pay, digital wallet
  • Open an account with as little as $50

Choose the checking account that best fits you:

Best for
Minimum Opening Balance
Service chargeΔ
Earns interest
Earns rewards
Digital Wallet
Unlimited Checkwriting
Nationwide ATM convenience^
Mastercard® Zero Liability Protection
Online, Mobile Banking and Bill Pay
Connected Checking® 

I like a hard-working account with no monthly service fees and access to cash when and where I need it.

$50

$0

Apple Pay, Google Pay, Samsung Pay
We'll reimburse the surcharges for withdrawals made from any ATM, anywhere in the U.S., up to 4 times per calendar month
Rewards Checking

I want added security such as identity theft protection⊗, cell phone protection⋈ and AD&D insurance⋊.

$50

$6

Earn $0.05 on every debit card purchase transaction
Apple Pay, Google Pay, Samsung Pay
We'll reimburse the surcharges for withdrawals made from any ATM, anywhere in the U.S., up to 6 times per calendar month
Interest Checking

I carry higher balances, use ATMs when I travel and want to earn rewards.

$50
Earn interest
Earn $.05 on every debit card purchase transaction
Apple Pay, Google Pay, Samsung Pay
We'll reimburse the surcharges for withdrawals made from any ATM, anywhere in the U.S, up to 6 times per calendar month
Banner's Best Checking

I keep higher balances and want to earn interest. I frequently use ATMs when I travel and want to earn rewards on spending.

$50
Earn competitive tiered interest
Earn $.05 on every debit card purchase transaction
Apple Pay, Google Pay, Samsung Pay
Enjoy unlimited surcharge rebates from any ATM, anywhere in the U.S.
These descriptions are summaries only and do not include all terms, conditions, and exclusions of the benefits. Refer to the guide to benefits or insurance documents for complete details of coverage and exclusions. Some benefits may require registration/activation.
Cellular phone bill must be paid through this account. Covers primary line plus up to three additional lines listed on the cellular phone bill. May submit up to two claims per year, up to $400 per claim and $50 deductible per claim.
Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate. Coverage divides equally on joint accounts and reduces by 50% at age 70.
Δ
Minimum daily balance required to avoid a monthly service charge. Relationship balances include all checking and savings accounts including the primary account holder as either a primary or joint account holder.
^
When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
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