Rewards Checking
The checking account that comes with peace of mind.
- We've got you covered with identity theft monitoring∝, accidental death and dismemberment insurance⊗, ⋊ and cell phone protection⋈
- Use any ATM in the U.S. and we'll refund the fees, up to 6 times each calendar month^
With all Banner Bank checking accounts, you'll get:
With Rewards Checking you also get:
IDProtect®
Identity Theft Monitoring and Resolution Services∝
Cell Phone Protection⋈
Covers damage or theft for your primary line plus up to three additional lines.
AD&D Insurance
Up to $10,000 of Accidental Death & Dismemberment Insurance.⊗, ⋊
ATM Reimbursements
Use any ATM in the U.S. and we'll reimburse the surcharges up to 6 times each calendar month.^
Low Monthly Service Charge
$6.00 monthly service charge.
Low Opening Balance
Open a checking account with as little as $50π.
Digital Wallet
Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices‡.
Easy to Access Statements
Keep your financial
information safe and accessible anytime with eStatements. Avoid charges for paper statements.Ψ
Overdraft Protection
With overdraft protection you can link to a savings account or line of credit to cover your purchases.»
Banner Savings Account
No monthly service charge on a Connected Savings account with $25 or more auto transfer from this checking account.
Debit Card Security
Your personal debit card♠ is covered by Mastercard’s Zero Liability Protection and you can register for Mastercard Identity Theft.
Additional Benefits
Direct deposit available. For clients aged 65+ get 50% off any personal check style (with standard shipping) or pay just shipping and handling cost for Banner logo wallet checks.
Applying for a checking account is easy.
Not sure which checking account is right for you?
Access the Deposit Account Agreement and Personal Accounts Schedule of Fees.
View the Rewards Checking Product Guide
π
Minors (age 12-17) are eligible to be an account owner if a parent or guardian (age 18 and older) is also an owner on the account. All account owners have full rights to withdraw, deposit and transfer funds.
∝
Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students. Credit file monitoring is only available to account owners age 18 or older. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
⋈
Cellular phone bill must be paid through this account. Covers primary line plus up to three additional lines listed on the cellular phone bill. May submit up to two claims per 12 month period per account, up to $400 per claim and $50 deductible per claim. Check with your mobile service provider for message and data rates.
⋊
Coverage divides equally amongst all account owners on joint accounts and reduces by 50% at age 70.
⊗
These descriptions are summaries only and do not include all terms, conditions, and exclusions of the benefits. Refer to the respective guide to benefits or insurance documents for complete details of coverage and exclusions.
^
Surcharges assessed by non-Banner ATMs will be reimbursed by Banner Bank to client account. When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
‡
Message and data rates may apply. May require authentication, registration, and/or activation.
Ψ
Paper statements are $2 monthly for paper statements without check images or $4 when you opt-in to receive paper statements with check images. Paper statements are provided at no cost to account owners who are 65 years of age or older.
»
Overdraft protection by line(s) of credit subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or to current Banner Bank deposit clients.
♠
Card replacement fee may apply.