Personal Loans & Lines of Credit

Unexpected expenses happen

We can help you find the right loan» to lend a hand.

Personal Loans

Unexpected, one-time expenses can pop up anytime. When they do, see us for a secured or unsecured Banner Bank installment loan so you can handle those extra costs that come your way, including: 
  • Consumer goods expenses
  • Medical bills
  • Taxes

Apply online, visit your local branch, or call us at 866-641-5335 to apply over the phone.

Personal Line of Credit

Life can be expensive. That's why it can be helpful to have an unsecured revolving line of credit so you have funds to keep you going. You can also link your line of credit to your checking account to protect your account from overdrafts.
Apply online, visit your local branch, or call us at 866-641-5335 to apply over the phone.

Home Improvement Loan

If you're looking for an alternative to using your home's equity to fund your next home project, a Home Improvement Loan might be right for you. It's ideal for home fix-ups in the range of $1,000 to $15,000. We make it easy, with great rates, no up-front fees and no equity requirements.
Apply online, visit your local branch, or call us at 866-641-5335 to apply over the phone.

What’s an overdraft?

It's when you don’t have enough money in your account to cover a transaction, but we pay it anyway when you have overdraft protection. We usually charge a fee when we do this. To avoid overdraft fees, simply link your checking account with a personal line of credit.

Read about overdraft protection

Visit a branch to learn more or apply online:

 Save time by starting your application from within Online Banking.

Care to chat? Call us to apply by phone.

Monday-Friday 8:00 am - 5:00 pm (Pacific Time)

866-641-5335 |


Subject to credit approval and limited to residents of Washington, Oregon, Idaho or California, or current Banner Bank deposit clients.

IMPORTANT: Internet email is not secure. Unlike Online Banking, it does not use SSL encryption so please do not send sensitive information such as your social security number or account number. Emails containing sensitive account information MAY be sent through our Secure Message Center while logged into Banner Bank Online Banking. Please include in your email the name of your bank branch so we may process your request as quickly as possible.