Banner's Digital Account
Access to safe and affordable financial products.
That's what you get and more with Banner's Digital Account. This basic transaction account can serve as a stepping-stone towards our other offerings such as a Connected Savings account, Banner Bank credit card, personal loans and more.
With Banner's Digital Account, you'll enjoy:
- A digital account with a flat monthly service charge of $3
- No Banner Bank overdraft fees on this account
- Open an account with $25 or moreπ
In addition, you'll get:
Bank Anywhere, Anytime
Access your accounts from your desktop, tablet or smartphone with online and mobile banking and Bank-by-Phone.
Pay Anyone
With Bill Pay, you can pay bills and pay people – and choose the date your payment arrives. Check writing is not allowed and checks cannot be written on this account.
ATM Benefits
Use any Banner Bank-owned ATM. We don't charge you to use a non-Banner Bank owned ATM^.
Low Opening Balance Requirements
Open a checking account with as little as $25 with no minimum balance required.
Interactive Demos
Learn how Banner Bank can help manage your finances anywhere, anytime via interactive demos.
Debit Card Security
Your personal debit card♠ is covered by Mastercard’s Zero Liability Protection and you can register for Mastercard Identity Theft ProtectionTM.
Digital Wallet
Use Apple Pay, Google Pay and Samsung Pay on supported Apple, Samsung and Android devices‡.
Easy to Access Statements
Keep your financial
information safe and accessible anytime with eStatements. Avoid charges for paper statements.Ψ
Banner Savings Account
Open a savings account with as little as $25 and auto transfer from this checking account.
Bank by Phone
Bank with us 24-7 at 800-527-6435
Real Support
Phone support provided by Banner Bank employees at 800-272-9933.
Banner's Digital Account is Bank On Certified.
Bank On, led by national nonprofit organization the Cities for Financial Empowerment Fund (CFE Fund), works to ensure that everyone has access to a safe, affordable transactional banking account.
Applying for a checking account is easy.
Choose the checking account that best fits your needs:
This account earns no interest. See interest rates.
When you apply online, you’ll create a secure, personal dashboard account to serve as your application hub. From this dashboard, you can track the status of applications, see any steps you need to take, and review and download disclosures. This dashboard will also retain many of the details you enter, speeding up the process if you apply for another product.
π
Minors (age 12-17) are eligible to be an account owner if a parent or guardian (age 18 and older) is also an owner on the account. All account owners have full rights to withdraw, deposit and transfer funds.
‡
Message and data rates may apply. May require authentication, registration, and/or activation.
^
When using ATMs outside the U.S., there is a 1.10% Currency Conversion fee, which is based on the U.S. dollar amount. If you plan to use your Banner Bank debit card when traveling internationally, please notify us before you travel so we can adjust card restrictions.
♠
Card replacement fee may apply.
Ψ
Paper statements are $2 monthly. Paper statements are provided at no cost to account owners who are 65 years of age or older.