Home, Student, Vehicle & Personal Loans
Personal Loans & Lines of Credit
If you’re looking for extra cash for specific purchases, medical bills or even taxes, then take a look at options for personal loans and lines of credit†.
Home Renovation Financing Options
One of the first big decisions when starting a home improvement project is planning how to pay for it. See the options we offer to fund your next project.
Home Equity Loans & Lines of Credit
Installment loans or revolving lines of credit» secured by the equity in your home give you access to cash for repairs or unexpected expenses.
Credit cards that earn rewards
Wherever you are in your higher education, get the money you need for school. Student loans from Banner Bank in partnership with Sallie Mae® could help.
Vehicle loans† for new and used cars and trucks, plus motor homes, travel trailers, boats, ATV’s, motorcycles and snowmobiles.
Earn 4 points for every dollar you spend on your home equity projects – and redeem for travel, merchandise, gift cards and more.
Read the blog about how to use a HELOC
What is a HELOC and how can I use one?
Whether it’s a new roof that just can’t wait or college tuition coming due, sizable expenses sometimes require financing. If you are a homeowner, a source of funds that may be available is a home equity line of credit, or HELOC.
Use this calculator
How much home can I afford?
Looking to buy a home? It's good to know what you can afford before you start shopping. Use this calculator to see how much your monthly mortgage payments will be.
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Subject to credit approval and at least one of the HELOC applicants and the collateral must be in Washington, Oregon, Idaho or California. View a list of Banner Bank's Mortgage Loan Originators National Mortgage Licensing System ID numbers.
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APR (Annual Percentage Rate) as low as 5.99% fixed for first 12 months requires a minimum FICO score of 780 or greater, not all applicants will qualify. Rate includes a 0.50% discount by establishing an automatic payment from any Banner Bank personal checking account prior to closing. Followed by a floating rate of WSJ Prime plus 0.74% with a floor rate at 5.99% APR. $200 documentation fee, waived. Annual fee of $125 applied on first anniversary and each year after. Maximum Loan to Value is 80%. Excludes, existing Banner Bank HELOCs, Home Equity Loans, Bridge Loans and non-owner-occupied transactions. Residential appraisals only, no commercial appraisals and proof of insurance is required. Subject to credit approval. Not all applicants will qualify. Minimum FICO of 650 required for program. Available for applications submitted between September 2, 2025 and March 31, 2026.
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View complete credit card terms and conditions.
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Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.