Personal Banking Solutions and Services for Better Banking

2026 Personal Checking, Savings and High Yield Relationship Savings Disclosure

To receive the personal checking or savings offers, you must open your account(s) online at bannerbank.com or at a Banner Bank branch and use the promotional code at account opening that was provided to you by Banner Bank. Offer is not available to those whose accounts have been closed within the last 2 years. You may receive only one new account opening-related bonus every 2 years on a personal checking account and one new account opening-related bonus every 2 years on a personal savings or money market account. To qualify for the personal checking offer, you must not already have a personal checking account with Banner Bank. To qualify for the personal savings offer, you must not already have a personal savings or money market account with Banner Bank. Offer is subject to change without notice and may not be combined with any other offer. Must meet standard account opening requirements. Offer available to residents of OR, WA, CA and ID only.

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  To receive the $250 personal checking bonus: Open any new Banner Bank personal checking account AND complete at least $2,500 of direct deposits into that account within 60 days AND maintain a minimum balance of $2,500 for 90 days.
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  To receive the $500 personal checking bonus: Open any new Banner Bank personal checking account AND complete at least $5,000 of direct deposits into that account within 60 days AND maintain a minimum balance of $5,000 for 90 days.
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  To receive the $250 personal savings bonus: Open any new Banner Bank personal savings or money market account AND deposit a minimum of $5,000 of new money (not held at Banner Bank) into that account within 60 days AND maintain a minimum balance of $5,000 for 90 days.
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  To receive the $500 personal High Yield Relationship Savings bonus: Open a new Banner Bank personal High Yield Relationship Savings account AND deposit a minimum of $25,000 of new money (not held at Banner Bank) into that account within 60 days AND maintain a minimum balance of $25,000 for 90 days.

Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments or mobile check deposits are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. Deposits are subject to verification and not available for immediate withdrawal.

After you have met the above requirements, we'll deposit the bonus into your new account within 30 days. Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable. Account must be in an open status and in good standing at the time of payout.

Minimum opening balance of $25 for Banner’s Digital Account; $50 for Connected Checking, Rewards Checking and Banner's Best Checking. 

Minimum opening balance of $25 for Connected Savings; $100 for Money Market Savings and Banner’s Best Savings; $25,000 for High Yield Relationship Savings. 

Fees: Service fees may apply based on the account(s) you select. For a schedule of fees and deposit account agreements, please visit our Terms and Tips page.

IRS Form 1099-INT or 1042-S: Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts. Offer expires 6/30/2026.