Current Banner Bank Personal Checking and Savings Account Rates

Checking Account Name

Minimum Balance to Obtain APY

Annual Percentage Yield (APY)1

Interest Rate
Banner's Best Checking  $0 - $4,999 0.02% 0.02%

Banner's Best Checking 

$5,000 - $24,999 0.02% 0.02%

Banner's Best Checking 

$25,000 - $99,999

0.05%

0.05%

Banner's Best Checking 

$100,000 or more 0.05% 0.05%
Banner's Digital Account Not interest bearing Not interest bearing Not interest bearing
Connected Checking Not interest bearing Not interest bearing Not interest bearing
Connected Savings None 0.02% 0.02%
Rewards Checking Not interest bearing Not interest bearing Not interest bearing
Savings Account Name Minimum Balance to Obtain APY  Annual Percentage Yield (APY)1   Interest Rate
Banner's Best Savings $0 - $4,999 0.05% 0.05%

Banner's Best Savings

 $5,000 - $24,999 0.10% 0.10%

Banner's Best Savings

 $25,000 - $99,999 0.15% 0.15%

Banner's Best Savings

 $100,000 - $249,000 0.35% 0.35%

Banner's Best Savings

 $250,000 - $999,999 0.40% 0.40%

Banner's Best Savings

 $1,000,000 and above 0.60% 0.60%
Connected Savings None 0.02% 0.02%
Money Market Savings $0 - $2,499 0.05%  0.05%

Money Market Savings

 $2,500 - $9,999 0.10%  0.10%

Money Market Savings

 $10,000 - $24,999 0.10%  0.10%

Money Market Savings

 $25,000 - $99,999 0.15%  0.15%

Money Market Savings

 $100,000 - $999,999 0.40%  0.40%

Money Market Savings

 $1,000,000 or more 0.60%  0.60%
Personal High Yield Relationship Savings Tier Minimum Balance to Obtain APY Annual Percentage Yield (APY)2 Interest Rate

Personal High Yield Relationship Savings

 $0 - $24,999   0.25%  0.25%

Personal High Yield Relationship Savings

 $25,000 - $49,999 1.51%  1.50%

Personal High Yield Relationship Savings

 $50,000 - $99,999 1.51%  1.50%

Personal High Yield Relationship Savings

 $100,000 - $249,999 2.02%  2.00%

Personal High Yield Relationship Savings

 $250,000 - $499,999 2.28%  2.25%

Personal High Yield Relationship Savings

 $500,000 - $999,999 2.53%  2.50%

Personal High Yield Relationship Savings

 $1,000,000 - $2,999,999 2.58%  2.55%

Personal High Yield Relationship Savings

 $3,000,000 - $4,999,999 2.58%  2.55%

Personal High Yield Relationship Savings

 $5,000,000 and above 2.63%  2.60%

For questions or another rate, please contact us:

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Toll-Free Number: 800-272-9933

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1
Annual Percentage Yield (APY) is accurate as of 5/1/26.
2

Annual Percentage Yield (APY) accurate as of 1/26/2026. Rates may change. The interest rate tier is determined by the actual daily account balance. Monthly service charge of $10 is waived when you meet one of the following criteria during that monthly statement cycle: $5,000 minimum daily balance or $10,000 average daily combined balance for checking and savings deposit relationship. If relationship balance is below $25,000, Annual Percentage Yield (APY) is 0.25%.  Public fund accounts not eligible.  Additional restrictions may apply.