The checking account that comes with peace of mind.
- We've got you covered with identity theft monitoring∝, accidental death and dismemberment insurance⊗, ⋊ and cell phone protection⋈
- Use any ATM in the U.S. and we'll refund the fees, up to 6 times each calendar month^
With all Banner Bank checking accounts, you'll get:
With Rewards Checking you also get:
Applying for a checking account is easy.
Not sure which checking account is right for you?
Minors (age 12-17) are eligible to be an account owner if a parent or guardian (age 18 and older) is also an owner on the account. All account owners have full rights to withdraw, deposit and transfer funds.
Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students. Credit file monitoring is only available to account owners age 18 or older. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certiﬁcate of insurance. Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
Cellular phone bill must be paid through this account. Covers primary line plus up to three additional lines listed on the cellular phone bill. May submit up to two claims per 12 month period per account, up to $400 per claim and $50 deductible per claim. Check with your mobile service provider for message and data rates.
Coverage divides equally amongst all account owners on joint accounts and reduces by 50% at age 70.
These descriptions are summaries only and do not include all terms, conditions, and exclusions of the benefits. Refer to the respective guide to benefits or insurance documents for complete details of coverage and exclusions.
Surcharges assessed by non-Banner ATMs will be reimbursed by Banner Bank to client account. When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
Message and data rates may apply. May require authentication, registration, and/or activation.
Paper statements are $2 monthly for paper statements without check images or $4 when you opt-in to receive paper statements with check images. Paper statements are provided at no cost to account owners who are 65 years of age or older.
Overdraft protection by line(s) of credit subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or to current Banner Bank deposit clients.
Card replacement fee may apply.